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EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Gjensidige Forsikring ASA's Enterprise Value is kr139,335 Mil.
Gjensidige Forsikring ASA's Free Cash Flow for the trailing twelve months (TTM) ended in Jun. 2026 was kr7,441 Mil. Therefore, Gjensidige Forsikring ASA's EV-to-FCF for today is 18.73.
The historical rank and industry rank for Gjensidige Forsikring ASA's EV-to-FCF or its related term are showing as below:
OSL:GJF'
s EV-to-FCF Range Over the Past 10 Years
Min: -62.52 Med: 22.7 Max: 117.48
Current: 18.73
During the past 13 years, the highest EV-to-FCF of Gjensidige Forsikring ASA was 117.48. The lowest was -62.52. And the median was 22.70.
OSL:GJF's EV-to-FCF is ranked worse than 75.44% of 395
companies
in the Insurance industry
Industry Median: 9.63
vs OSL:GJF: 18.73
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Gjensidige Forsikring ASA's PE Ratio (TTM) for today is calculated as:
Gjensidige Forsikring ASA's share price for today is kr277.00.
Gjensidige Forsikring ASA's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was kr13.250.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Gjensidige Forsikring ASA EV-to-FCF Related Terms
Gjensidige Forsikring ASA EV-to-FCF Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Property & Casualty subindustry, Gjensidige Forsikring ASA's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Gjensidige Forsikring ASA EV-to-FCF vs Insurance Industry
For the Insurance industry and Financial Services sector, Gjensidige Forsikring ASA's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Gjensidige Forsikring ASA's EV-to-FCF falls into.
Gjensidige Forsikring ASA's current Enterprise Value is kr139,335 Mil.
Gjensidige Forsikring ASA's Free Cash Flow for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was kr7,441 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Gjensidige Forsikring ASA (OSL:GJF) has a EV-to-FCF of 18.73 as of Jul. 19, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Gjensidige Forsikring ASA and its competitors. This is 17% below median its historical median of 22.70. According to the industry distribution chart, Gjensidige Forsikring ASA ranks #298 out of 395 companies in the Insurance industry, placing it in the top 75.4%.
Is Gjensidige Forsikring ASA's EV-to-FCF too high?
Gjensidige Forsikring ASA's current EV-to-FCF of 18.73 is 17% below median its 10-year median of 22.70. The Insurance industry median EV-to-FCF is 9.63. Gjensidige Forsikring ASA's value of 18.73 is 94.5% above this industry median. Based on the distribution chart, Gjensidige Forsikring ASA ranks #298 out of 395 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Gjensidige Forsikring ASA has a GF Score™ of 61/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Gjensidige Forsikring ASA's EV-to-FCF compare to CB and PGR?
According to the Insurance industry distribution chart, Gjensidige Forsikring ASA ranks #298 out of 395 companies for EV-to-FCF. This places Gjensidige Forsikring ASA in the lower half of its industry. The industry median EV-to-FCF is 9.63. Gjensidige Forsikring ASA's value of 18.73 is 94.5% above this benchmark. While the company's 10-year median is 22.70 vs. the industry median of 9.63, Gjensidige Forsikring ASA has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for an Insurance company?
The median EV-to-FCF among Insurance companies is 9.63, based on 395 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Gjensidige Forsikring ASA's current EV-to-FCF of 18.73 is 94.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Gjensidige Forsikring ASA and its competitors. For the Insurance industry, the median EV-to-FCF is 9.63 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Gjensidige Forsikring ASA's current EV-to-FCF is 18.73, which is 17% below median its own 10-year median of 22.70. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Gjensidige Forsikring ASA stock overvalued right now?
Based on GuruFocus' analysis, Gjensidige Forsikring ASA (OSL:GJF) is currently considered Modestly Overvalued. The stock's GF Value™ is kr237.91, compared to a current price of kr277.00 — trading 16.4% above its estimated fair value. The current EV-to-FCF is 18.73, which is 17% below median its 10-year median of 22.70 and 94.5% above the Insurance industry median of 9.63. Gjensidige Forsikring ASA's overall GF Score™ is 61/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Gjensidige Forsikring ASA (OSL:GJF), the current EV-to-FCF is 18.73 as of Jul. 19, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Gjensidige Forsikring ASA (OSL:GJF) Overvalued in 2026?
Based on GuruFocus' analysis, Gjensidige Forsikring ASA stock appears to be overvalued.
The current stock price of kr277.00 is trading 16.4% above its estimated GF Value™ of kr237.91.
GuruFocus considers Gjensidige Forsikring ASA to be Modestly Overvalued.
Key valuation signals for OSL:GJF:
EV-to-FCF: 18.73 (17% below median its 10-year median of 22.70)
GF Value™: kr237.91 vs. price of kr277.00 (16.4% above fair value)
Industry Position: 94.5% above the Insurance median (#298 of 395)
No single metric tells the full story. See the OSL:GJF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Gjensidige Forsikring ASA develops and offers insurance covering customers' security needs and related services, including loss prevention and claims processing. It provides general insurance (property and liability) and accident and health insurance, operating in Norway, Denmark, and Sweden. It has four segments: General Insurance Private, serving individuals in Norway and Denmark; General Insurance Commercial, serving commercial, agricultural, and public sector customers in Norway and Denmark, and earning the majority of revenue; General Insurance Sweden, serving private and commercial markets; and Pension, offering occupational and individual pension products in Norway to enhance customer loyalty. It operates in Norway, Denmark, and Sweden, with maximum revenue coming from Norway.
61GF Score
Get the complete analysis for OSL:GJF
EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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