BTV Vier Lander Bank AG (LTS:0D20) Altman Z2-Score

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

LTS:0D20 BTV Vier Lander Bank AG LTS:0D20
54 GF Score
Price €90.00
GF Value €57.35
! 6 Warning Signs
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What is BTV Vier Lander Bank AG Altman Z2-Score?

Altman Z2-Score, also known as Z"-Score, is used to predict the likelihood that a non-manufacturing company (excluding property/financial company) will face bankruptcy within a two-year period.

Altman Z2-Score does not apply to banks and insurance companies.

LTS:0D20
54GF Score
BTV Vier Lander Bank AG LTS:0D20
Altman Z2-Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is BTV Vier Lander Bank AG (LTS:0D20) Overvalued in 2026?

Based on GuruFocus' analysis, BTV Vier Lander Bank AG stock appears to be overvalued. The current stock price of €90.00 is trading 56.9% above its estimated GF Value™ of €57.35.

Key valuation signals for LTS:0D20:

  • Altman Z2-Score:
  • GF Value™: €57.35 vs. price of €90.00 (56.9% above fair value)
  • GF Score™: 54/100 with 6 warning signs

No single metric tells the full story. See the LTS:0D20 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

BTV Vier Lander Bank AG Business Description

Other Exchanges ZTY:GermanyBTS:Austria
Address Stadtforum 1, Innsbruck, AUT, 6020
BTV Vier Lander Bank AG provides banking and financial products and services. It operates in Austria, Switzerland and Germany. It has corporate clients, retail clients, institutional clients and banks, leasing, and cable cars segments. The firm derives the majority of the revenues from the corporate client's segment.
54GF Score

Get the complete analysis for LTS:0D20

Altman Z2-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€90.00
Price
€57.35
GF Value