Nationwide Building SocietyLSE:NBS 61 Net Margin % is 21.97% as of Mar. 2026, which is 5% below its 10-year median of 23.18. GuruFocus rates LSE:NBS with a GF Score™ of 61/100 and a GF Value™ of £177.75 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 1,527 Banks companies, Nationwide Building Society ranks worse than 78.59% on this metric.
The historical rank and industry rank for Nationwide Building Society's Net Margin % or its related term are showing as below:
LSE:NBS'
s Net Margin % Range Over the Past 10 Years
Min: 12.03 Med: 23.18 Max: 44.44
Current: 16.59
LSE:NBS's Net Margin % is ranked worse than 78.59% of 1527
companies
in the Banks industry
Industry Median: 26.95
vs LSE:NBS: 16.59
Nationwide Building Society (LSE:NBS) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Nationwide Building Society Net Margin % Related Terms
Nationwide Building Society Net Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Nationwide Building Society Net Margin % Competitor Comparison
For the Banks - Regional subindustry, Nationwide Building Society's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Nationwide Building Society Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Nationwide Building Society's Net Margin % distribution charts can be found below:
* The bar in red indicates where Nationwide Building Society's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Nationwide Building Society (LSE:NBS) has a Net Margin % of 21.97% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Nationwide Building Society and its competitors. This is near median its historical median of 23.18. Over the past decade, Nationwide Building Society's Net Margin % has ranged from 12.03 to 44.44. According to the industry distribution chart, Nationwide Building Society ranks #1200 out of 1527 companies in the Banks industry, placing it in the top 78.6%.
Is Nationwide Building Society's Net Margin % too high?
Nationwide Building Society's current Net Margin % of 21.97% is near median its 10-year median of 23.18. Over the past 10 years, this metric has ranged from a low of 12.03 to a high of 44.44. The Banks industry median Net Margin % is 26.95. Nationwide Building Society's value of 21.97% is 18.5% below this industry median. Based on the distribution chart, Nationwide Building Society ranks #1200 out of 1527 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Nationwide Building Society has a GF Score™ of 61/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Nationwide Building Society's Net Margin % compare to competitors?
According to the Banks industry distribution chart, Nationwide Building Society ranks #1200 out of 1527 companies for Net Margin %. This places Nationwide Building Society in the lower half of its industry. The industry median Net Margin % is 26.95. Nationwide Building Society's value of 21.97% is 18.5% below this benchmark. Historically, Nationwide Building Society's own Net Margin % has ranged from 12.03 to 44.44 over the past decade. While the company's 10-year median is 23.18 vs. the industry median of 26.95, Nationwide Building Society has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.95, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Nationwide Building Society's current Net Margin % of 21.97% is 18.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Nationwide Building Society and its competitors. For the Banks industry, the median Net Margin % is 26.95 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Nationwide Building Society's current Net Margin % is 21.97%, which is near median its own 10-year median of 23.18. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Nationwide Building Society stock overvalued right now?
Based on GuruFocus' analysis, Nationwide Building Society (LSE:NBS) is currently considered Modestly Undervalued. The stock's GF Value™ is £177.75, compared to a current price of £129.00 — trading 27.4% below its estimated fair value. The current Net Margin % is 21.97%, which is near median its 10-year median of 23.18 and 18.5% below the Banks industry median of 26.95. Nationwide Building Society's overall GF Score™ is 61/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Nationwide Building Society (LSE:NBS), the current Net Margin % is 21.97% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Nationwide Building Society (LSE:NBS) Overvalued in 2026?
Based on GuruFocus' analysis, Nationwide Building Society stock appears to be undervalued.
The current stock price of £129.00 is trading 27.4% below its estimated GF Value™ of £177.75.
GuruFocus considers Nationwide Building Society to be Modestly Undervalued.
Key valuation signals for LSE:NBS:
Net Margin %: 21.97% (near median its 10-year median of 23.18)
GF Value™: £177.75 vs. price of £129.00 (27.4% below fair value)
Industry Position: 18.5% below the Banks median (#1200 of 1527)
No single metric tells the full story. See the LSE:NBS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Nationwide Building Society is engaged in providing financial services. Its products include current accounts, savings accounts, loans, credit cards, mortgages, investments, and insurance products.
61GF Score
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