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EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Banca Ifis's Enterprise Value is €5,287 Mil.
Banca Ifis's Free Cash Flow for the trailing twelve months (TTM) ended in Jun. 2026 was €-64 Mil. Therefore, Banca Ifis's EV-to-FCF for today is -82.55.
The historical rank and industry rank for Banca Ifis's EV-to-FCF or its related term are showing as below:
LTS:0NBX'
s EV-to-FCF Range Over the Past 10 Years
Min: 0 Med: 0 Max: 268.13
Current: 268.13
During the past 13 years, the highest EV-to-FCF of Banca Ifis was 268.13. The lowest was 0.00. And the median was 0.00.
LTS:0NBX's EV-to-FCF is ranked worse than 99.06% of 1176
companies
in the Banks industry
Industry Median: 7.345
vs LTS:0NBX: 268.13
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Banca Ifis's share price for today is €15.155.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Banca Ifis's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 was €4.218.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Banca Ifis EV-to-FCF Related Terms
Banca Ifis EV-to-FCF Historical Data
* Premium members only.
The historical data trend for Banca Ifis's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Banca Ifis's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Banca Ifis EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, Banca Ifis's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Banca Ifis's EV-to-FCF falls into.
Banca Ifis's current Enterprise Value is €5,287 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Banca Ifis's Free Cash Flow for the trailing twelve months (TTM) ended in Jun. 2026 was €-64 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Banca Ifis (LTS:0NBX) has a EV-to-FCF of -82.55 as of Sep. 21, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Banca Ifis and its competitors. According to the industry distribution chart, Banca Ifis ranks #1165 out of 1176 companies in the Banks industry, placing it in the top 99.1%.
Is Banca Ifis' EV-to-FCF too high?
Banca Ifis' current EV-to-FCF is -82.55. Based on the distribution chart, Banca Ifis ranks #1165 out of 1176 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Banca Ifis has a GF Score™ of 52/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Banca Ifis' EV-to-FCF compare to USB and PNC?
According to the Banks industry distribution chart, Banca Ifis ranks #1165 out of 1176 companies for EV-to-FCF. This places Banca Ifis in the lower half of its industry. The industry median EV-to-FCF is 7.35. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 7.35, based on 1,176 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Banca Ifis and its competitors. For the Banks industry, the median EV-to-FCF is 7.35 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banca Ifis's current EV-to-FCF is -82.55. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banca Ifis stock overvalued right now?
Based on GuruFocus' analysis, Banca Ifis (LTS:0NBX) is currently considered Significantly Undervalued. The stock's GF Value™ is €28.95, compared to a current price of €15.16 — trading 47.7% below its estimated fair value. The current EV-to-FCF is -82.55. Banca Ifis' overall GF Score™ is 52/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Banca Ifis (LTS:0NBX), the current EV-to-FCF is -82.55 as of Sep. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Banca Ifis (LTS:0NBX) Overvalued in 2026?
Based on GuruFocus' analysis, Banca Ifis stock appears to be undervalued.
The current stock price of €15.16 is trading 47.7% below its estimated GF Value™ of €28.95.
GuruFocus considers Banca Ifis to be Significantly Undervalued.
Key valuation signals for LTS:0NBX:
EV-to-FCF: -82.55
GF Value™: €28.95 vs. price of €15.16 (47.7% below fair value)
No single metric tells the full story. See the LTS:0NBX stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Banca Ifis is an independent banking group specializing in the provision of banking and other financial services. It specializes in providing factoring services, managing distressed loans, servicing and managing non-performing, secured loans, and offering leasing services, among other activities. The company's operating segments are Commercial & Corporate Banking, NPL, and Governance & Services and Non-Core. A majority of its revenue is generated from the Commercial & Corporate Banking segment, which represents the Group's commercial offerings dedicated to businesses and also includes personal loans with the assignment of one-fifth of salary or pension. This segment consists of the factoring, leasing, and corporate banking & lending business areas.
52GF Score
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