Business Description
Utkarsh Small Finance Bank Ltd
ISIN : INE735W01017
Total Employee Number:
19,779Compare
Compare
Traded in other countries / regions
543942.India IPO Date
2023-07-21Description
Utkarsh Small Finance Bank Ltd is engaged in providing banking and financial services. The company provides banking and financial services, with a focus on microfinance. Its lending activities are concentrated in rural and semi-urban areas, while its other banking services are offered across the country. The company also provides digital banking services, including internet banking, mobile banking, digital onboarding, online account opening, and ATM and micro-ATM services. The Bank's business segments include Corporate/Wholesale Banking, Retail Banking, Treasury, and Other Banking Operations. The bank generates the majority of revenue from the Retail Banking segment, which includes lending, deposits and other banking services provided to retail customers of the Bank through branch network.
Financial Strength
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 0.92 | |||||
Equity-to-Asset | 0.1 | |||||
Debt-to-Equity | 0.91 | |||||
Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
Interest Coverage | N/A |
N/A
|
N/A
| |||
Piotroski F-Score | 3/9 | |||||
Beneish M-Score | -3.13 | |||||
WACC vs ROIC | ||||||
Growth Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | -0.7 | |||||
3-Year FCF Growth Rate | -26.6 | |||||
3-Year Book Growth Rate | 0.2 |
Momentum Rank
8/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 32.95 | |||||
9-Day RSI | 37.85 | |||||
14-Day RSI | 43.31 | |||||
3-1 Month Momentum % | 6.4 | |||||
6-1 Month Momentum % | 6.01 | |||||
12-1 Month Momentum % | -16.72 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Average Share Buyback Ratio | -11.3 | |||||
Shareholder Yield % | -2.69 |
Profitability Rank
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Net Margin % | -49.52 | |||||
FCF Margin % | 33.07 | |||||
OCF Margin % | 40.89 | |||||
ROE % | -34.83 | |||||
ROA % | -3.36 | |||||
Years of Profitability over Past 10-Year | 5 |
GF Value Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Forward PE Ratio | 13.78 | |||||
PS Ratio | 1.17 | |||||
PB Ratio | 0.9 | |||||
Price-to-Tangible-Book | 0.9 | |||||
Price-to-Free-Cash-Flow | 3.07 | |||||
Price-to-Operating-Cash-Flow | 2.48 | |||||
EV-to-Revenue | 1.42 | |||||
EV-to-FCF | 4.31 | |||||
Price-to-GF-Value | 0.97 | |||||
FCF Yield % | 25.14 | |||||
Forward Rate of Return (Yacktman) % | 56.18 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
Guru Trades
See DetailsInsider Trades
See DetailsPeter Lynch Chart
Performance
Dividend
Log
Bar
Annualized Return % Â
Total Annual Return % Â
Utkarsh Small Finance Bank Ltd Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil ₹) | 19,090.35 | ||
| EPS (TTM) (₹) | -6.393 | ||
| Beta | 1.9044 | ||
| 3-Year Sharpe Ratio | -0.79 | ||
| 3-Year Sortino Ratio | -1.07 | ||
| Volatility % | 59.87 | ||
| 14-Day RSI | 43.31 | ||
| 14-Day ATR (₹) | 0.419614 | ||
| 20-Day SMA (₹) | 14.5015 | ||
| 12-1 Month Momentum % | -16.72 | ||
| 52-Week Range (₹) | 10.15 - 22.02 | ||
| Shares Outstanding (Mil) | 1,779.52 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 3 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Utkarsh Small Finance Bank Ltd Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Utkarsh Small Finance Bank Ltd Stock Events
| Event | Date | Price (₹) | ||
|---|---|---|---|---|
| No Event Data | ||||
Utkarsh Small Finance Bank Ltd Frequently Asked Questions
What is Utkarsh Small Finance Bank Ltd(BOM:543942)'s stock price today?
The current price of BOM:543942 is ₹14.11. The 52 week high of BOM:543942 is ₹22.02 and 52 week low is ₹10.15.
When is next earnings date of Utkarsh Small Finance Bank Ltd(BOM:543942)?
The next earnings date of Utkarsh Small Finance Bank Ltd(BOM:543942) is .
Does Utkarsh Small Finance Bank Ltd(BOM:543942) pay dividends? If so, how much?
Utkarsh Small Finance Bank Ltd(BOM:543942) does not pay dividend.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
Articles on Utkarsh Small Finance Bank Ltd
No articles.
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