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XTBLTS:0RGR 98 EV-to-FCF is 9.83 as of Jul. 14, 2026, which is 240% above its 10-year median of 2.89. GuruFocus rates LTS:0RGR with a GF Score™ of 98/100 and a GF Value™ of zł94.35 (Significantly Overvalued). The stock has 8 warning signs investors should review. Among 447 Capital Markets companies, XTB ranks worse than 50.78% on this metric.
EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, XTB's Enterprise Value is zł12,087 Mil.
XTB's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was zł1,229 Mil. Therefore, XTB's EV-to-FCF for today is 9.83.
The historical rank and industry rank for XTB's EV-to-FCF or its related term are showing as below:
LTS:0RGR'
s EV-to-FCF Range Over the Past 10 Years
Min: -9.18 Med: 2.89 Max: 42.88
Current: 9.95
During the past 11 years, the highest EV-to-FCF of XTB was 42.88. The lowest was -9.18. And the median was 2.89.
LTS:0RGR's EV-to-FCF is ranked worse than 50.78% of 447
companies
in the Capital Markets industry
Industry Median: 9.64
vs LTS:0RGR: 9.95
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
As of today (2026-07-14), XTB's stock price is zł123.94.
XTB's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was zł8.380. Therefore, XTB's PE Ratio (TTM) for today is 14.79.
XTB (LTS:0RGR) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
XTB's share price for today is zł123.94.
XTB's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was zł8.380.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
XTB EV-to-FCF Related Terms
XTB EV-to-FCF Historical Data
* Premium members only.
The historical data trend for XTB's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Capital Markets subindustry, XTB's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
XTB EV-to-FCF vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, XTB's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where XTB's EV-to-FCF falls into.
XTB's current Enterprise Value is zł12,087 Mil.
XTB's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was zł1,229 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XTB (LTS:0RGR) has a EV-to-FCF of 9.83 as of Jul. 14, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on XTB and its competitors. This is 240% above median its historical median of 2.89. According to the industry distribution chart, XTB ranks #227 out of 447 companies in the Capital Markets industry, placing it in the top 50.8%.
Is XTB's EV-to-FCF too high?
XTB's current EV-to-FCF of 9.83 is 240% above median its 10-year median of 2.89. The Capital Markets industry median EV-to-FCF is 9.64. XTB's value of 9.83 is 2% above this industry median. Based on the distribution chart, XTB ranks #227 out of 447 companies in the Capital Markets industry, which is below the industry midpoint. Overall, XTB has a GF Score™ of 98/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does XTB's EV-to-FCF compare to MS and GS?
According to the Capital Markets industry distribution chart, XTB ranks #227 out of 447 companies for EV-to-FCF. This places XTB in the lower half of its industry. The industry median EV-to-FCF is 9.64. XTB's value of 9.83 is 2% above this benchmark. While the company's 10-year median is 2.89 vs. the industry median of 9.64, XTB has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Capital Markets company?
The median EV-to-FCF among Capital Markets companies is 9.64, based on 447 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. XTB's current EV-to-FCF of 9.83 is 2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on XTB and its competitors. For the Capital Markets industry, the median EV-to-FCF is 9.64 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. XTB's current EV-to-FCF is 9.83, which is 240% above median its own 10-year median of 2.89. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is XTB stock overvalued right now?
Based on GuruFocus' analysis, XTB (LTS:0RGR) is currently considered Significantly Overvalued. The stock's GF Value™ is zł94.35, compared to a current price of zł123.94 — trading 31.4% above its estimated fair value. The current EV-to-FCF is 9.83, which is 240% above median its 10-year median of 2.89 and 2% above the Capital Markets industry median of 9.64. XTB's overall GF Score™ is 98/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For XTB (LTS:0RGR), the current EV-to-FCF is 9.83 as of Jul. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is XTB (LTS:0RGR) Overvalued in 2026?
Based on GuruFocus' analysis, XTB stock appears to be overvalued.
The current stock price of zł123.94 is trading 31.4% above its estimated GF Value™ of zł94.35.
GuruFocus considers XTB to be Significantly Overvalued.
Key valuation signals for LTS:0RGR:
EV-to-FCF: 9.83 (240% above median its 10-year median of 2.89)
GF Value™: zł94.35 vs. price of zł123.94 (31.4% above fair value)
Industry Position: 2% above the Capital Markets median (#227 of 447)
No single metric tells the full story. See the LTS:0RGR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
XTB SA is engaged in brokerage activities business. It is a Polish broker from the fin-tech sector, providing products and services dedicated to active investing, saving, and virtual payment management. The group conducts its operations through two business segments; the Retail segment includes the provision of trading in financial instruments for individual customers; the Institutional segment includes the provision of trading in financial instruments and offering trade infrastructure to entities (institutions), which in turn provide services of trading in financial instruments for their customers under their brand. It derives a majority of its revenue from the Retail segment.
98GF Score
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