Karnataka Bank (NSE:KTKBANK) EV-to-FCF: (As of Jul. 14, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

NSE:KTKBANK Karnataka Bank Ltd NSE:KTKBANK
59 GF Score
Price ₹278.95
GF Value ₹195.98
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Karnataka Bank EV-to-FCF?

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Karnataka Bank's Enterprise Value is ₹81,371 Mil. Karnataka Bank's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was ₹0 Mil. Therefore, Karnataka Bank's EV-to-FCF for today is .

The historical rank and industry rank for Karnataka Bank's EV-to-FCF or its related term are showing as below:

NSE:KTKBANK' s EV-to-FCF Range Over the Past 10 Years
Min: 0   Med: 0   Max: 7.94
Current: 7.94

During the past 13 years, the highest EV-to-FCF of Karnataka Bank was 7.94. The lowest was 0.00. And the median was 0.00.

NSE:KTKBANK's EV-to-FCF is ranked worse than
54.63% of 1199 companies
in the Banks industry
Industry Median: 6.57 vs NSE:KTKBANK: 7.94

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-07-14), Karnataka Bank's stock price is ₹278.95. Karnataka Bank's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was ₹34.610. Therefore, Karnataka Bank's PE Ratio (TTM) for today is 8.06.


Karnataka Bank  (NSE:KTKBANK) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Karnataka Bank's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=278.95/34.610
=8.06

Karnataka Bank's share price for today is ₹278.95.
Karnataka Bank's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹34.610.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Karnataka Bank EV-to-FCF Related Terms


Karnataka Bank EV-to-FCF Historical Data

* Premium members only.

The historical data trend for Karnataka Bank's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Karnataka Bank EV-to-FCF Chart

Karnataka Bank Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.38 -3.33 -9.67 15.40 5.96

Karnataka Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 15.40 0.00 0.00 0.00 5.96

Karnataka Bank EV-to-FCF Competitor Comparison

For the Banks - Regional subindustry, Karnataka Bank's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Karnataka Bank EV-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Karnataka Bank's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Karnataka Bank's EV-to-FCF falls into.


NSE:KTKBANK
59GF Score
Karnataka Bank Ltd NSE:KTKBANK
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Karnataka Bank EV-to-FCF Calculation

Karnataka Bank's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=81370.719/0
=

Karnataka Bank's current Enterprise Value is ₹81,371 Mil.
Karnataka Bank's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹0 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Is Karnataka Bank (NSE:KTKBANK) Overvalued in 2026?

Based on GuruFocus' analysis, Karnataka Bank stock appears to be overvalued. The current stock price of ₹278.95 is trading 42.3% above its estimated GF Value™ of ₹195.98. GuruFocus considers Karnataka Bank to be Significantly Overvalued.

Key valuation signals for NSE:KTKBANK:

  • EV-to-FCF:
  • GF Value™: ₹195.98 vs. price of ₹278.95 (42.3% above fair value)
  • GF Score™: 59/100 with 7 warning signs

No single metric tells the full story. See the NSE:KTKBANK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Karnataka Bank Business Description

Other Exchanges 532652:India
Address Mahaveera Circle, Post Box No. 599, Kankanady, Mangaluru, KA, IND, 575 002
Karnataka Bank Ltd is an Indian banking company. Its operating segment includes Treasury operations, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations. It generates maximum revenue from the Retail Banking segment. Geographically, it operates only in India. The company's products and services include savings accounts, certificates of deposits, cash management accounts, money market accounts, loans and advances, and others.
59GF Score

Get the complete analysis for NSE:KTKBANK

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹278.95
Price
₹195.98
GF Value