Scottish American Investment Co (The) (LSE:SAIN) Dividend Payout Ratio: 1.01 (As of Dec. 2025) — 359% Above Median


LSE:SAIN Scottish American Investment Co (The) PLC LSE:SAIN
37 GF Score
Price £5.43
GF Value £1.27
Valuation Significantly Overvalued
! 5 Warning Signs
View Full Analysis

What is Scottish American Investment Co (The) Dividend Payout Ratio?

Scottish American Investment Co (The) LSE:SAIN +0.56% 37 Dividend Payout Ratio is 1.01 as of Dec. 2025, which is 359% above its 10-year median of 0.22. GuruFocus rates LSE:SAIN with a GF Score™ of 37/100 and a GF Value™ of £1.27 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 932 Asset Management companies, Scottish American Investment Co (The) ranks worse than 75% on this metric.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Scottish American Investment Co (The)'s Dividend Payout Ratio for the months ended in Dec. 2025 was 1.01.

Warning Sign:

If a company's dividend payout ratio is too high, its dividend may not be sustainable. The dividend payout ratio of Scottish American Investment Co (The) PLC is 1.32, which seems too high.

The historical rank and industry rank for Scottish American Investment Co (The)'s Dividend Payout Ratio or its related term are showing as below:

LSE:SAIN' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.15   Med: 0.22   Max: 1.34
Current: 1.32

During the past 13 years, the highest Dividend Payout Ratio of Scottish American Investment Co (The) was 1.34. The lowest was 0.15. And the median was 0.22.

LSE:SAIN's Dividend Payout Ratio is ranked worse than
75% of 932 companies
in the Asset Management industry
Industry Median: 0.7 vs LSE:SAIN: 1.32

As of today (2026-07-03), the Dividend Yield % of Scottish American Investment Co (The) is 2.97%.

During the past 13 years, the highest Trailing Annual Dividend Yield of Scottish American Investment Co (The) was 3.73%. The lowest was 2.24%. And the median was 2.80%.

Scottish American Investment Co (The)'s Dividends per Share for the months ended in Dec. 2025 was £0.08.

During the past 12 months, Scottish American Investment Co (The)'s average Dividends Per Share Growth Rate was 6.90% per year. During the past 3 years, the average Dividends Per Share Growth Rate was 4.70% per year. During the past 5 years, the average Dividends Per Share Growth Rate was 5.30% per year. During the past 10 years, the average Dividends Per Share Growth Rate was 3.80% per year.

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Scottish American Investment Co (The) was 11.80% per year. The lowest was 1.60% per year. And the median was 3.55% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.

Scottish American Investment Co (The) (LSE:SAIN) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.

Scottish American Investment Co (The) Dividend Payout Ratio Related Terms

Scottish American Investment Co (The) Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for Scottish American Investment Co (The)'s Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Scottish American Investment Co (The) Dividend Payout Ratio Chart

Scottish American Investment Co (The) Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Dividend Payout Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.15 0.00 0.22 0.52 1.34

Scottish American Investment Co (The) Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Dividend Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.29 0.26 12.17 1.90 1.01

LSE:SAIN vs BLK, BX, KKR: Dividend Payout Ratio Comparison

For the Asset Management subindustry, Scottish American Investment Co (The)'s Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Scottish American Investment Co (The) Dividend Payout Ratio vs Asset Management Industry

For the Asset Management industry and Financial Services sector, Scottish American Investment Co (The)'s Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where Scottish American Investment Co (The)'s Dividend Payout Ratio falls into.


LSE:SAIN
37GF Score
Scottish American Investment Co (The) PLC LSE:SAIN
Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Scottish American Investment Co (The) Dividend Payout Ratio Calculation

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.

Scottish American Investment Co (The)'s Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (A: Dec. 2025 )/ EPS without NRI (A: Dec. 2025 )
=0.155/ 0.116
=1.34

Scottish American Investment Co (The)'s Dividend Payout Ratio for the quarter that ended in Dec. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Dec. 2025 )/ EPS without NRI (Q: Dec. 2025 )
=0.077/ 0.076
=1.01

