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EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Personal Assets Trust's Enterprise Value is £1,648.1 Mil.
Personal Assets Trust's Free Cash Flow for the trailing twelve months (TTM) ended in Apr. 2026 was £-32.2 Mil. Therefore, Personal Assets Trust's EV-to-FCF for today is -51.12.
The historical rank and industry rank for Personal Assets Trust's EV-to-FCF or its related term are showing as below:
LSE:PNL'
s EV-to-FCF Range Over the Past 10 Years
Min: -850 Med: 198.63 Max: 890.45
Current: -51.21
During the past 13 years, the highest EV-to-FCF of Personal Assets Trust was 890.45. The lowest was -850.00. And the median was 198.63.
LSE:PNL's EV-to-FCF is ranked worse than 100% of 935
companies
in the Asset Management industry
Industry Median: 14.5
vs LSE:PNL: -51.21
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Personal Assets Trust (LSE:PNL) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Personal Assets Trust's PE Ratio (TTM) for today is calculated as:
Personal Assets Trust's share price for today is £5.37.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Personal Assets Trust's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Apr. 2026 was £0.324.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Asset Management subindustry, Personal Assets Trust's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Personal Assets Trust EV-to-FCF vs Asset Management Industry
For the Asset Management industry and Financial Services sector, Personal Assets Trust's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Personal Assets Trust's EV-to-FCF falls into.
Personal Assets Trust's current Enterprise Value is £1,648.1 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Personal Assets Trust's Free Cash Flow for the trailing twelve months (TTM) ended in Apr. 2026 was £-32.2 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Personal Assets Trust (LSE:PNL) has a EV-to-FCF of -51.12 as of Jul. 15, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Personal Assets Trust and its competitors. According to the industry distribution chart, Personal Assets Trust ranks #999999 out of 935 companies in the Asset Management industry.
Is Personal Assets Trust's EV-to-FCF too high?
Personal Assets Trust's current EV-to-FCF is -51.12. Based on the distribution chart, Personal Assets Trust ranks #999999 out of 935 companies in the Asset Management industry, which is in the bottom quartile relative to peers. Overall, Personal Assets Trust has a GF Score™ of 64/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Personal Assets Trust's EV-to-FCF compare to BLK and BX?
According to the Asset Management industry distribution chart, Personal Assets Trust ranks #999999 out of 935 companies for EV-to-FCF. This places Personal Assets Trust in the lower half of its industry. The industry median EV-to-FCF is 14.50. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for an Asset Management company?
The median EV-to-FCF among Asset Management companies is 14.50, based on 935 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Personal Assets Trust and its competitors. For the Asset Management industry, the median EV-to-FCF is 14.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Personal Assets Trust's current EV-to-FCF is -51.12. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Personal Assets Trust stock overvalued right now?
Based on GuruFocus' analysis, Personal Assets Trust (LSE:PNL) is currently considered Modestly Undervalued. The stock's GF Value™ is £6.41, compared to a current price of £5.37 — trading 16.2% below its estimated fair value. The current EV-to-FCF is -51.12. Personal Assets Trust's overall GF Score™ is 64/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Personal Assets Trust (LSE:PNL), the current EV-to-FCF is -51.12 as of Jul. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Personal Assets Trust (LSE:PNL) Overvalued in 2026?
Based on GuruFocus' analysis, Personal Assets Trust stock appears to be undervalued.
The current stock price of £5.37 is trading 16.2% below its estimated GF Value™ of £6.41.
GuruFocus considers Personal Assets Trust to be Modestly Undervalued.
Key valuation signals for LSE:PNL:
EV-to-FCF: -51.12
GF Value™: £6.41 vs. price of £5.37 (16.2% below fair value)
No single metric tells the full story. See the LSE:PNL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Personal Assets Trust PLC is an investment trust for private investors, ranging from first-time savers to experienced investors. The Company carries on the business of an investment trust and has been approved as such by HM Revenue & Customs. Its investment policy is to protect and increase, in that order, the value of shareholders' funds per share over the long term.
64GF Score
Get the complete analysis for LSE:PNL
EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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