Scottish American Investment Co (The) (LSE:SAIN) EV-to-FCF: 40.67 (As of Jul. 06, 2026) — 32% Below Median


LSE:SAIN Scottish American Investment Co (The) PLC LSE:SAIN
45 GF Score
Price £5.47
GF Value £1.27
Valuation Significantly Overvalued
! 5 Warning Signs
View Full Analysis

What is Scottish American Investment Co (The) EV-to-FCF?

Scottish American Investment Co (The) LSE:SAIN +0.74% 45 EV-to-FCF is 40.67 as of Jul. 06, 2026, which is 32% below its 10-year median of 60.05. GuruFocus rates LSE:SAIN with a GF Score™ of 45/100 and a GF Value™ of £1.27 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 938 Asset Management companies, Scottish American Investment Co (The) ranks worse than 81.98% on this metric.

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Scottish American Investment Co (The)'s Enterprise Value is £905.26 Mil. Scottish American Investment Co (The)'s Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was £22.26 Mil. Therefore, Scottish American Investment Co (The)'s EV-to-FCF for today is 40.67.

The historical rank and industry rank for Scottish American Investment Co (The)'s EV-to-FCF or its related term are showing as below:

LSE:SAIN' s EV-to-FCF Range Over the Past 10 Years
Min: 40.67   Med: 60.05   Max: 81.18
Current: 40.67

During the past 13 years, the highest EV-to-FCF of Scottish American Investment Co (The) was 81.18. The lowest was 40.67. And the median was 60.05.

LSE:SAIN's EV-to-FCF is ranked worse than
81.98% of 938 companies
in the Asset Management industry
Industry Median: 14.55 vs LSE:SAIN: 40.67

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-07-06), Scottish American Investment Co (The)'s stock price is £5.47. Scottish American Investment Co (The)'s Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was £0.105. Therefore, Scottish American Investment Co (The)'s PE Ratio (TTM) for today is 52.10.


Scottish American Investment Co (The)  (LSE:SAIN) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Scottish American Investment Co (The)'s PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=5.47/0.105
=52.10

Scottish American Investment Co (The)'s share price for today is £5.47.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Scottish American Investment Co (The)'s Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was £0.105.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Scottish American Investment Co (The) EV-to-FCF Related Terms


Scottish American Investment Co (The) EV-to-FCF Historical Data

* Premium members only.

The historical data trend for Scottish American Investment Co (The)'s EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Scottish American Investment Co (The) EV-to-FCF Chart

Scottish American Investment Co (The) Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 80.09 50.82 53.02 46.06 42.09

Scottish American Investment Co (The) Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 53.02 0.00 46.06 0.00 42.09

LSE:SAIN vs BLK, BX, KKR: EV-to-FCF Comparison

For the Asset Management subindustry, Scottish American Investment Co (The)'s EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Scottish American Investment Co (The) EV-to-FCF vs Asset Management Industry

For the Asset Management industry and Financial Services sector, Scottish American Investment Co (The)'s EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Scottish American Investment Co (The)'s EV-to-FCF falls into.


LSE:SAIN
45GF Score
Scottish American Investment Co (The) PLC LSE:SAIN
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Scottish American Investment Co (The) EV-to-FCF Calculation

Scottish American Investment Co (The)'s EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=905.260/22.258
=40.67

