Personal Assets TrustLSE:PNL +0.94%64 Net Margin % is 144.20% as of Apr. 2026, which is 50% above its 10-year median of 96.12. GuruFocus rates LSE:PNL with a GF Score™ of 64/100 and a GF Value™ of £6.41 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 1,572 Asset Management companies, Personal Assets Trust ranks better than 64.69% on this metric.
The historical rank and industry rank for Personal Assets Trust's Net Margin % or its related term are showing as below:
LSE:PNL'
s Net Margin % Range Over the Past 10 Years
Min: 83.61 Med: 96.12 Max: 222.45
Current: 96.75
LSE:PNL's Net Margin % is ranked better than 64.69% of 1572
companies
in the Asset Management industry
Industry Median: 85.08
vs LSE:PNL: 96.75
Personal Assets Trust (LSE:PNL) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Personal Assets Trust Net Margin % Related Terms
Personal Assets Trust Net Margin % Historical Data
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The historical data trend for Personal Assets Trust's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Asset Management subindustry, Personal Assets Trust's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Personal Assets Trust Net Margin % vs Asset Management Industry
For the Asset Management industry and Financial Services sector, Personal Assets Trust's Net Margin % distribution charts can be found below:
* The bar in red indicates where Personal Assets Trust's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Personal Assets Trust (LSE:PNL) has a Net Margin % of 144.20% as of Apr. 2026. Net margin is the ratio of total net income to net sales. View historical data on Personal Assets Trust and its competitors. This is 50% above median its historical median of 96.12. Over the past decade, Personal Assets Trust's Net Margin % has ranged from 83.61 to 222.45. According to the industry distribution chart, Personal Assets Trust ranks #555 out of 1572 companies in the Asset Management industry, placing it in the top 35.3%.
Is Personal Assets Trust's Net Margin % too high?
Personal Assets Trust's current Net Margin % of 144.20% is 50% above median its 10-year median of 96.12. Over the past 10 years, this metric has ranged from a low of 83.61 to a high of 222.45. The Asset Management industry median Net Margin % is 85.08. Personal Assets Trust's value of 144.20% is 69.5% above this industry median. Based on the distribution chart, Personal Assets Trust ranks #555 out of 1572 companies in the Asset Management industry, which is above the industry midpoint. Overall, Personal Assets Trust has a GF Score™ of 64/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Personal Assets Trust's Net Margin % compare to BLK and BX?
According to the Asset Management industry distribution chart, Personal Assets Trust ranks #555 out of 1572 companies for Net Margin %. This puts Personal Assets Trust in the upper half of its industry. The industry median Net Margin % is 85.08. Personal Assets Trust's value of 144.20% is 69.5% above this benchmark. Historically, Personal Assets Trust's own Net Margin % has ranged from 83.61 to 222.45 over the past decade. While the company's 10-year median is 96.12 vs. the industry median of 85.08, Personal Assets Trust has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for an Asset Management company?
The median Net Margin % among Asset Management companies is 85.08, based on 1,572 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Personal Assets Trust's current Net Margin % of 144.20% is 69.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Personal Assets Trust and its competitors. For the Asset Management industry, the median Net Margin % is 85.08 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Personal Assets Trust's current Net Margin % is 144.20%, which is 50% above median its own 10-year median of 96.12. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Personal Assets Trust stock overvalued right now?
Based on GuruFocus' analysis, Personal Assets Trust (LSE:PNL) is currently considered Modestly Undervalued. The stock's GF Value™ is £6.41, compared to a current price of £5.37 — trading 16.2% below its estimated fair value. The current Net Margin % is 144.20%, which is 50% above median its 10-year median of 96.12 and 69.5% above the Asset Management industry median of 85.08. Personal Assets Trust's overall GF Score™ is 64/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Personal Assets Trust (LSE:PNL), the current Net Margin % is 144.20% as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Personal Assets Trust (LSE:PNL) Overvalued in 2026?
Based on GuruFocus' analysis, Personal Assets Trust stock appears to be undervalued.
The current stock price of £5.37 is trading 16.2% below its estimated GF Value™ of £6.41.
GuruFocus considers Personal Assets Trust to be Modestly Undervalued.
Key valuation signals for LSE:PNL:
Net Margin %: 144.20% (50% above median its 10-year median of 96.12)
GF Value™: £6.41 vs. price of £5.37 (16.2% below fair value)
Industry Position: 69.5% above the Asset Management median (#555 of 1572)
No single metric tells the full story. See the LSE:PNL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Personal Assets Trust PLC is an investment trust for private investors, ranging from first-time savers to experienced investors. The Company carries on the business of an investment trust and has been approved as such by HM Revenue & Customs. Its investment policy is to protect and increase, in that order, the value of shareholders' funds per share over the long term.
64GF Score
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