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Banca IfisLTS:0NBX +1.00%52 FCF Margin % is 42.03% as of Jun. 2026, which is 151% above its 10-year median of 16.77. GuruFocus rates LTS:0NBX with a GF Score™ of 52/100 and a GF Value™ of €28.95 (Significantly Undervalued). The stock has 5 warning signs investors should review. Among 1,523 Banks companies, Banca Ifis ranks worse than 86.08% on this metric.
FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Banca Ifis's Free Cash Flow for the
six
months ended in Jun. 2026 was €178 Mil. Banca Ifis's Revenue for the
six
months ended in Jun. 2026 was €423 Mil. Therefore, Banca Ifis's FCF Margin % for the quarter that ended in Jun. 2026 was 42.03%.
The historical data trend for Banca Ifis's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Banca Ifis's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Banca Ifis FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Banca Ifis's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Banca Ifis's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Banca Ifis (LTS:0NBX) has a FCF Margin % of 42.03% as of Jun. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Banca Ifis and its competitors. This is 151% above median its historical median of 16.77. According to the industry distribution chart, Banca Ifis ranks #1311 out of 1523 companies in the Banks industry, placing it in the top 86.1%.
Is Banca Ifis' FCF Margin % too high?
Banca Ifis' current FCF Margin % of 42.03% is 151% above median its 10-year median of 16.77. The Banks industry median FCF Margin % is 28.93. Banca Ifis' value of 42.03% is 45.3% above this industry median. Based on the distribution chart, Banca Ifis ranks #1311 out of 1523 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Banca Ifis has a GF Score™ of 52/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Banca Ifis' FCF Margin % compare to USB and PNC?
According to the Banks industry distribution chart, Banca Ifis ranks #1311 out of 1523 companies for FCF Margin %. This places Banca Ifis in the lower half of its industry. The industry median FCF Margin % is 28.93. Banca Ifis' value of 42.03% is 45.3% above this benchmark. While the company's 10-year median is 16.77 vs. the industry median of 28.93, Banca Ifis has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 28.93, based on 1,523 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banca Ifis's current FCF Margin % of 42.03% is 45.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Banca Ifis and its competitors. For the Banks industry, the median FCF Margin % is 28.93 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banca Ifis's current FCF Margin % is 42.03%, which is 151% above median its own 10-year median of 16.77. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banca Ifis stock overvalued right now?
Based on GuruFocus' analysis, Banca Ifis (LTS:0NBX) is currently considered Significantly Undervalued. The stock's GF Value™ is €28.95, compared to a current price of €15.16 — trading 47.7% below its estimated fair value. The current FCF Margin % is 42.03%, which is 151% above median its 10-year median of 16.77 and 45.3% above the Banks industry median of 28.93. Banca Ifis' overall GF Score™ is 52/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Banca Ifis (LTS:0NBX), the current FCF Margin % is 42.03% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Banca Ifis (LTS:0NBX) Overvalued in 2026?
Based on GuruFocus' analysis, Banca Ifis stock appears to be undervalued.
The current stock price of €15.16 is trading 47.7% below its estimated GF Value™ of €28.95.
GuruFocus considers Banca Ifis to be Significantly Undervalued.
Key valuation signals for LTS:0NBX:
FCF Margin %: 42.03% (151% above median its 10-year median of 16.77)
GF Value™: €28.95 vs. price of €15.16 (47.7% below fair value)
Industry Position: 45.3% above the Banks median (#1311 of 1523)
No single metric tells the full story. See the LTS:0NBX stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Banca Ifis is an independent banking group specializing in the provision of banking and other financial services. It specializes in providing factoring services, managing distressed loans, servicing and managing non-performing, secured loans, and offering leasing services, among other activities. The company's operating segments are Commercial & Corporate Banking, NPL, and Governance & Services and Non-Core. A majority of its revenue is generated from the Commercial & Corporate Banking segment, which represents the Group's commercial offerings dedicated to businesses and also includes personal loans with the assignment of one-fifth of salary or pension. This segment consists of the factoring, leasing, and corporate banking & lending business areas.
52GF Score
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