Scottish American Investment Co (The)'s current Enterprise Value is £905.26 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Scottish American Investment Co (The)'s Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was £22.26 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-FCF →
What does a EV-to-FCF of 40.67 mean?
Scottish American Investment Co (The) (LSE:SAIN) has a EV-to-FCF of 40.67 as of Jul. 06, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Scottish American Investment Co (The) and its competitors. This is 32% below median its historical median of 60.05. Over the past decade, Scottish American Investment Co (The)'s EV-to-FCF has ranged from 40.67 to 81.18. According to the industry distribution chart, Scottish American Investment Co (The) ranks #769 out of 938 companies in the Asset Management industry, placing it in the top 82%.
Is Scottish American Investment Co (The)'s EV-to-FCF too high?
Scottish American Investment Co (The)'s current EV-to-FCF of 40.67 is 32% below median its 10-year median of 60.05. Over the past 10 years, this metric has ranged from a low of 40.67 to a high of 81.18. The Asset Management industry median EV-to-FCF is 14.55. Scottish American Investment Co (The)'s value of 40.67 is 179.5% above this industry median. Based on the distribution chart, Scottish American Investment Co (The) ranks #769 out of 938 companies in the Asset Management industry, which is in the bottom quartile relative to peers. Overall, Scottish American Investment Co (The) has a GF Score™ of 45/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Scottish American Investment Co (The)'s EV-to-FCF compare to BLK and BX?
According to the Asset Management industry distribution chart, Scottish American Investment Co (The) ranks #769 out of 938 companies for EV-to-FCF. This places Scottish American Investment Co (The) in the lower half of its industry. The industry median EV-to-FCF is 14.55. Scottish American Investment Co (The)'s value of 40.67 is 179.5% above this benchmark. Historically, Scottish American Investment Co (The)'s own EV-to-FCF has ranged from 40.67 to 81.18 over the past decade. While the company's 10-year median is 60.05 vs. the industry median of 14.55, Scottish American Investment Co (The) has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for an Asset Management company?
The median EV-to-FCF among Asset Management companies is 14.55, based on 938 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Scottish American Investment Co (The)'s current EV-to-FCF of 40.67 is 179.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Scottish American Investment Co (The) and its competitors. For the Asset Management industry, the median EV-to-FCF is 14.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Scottish American Investment Co (The)'s current EV-to-FCF is 40.67, which is 32% below median its own 10-year median of 60.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Scottish American Investment Co (The) stock overvalued right now?
Based on GuruFocus' analysis, Scottish American Investment Co (The) (LSE:SAIN) is currently considered Significantly Overvalued. The stock's GF Value™ is £1.27, compared to a current price of £5.47 — trading 330.7% above its estimated fair value. The current EV-to-FCF is 40.67, which is 32% below median its 10-year median of 60.05 and 179.5% above the Asset Management industry median of 14.55. Scottish American Investment Co (The)'s overall GF Score™ is 45/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Scottish American Investment Co (The) (LSE:SAIN), the current EV-to-FCF is 40.67 as of Jul. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Scottish American Investment Co (The) (LSE:SAIN) Overvalued in 2026?

Based on GuruFocus' analysis, Scottish American Investment Co (The) stock appears to be overvalued. The current stock price of £5.47 is trading 330.7% above its estimated GF Value™ of £1.27. GuruFocus considers Scottish American Investment Co (The) to be Significantly Overvalued.

Key valuation signals for LSE:SAIN:

  • EV-to-FCF: 40.67 (32% below median its 10-year median of 60.05)
  • GF Value™: £1.27 vs. price of £5.47 (330.7% above fair value)
  • GF Score™: 45/100 with 5 warning signs
  • Industry Position: 179.5% above the Asset Management median (#769 of 938)

No single metric tells the full story. See the LSE:SAIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Scottish American Investment Co (The) Business Description

Address Calton Square, 1 Greenside Row, Edinburgh, GBR, EH1 3AN
Scottish American Investment Co (The) PLC is an investment trust operating in the UK. Its objective is to deliver real dividend growth by increasing capital and growing income. The company mainly invests in equity markets as well as investments in other financial instruments including bonds, property, and other asset classes. It holds a diversified portfolio of investments irrespective of any pre-defined maximum or minimum exposure levels for asset classes, sectors, or regions. The company focuses on investing in listed equities to grow its assets over the medium to the longer term at a faster rate than inflation. It may use derivatives and structured instruments to hedge an existing investment or currency exposure or to exploit an investment opportunity.
45GF Score

Get the complete analysis for LSE:SAIN

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£5.47
Price
£1.27
GF Value