XTB (LTS:0RGR) Retained Earnings: zł1,195 Mil (As of Mar. 2026)

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LTS:0RGR XTB SA LTS:0RGR
92 GF Score
Price zł172.36
GF Value zł108.01
Valuation Significantly Overvalued
! 8 Warning Signs
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What is XTB Retained Earnings?

XTB LTS:0RGR 92 Retained Earnings is zł1,195 Mil as of Mar. 2026. GuruFocus rates LTS:0RGR with a GF Score™ of 92/100 and a GF Value™ of zł108.01 (Significantly Overvalued). The stock has 8 warning signs investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. XTB's retained earnings for the quarter that ended in Mar. 2026 was zł1,195 Mil.

XTB's quarterly retained earnings increased from Sep. 2025 (zł479 Mil) to Dec. 2025 (zł659 Mil) and increased from Dec. 2025 (zł659 Mil) to Mar. 2026 (zł1,195 Mil).

XTB's annual retained earnings increased from Dec. 2023 (zł801 Mil) to Dec. 2024 (zł870 Mil) but then declined from Dec. 2024 (zł870 Mil) to Dec. 2025 (zł659 Mil).


XTB  (LTS:0RGR) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


XTB Retained Earnings Historical Data

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The historical data trend for XTB's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

XTB Retained Earnings Chart

XTB Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Retained Earnings
Get a 7-Day Free Trial Premium Member Only Premium Member Only 239.74 771.00 800.61 870.50 659.48

XTB Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1,064.44 425.36 478.59 659.48 1,194.58
LTS:0RGR
92GF Score
XTB SA LTS:0RGR
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
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XTB Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of zł1,195 Mil mean?
XTB (LTS:0RGR) has a Retained Earnings of zł1,195 Mil as of Mar. 2026. Retained earnings is the amount of net income not issued to shareholders. View historical data on XTB and its competitors.
Is XTB's Retained Earnings too high?
XTB's current Retained Earnings is zł1,195 Mil. Overall, XTB has a GF Score™ of 92/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does XTB's Retained Earnings compare to MS and GS?
XTB's Retained Earnings of zł1,195 Mil can be compared against companies in the Capital Markets industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for a Capital Markets company?
A good Retained Earnings depends on the Capital Markets industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on XTB and its competitors. XTB's current Retained Earnings is zł1,195 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is XTB stock overvalued right now?
Based on GuruFocus' analysis, XTB (LTS:0RGR) is currently considered Significantly Overvalued. The stock's GF Value™ is zł108.01, compared to a current price of zł172.36 — trading 59.6% above its estimated fair value. The current Retained Earnings is zł1,195 Mil. XTB's overall GF Score™ is 92/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For XTB (LTS:0RGR), the current Retained Earnings is zł1,195 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is XTB (LTS:0RGR) Overvalued in 2026?

Based on GuruFocus' analysis, XTB stock appears to be overvalued. The current stock price of zł172.36 is trading 59.6% above its estimated GF Value™ of zł108.01. GuruFocus considers XTB to be Significantly Overvalued.

Key valuation signals for LTS:0RGR:

  • Retained Earnings: zł1,195 Mil
  • GF Value™: zł108.01 vs. price of zł172.36 (59.6% above fair value)
  • GF Score™: 92/100 with 8 warning signs

No single metric tells the full story. See the LTS:0RGR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


XTB Business Description

Other Exchanges XTB:Poland9PR:Germany
Address Prosta street 67, Warsaw, POL, 00-838
XTB SA is engaged in brokerage activities business. It is a Polish broker from the fin-tech sector, providing products and services dedicated to active investing, saving, and virtual payment management. The group conducts its operations through two business segments; the Retail segment includes the provision of trading in financial instruments for individual customers; the Institutional segment includes the provision of trading in financial instruments and offering trade infrastructure to entities (institutions), which in turn provide services of trading in financial instruments for their customers under their brand. It derives a majority of its revenue from the Retail segment.
92GF Score

Get the complete analysis for LTS:0RGR

Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

zł172.36
Price
zł108.01
GF Value