XTB (LTS:0RGR) Net Interest Margin (Bank Only) %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

LTS:0RGR XTB SA LTS:0RGR
98 GF Score
Price zł123.94
GF Value zł94.35
Valuation Significantly Overvalued
! 8 Warning Signs
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What is XTB Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % only applies to banks.

LTS:0RGR
98GF Score
XTB SA LTS:0RGR
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is XTB (LTS:0RGR) Overvalued in 2026?

Based on GuruFocus' analysis, XTB stock appears to be overvalued. The current stock price of zł123.94 is trading 31.4% above its estimated GF Value™ of zł94.35. GuruFocus considers XTB to be Significantly Overvalued.

Key valuation signals for LTS:0RGR:

  • Net Interest Margin (Bank Only) %:
  • GF Value™: zł94.35 vs. price of zł123.94 (31.4% above fair value)
  • GF Score™: 98/100 with 8 warning signs

No single metric tells the full story. See the LTS:0RGR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

XTB Business Description

Other Exchanges XTB:Poland9PR:Germany
Address Prosta street 67, Warsaw, POL, 00-838
XTB SA is engaged in brokerage activities business. It is a Polish broker from the fin-tech sector, providing products and services dedicated to active investing, saving, and virtual payment management. The group conducts its operations through two business segments; the Retail segment includes the provision of trading in financial instruments for individual customers; the Institutional segment includes the provision of trading in financial instruments and offering trade infrastructure to entities (institutions), which in turn provide services of trading in financial instruments for their customers under their brand. It derives a majority of its revenue from the Retail segment.
98GF Score

Get the complete analysis for LTS:0RGR

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

zł123.94
Price
zł94.35
GF Value