UnitedHealth GroupMEX:UNH -1.48%77 EV-to-FCF is 21.36 as of Jul. 03, 2026, which is 8% above its 10-year median of 19.75. GuruFocus rates MEX:UNH with a GF Score™ of 77/100 and a GF Value™ of MXN10,492.52 (Significantly Undervalued). The stock has 10 warning signs investors should review. Among 17 Healthcare Plans companies, UnitedHealth Group ranks worse than 64.71% on this metric.
EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, UnitedHealth Group's Enterprise Value is MXN7,715,108 Mil.
UnitedHealth Group's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was MXN361,221 Mil. Therefore, UnitedHealth Group's EV-to-FCF for today is 21.36.
The historical rank and industry rank for UnitedHealth Group's EV-to-FCF or its related term are showing as below:
MEX:UNH'
s EV-to-FCF Range Over the Past 10 Years
Min: 10.83 Med: 19.75 Max: 97.9
Current: 22.39
During the past 13 years, the highest EV-to-FCF of UnitedHealth Group was 97.90. The lowest was 10.83. And the median was 19.75.
MEX:UNH's EV-to-FCF is ranked worse than 64.71% of 17
companies
in the Healthcare Plans industry
Industry Median: 20.01
vs MEX:UNH: 22.39
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
UnitedHealth Group (MEX:UNH) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
UnitedHealth Group's PE Ratio (TTM) for today is calculated as:
UnitedHealth Group's share price for today is MXN7389.60.
UnitedHealth Group's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was MXN241.790.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
UnitedHealth Group EV-to-FCF Related Terms
UnitedHealth Group EV-to-FCF Historical Data
* Premium members only.
The historical data trend for UnitedHealth Group's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Healthcare Plans subindustry, UnitedHealth Group's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
UnitedHealth Group EV-to-FCF vs Healthcare Plans Industry
For the Healthcare Plans industry and Healthcare sector, UnitedHealth Group's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where UnitedHealth Group's EV-to-FCF falls into.
UnitedHealth Group's current Enterprise Value is MXN7,715,108 Mil.
UnitedHealth Group's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was MXN361,221 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
UnitedHealth Group (MEX:UNH) has a EV-to-FCF of 21.36 as of Jul. 03, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on UnitedHealth Group and its competitors. This is near median its historical median of 19.75. Over the past decade, UnitedHealth Group's EV-to-FCF has ranged from 10.83 to 97.90. According to the industry distribution chart, UnitedHealth Group ranks #11 out of 17 companies in the Healthcare Plans industry, placing it in the top 64.7%.
Is UnitedHealth Group's EV-to-FCF too high?
UnitedHealth Group's current EV-to-FCF of 21.36 is near median its 10-year median of 19.75. Over the past 10 years, this metric has ranged from a low of 10.83 to a high of 97.90. The Healthcare Plans industry median EV-to-FCF is 20.01. UnitedHealth Group's value of 21.36 is 6.7% above this industry median. Based on the distribution chart, UnitedHealth Group ranks #11 out of 17 companies in the Healthcare Plans industry, which is below the industry midpoint. Overall, UnitedHealth Group has a GF Score™ of 77/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does UnitedHealth Group's EV-to-FCF compare to CVS and ELV?
According to the Healthcare Plans industry distribution chart, UnitedHealth Group ranks #11 out of 17 companies for EV-to-FCF. This places UnitedHealth Group in the lower half of its industry. The industry median EV-to-FCF is 20.01. UnitedHealth Group's value of 21.36 is 6.7% above this benchmark. Historically, UnitedHealth Group's own EV-to-FCF has ranged from 10.83 to 97.90 over the past decade. While the company's 10-year median is 19.75 vs. the industry median of 20.01, UnitedHealth Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Healthcare Plans company?
The median EV-to-FCF among Healthcare Plans companies is 20.01, based on 17 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. UnitedHealth Group's current EV-to-FCF of 21.36 is 6.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on UnitedHealth Group and its competitors. For the Healthcare Plans industry, the median EV-to-FCF is 20.01 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. UnitedHealth Group's current EV-to-FCF is 21.36, which is near median its own 10-year median of 19.75. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is UnitedHealth Group stock overvalued right now?
Based on GuruFocus' analysis, UnitedHealth Group (MEX:UNH) is currently considered Significantly Undervalued. The stock's GF Value™ is MXN10,492.52, compared to a current price of MXN7,389.60 — trading 29.6% below its estimated fair value. The current EV-to-FCF is 21.36, which is near median its 10-year median of 19.75 and 6.7% above the Healthcare Plans industry median of 20.01. UnitedHealth Group's overall GF Score™ is 77/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For UnitedHealth Group (MEX:UNH), the current EV-to-FCF is 21.36 as of Jul. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is UnitedHealth Group (MEX:UNH) Overvalued in 2026?
Based on GuruFocus' analysis, UnitedHealth Group stock appears to be undervalued.
The current stock price of MXN7,389.60 is trading 29.6% below its estimated GF Value™ of MXN10,492.52.
GuruFocus considers UnitedHealth Group to be Significantly Undervalued.
Key valuation signals for MEX:UNH:
EV-to-FCF: 21.36 (near median its 10-year median of 19.75)
GF Value™: MXN10,492.52 vs. price of MXN7,389.60 (29.6% below fair value)
Industry Position: 6.7% above the Healthcare Plans median (#11 of 17)
No single metric tells the full story. See the MEX:UNH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
UnitedHealth Group is one of the largest private health insurers and provides medical benefits to about 51 million members globally, including 1 million outside the US as of December 2025. As a leader in employer-sponsored, self-directed, and government-backed insurance plans, UnitedHealth has obtained massive scale in medical insurance. Along with its insurance assets, UnitedHealth's Optum franchises help create a healthcare services colossus that spans everything from pharmaceutical benefits to providing outpatient care and analytics to affiliates and third parties.
77GF Score
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