BTV Vier Lander Bank AG (LTS:0D20) EV-to-FCF: 0.22 (As of Jul. 14, 2026) — 27% Below Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

LTS:0D20 BTV Vier Lander Bank AG LTS:0D20
54 GF Score
Price €90.00
GF Value €57.35
! 6 Warning Signs
View Full Analysis

What is BTV Vier Lander Bank AG EV-to-FCF?

BTV Vier Lander Bank AG LTS:0D20 54 EV-to-FCF is 0.22 as of Jul. 14, 2026, which is 27% below its 10-year median of 0.30. GuruFocus rates LTS:0D20 with a GF Score™ of 54/100 and a GF Value™ of €57.35. The stock has 6 warning signs investors should review. Among 1,199 Banks companies, BTV Vier Lander Bank AG ranks better than 83.24% on this metric.

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, BTV Vier Lander Bank AG's Enterprise Value is €144.6 Mil. BTV Vier Lander Bank AG's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was €647.9 Mil. Therefore, BTV Vier Lander Bank AG's EV-to-FCF for today is 0.22.

The historical rank and industry rank for BTV Vier Lander Bank AG's EV-to-FCF or its related term are showing as below:

LTS:0D20' s EV-to-FCF Range Over the Past 10 Years
Min: -59.81   Med: 0.3   Max: 46.86
Current: 0.22

During the past 13 years, the highest EV-to-FCF of BTV Vier Lander Bank AG was 46.86. The lowest was -59.81. And the median was 0.30.

LTS:0D20's EV-to-FCF is ranked better than
83.24% of 1199 companies
in the Banks industry
Industry Median: 6.57 vs LTS:0D20: 0.22

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-07-14), BTV Vier Lander Bank AG's stock price is €90.00. BTV Vier Lander Bank AG's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was €4.140. Therefore, BTV Vier Lander Bank AG's PE Ratio (TTM) for today is 21.74.


BTV Vier Lander Bank AG  (LTS:0D20) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

BTV Vier Lander Bank AG's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=90.00/4.140
=21.74

BTV Vier Lander Bank AG's share price for today is €90.00.
BTV Vier Lander Bank AG's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €4.140.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


BTV Vier Lander Bank AG EV-to-FCF Related Terms


BTV Vier Lander Bank AG EV-to-FCF Historical Data

* Premium members only.

The historical data trend for BTV Vier Lander Bank AG's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

BTV Vier Lander Bank AG EV-to-FCF Chart

BTV Vier Lander Bank AG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 25.95 0.09 -0.34 0.97 0.18

BTV Vier Lander Bank AG Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.92 2.61 -0.72 0.18 -0.95

LTS:0D20 vs PNC, USB: EV-to-FCF Comparison

For the Banks - Regional subindustry, BTV Vier Lander Bank AG's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


BTV Vier Lander Bank AG EV-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, BTV Vier Lander Bank AG's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where BTV Vier Lander Bank AG's EV-to-FCF falls into.


LTS:0D20
54GF Score
BTV Vier Lander Bank AG LTS:0D20
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

BTV Vier Lander Bank AG EV-to-FCF Calculation

BTV Vier Lander Bank AG's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=144.631/647.859
=0.22

BTV Vier Lander Bank AG's current Enterprise Value is €144.6 Mil.
BTV Vier Lander Bank AG's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €647.9 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-FCF →
What does a EV-to-FCF of 0.22 mean?
BTV Vier Lander Bank AG (LTS:0D20) has a EV-to-FCF of 0.22 as of Jul. 14, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on BTV Vier Lander Bank AG and its competitors. This is 27% below median its historical median of 0.30. According to the industry distribution chart, BTV Vier Lander Bank AG ranks #201 out of 1199 companies in the Banks industry, placing it in the top 16.8%.
Is BTV Vier Lander Bank AG's EV-to-FCF too high?
BTV Vier Lander Bank AG's current EV-to-FCF of 0.22 is 27% below median its 10-year median of 0.30. The Banks industry median EV-to-FCF is 6.57. BTV Vier Lander Bank AG's value of 0.22 is 96.7% below this industry median. Based on the distribution chart, BTV Vier Lander Bank AG ranks #201 out of 1199 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, BTV Vier Lander Bank AG has a GF Score™ of 54/100, reflecting its overall financial health beyond just this single metric.
How does BTV Vier Lander Bank AG's EV-to-FCF compare to PNC and USB?
According to the Banks industry distribution chart, BTV Vier Lander Bank AG ranks #201 out of 1199 companies for EV-to-FCF. This places BTV Vier Lander Bank AG in the top 17% of its industry — outperforming the majority of peers. The industry median EV-to-FCF is 6.57. BTV Vier Lander Bank AG's value of 0.22 is 96.7% below this benchmark. While the company's 10-year median is 0.30 vs. the industry median of 6.57, BTV Vier Lander Bank AG has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.57, based on 1,199 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. BTV Vier Lander Bank AG's current EV-to-FCF of 0.22 is 96.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on BTV Vier Lander Bank AG and its competitors. For the Banks industry, the median EV-to-FCF is 6.57 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BTV Vier Lander Bank AG's current EV-to-FCF is 0.22, which is 27% below median its own 10-year median of 0.30. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BTV Vier Lander Bank AG stock overvalued right now?
BTV Vier Lander Bank AG (LTS:0D20) has a current EV-to-FCF of 0.22. The stock's GF Value™ is €57.35, compared to a current price of €90.00 — trading 56.9% above its estimated fair value. The current EV-to-FCF is 0.22, which is 27% below median its 10-year median of 0.30 and 96.7% below the Banks industry median of 6.57. BTV Vier Lander Bank AG's overall GF Score™ is 54/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For BTV Vier Lander Bank AG (LTS:0D20), the current EV-to-FCF is 0.22 as of Jul. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is BTV Vier Lander Bank AG (LTS:0D20) Overvalued in 2026?

Based on GuruFocus' analysis, BTV Vier Lander Bank AG stock appears to be overvalued. The current stock price of €90.00 is trading 56.9% above its estimated GF Value™ of €57.35.

Key valuation signals for LTS:0D20:

  • EV-to-FCF: 0.22 (27% below median its 10-year median of 0.30)
  • GF Value™: €57.35 vs. price of €90.00 (56.9% above fair value)
  • GF Score™: 54/100 with 6 warning signs
  • Industry Position: 96.7% below the Banks median (#201 of 1199)

No single metric tells the full story. See the LTS:0D20 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


BTV Vier Lander Bank AG Business Description

Other Exchanges ZTY:GermanyBTS:Austria
Address Stadtforum 1, Innsbruck, AUT, 6020
BTV Vier Lander Bank AG provides banking and financial products and services. It operates in Austria, Switzerland and Germany. It has corporate clients, retail clients, institutional clients and banks, leasing, and cable cars segments. The firm derives the majority of the revenues from the corporate client's segment.
54GF Score

Get the complete analysis for LTS:0D20

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€90.00
Price
€57.35
GF Value