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Dividend Payout Ratio →
What does a Dividend Payout Ratio of 1.01 mean?
Scottish American Investment Co (The) (LSE:SAIN) has a Dividend Payout Ratio of 1.01 as of Dec. 2025. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Scottish American Investment Co (The) and its competitors. This is 359% above median its historical median of 0.22. Over the past decade, Scottish American Investment Co (The)'s Dividend Payout Ratio has ranged from 0.15 to 1.34. According to the industry distribution chart, Scottish American Investment Co (The) ranks #699 out of 932 companies in the Asset Management industry, placing it in the top 75%.
Is Scottish American Investment Co (The)'s Dividend Payout Ratio too high?
Scottish American Investment Co (The)'s current Dividend Payout Ratio of 1.01 is 359% above median its 10-year median of 0.22. Over the past 10 years, this metric has ranged from a low of 0.15 to a high of 1.34. The Asset Management industry median Dividend Payout Ratio is 0.70. Scottish American Investment Co (The)'s value of 1.01 is 44.3% above this industry median. Based on the distribution chart, Scottish American Investment Co (The) ranks #699 out of 932 companies in the Asset Management industry, which is below the industry midpoint. Overall, Scottish American Investment Co (The) has a GF Score™ of 37/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Scottish American Investment Co (The)'s Dividend Payout Ratio compare to BLK and BX?
According to the Asset Management industry distribution chart, Scottish American Investment Co (The) ranks #699 out of 932 companies for Dividend Payout Ratio. This places Scottish American Investment Co (The) in the lower half of its industry. The industry median Dividend Payout Ratio is 0.70. Scottish American Investment Co (The)'s value of 1.01 is 44.3% above this benchmark. Historically, Scottish American Investment Co (The)'s own Dividend Payout Ratio has ranged from 0.15 to 1.34 over the past decade. While the company's 10-year median is 0.22 vs. the industry median of 0.70, Scottish American Investment Co (The) has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for an Asset Management company?
The median Dividend Payout Ratio among Asset Management companies is 0.70, based on 932 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Scottish American Investment Co (The)'s current Dividend Payout Ratio of 1.01 is 44.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Scottish American Investment Co (The) and its competitors. For the Asset Management industry, the median Dividend Payout Ratio is 0.70 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Scottish American Investment Co (The)'s current Dividend Payout Ratio is 1.01, which is 359% above median its own 10-year median of 0.22. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Scottish American Investment Co (The) stock overvalued right now?
Based on GuruFocus' analysis, Scottish American Investment Co (The) (LSE:SAIN) is currently considered Significantly Overvalued. The stock's GF Value™ is £1.27, compared to a current price of £5.43 — trading 327.6% above its estimated fair value. The current Dividend Payout Ratio is 1.01, which is 359% above median its 10-year median of 0.22 and 44.3% above the Asset Management industry median of 0.70. Scottish American Investment Co (The)'s overall GF Score™ is 37/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Scottish American Investment Co (The) (LSE:SAIN), the current Dividend Payout Ratio is 1.01 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Scottish American Investment Co (The) (LSE:SAIN) Overvalued in 2026?

Based on GuruFocus' analysis, Scottish American Investment Co (The) stock appears to be overvalued. The current stock price of £5.43 is trading 327.6% above its estimated GF Value™ of £1.27. GuruFocus considers Scottish American Investment Co (The) to be Significantly Overvalued.

Key valuation signals for LSE:SAIN:

  • Dividend Payout Ratio: 1.01 (359% above median its 10-year median of 0.22)
  • GF Value™: £1.27 vs. price of £5.43 (327.6% above fair value)
  • GF Score™: 37/100 with 5 warning signs
  • Industry Position: 44.3% above the Asset Management median (#699 of 932)

No single metric tells the full story. See the LSE:SAIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Scottish American Investment Co (The) Business Description

Address Calton Square, 1 Greenside Row, Edinburgh, GBR, EH1 3AN
Scottish American Investment Co (The) PLC is an investment trust operating in the UK. Its objective is to deliver real dividend growth by increasing capital and growing income. The company mainly invests in equity markets as well as investments in other financial instruments including bonds, property, and other asset classes. It holds a diversified portfolio of investments irrespective of any pre-defined maximum or minimum exposure levels for asset classes, sectors, or regions. The company focuses on investing in listed equities to grow its assets over the medium to the longer term at a faster rate than inflation. It may use derivatives and structured instruments to hedge an existing investment or currency exposure or to exploit an investment opportunity.
37GF Score

Get the complete analysis for LSE:SAIN

Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£5.43
Price
£1.27
GF Value