Melhus Sparebank (OSL:MELG) EV-to-FCF: 4.87 (As of Jul. 11, 2026)


OSL:MELG Melhus Sparebank OSL:MELG
55 GF Score
Price kr187.00
GF Value kr166.82
Valuation Modestly Overvalued
! 6 Warning Signs
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What is Melhus Sparebank EV-to-FCF?

Melhus Sparebank OSL:MELG +0.01% 55 EV-to-FCF is 4.87 as of Jul. 11, 2026. GuruFocus rates OSL:MELG with a GF Score™ of 55/100 and a GF Value™ of kr166.82 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 1,193 Banks companies, Melhus Sparebank ranks better than 57.33% on this metric.

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Melhus Sparebank's Enterprise Value is kr2,927.3 Mil. Melhus Sparebank's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was kr600.7 Mil. Therefore, Melhus Sparebank's EV-to-FCF for today is 4.87.

The historical rank and industry rank for Melhus Sparebank's EV-to-FCF or its related term are showing as below:

OSL:MELG' s EV-to-FCF Range Over the Past 10 Years
Min: -51.35   Med: -6.47   Max: 104.07
Current: 4.87

During the past 13 years, the highest EV-to-FCF of Melhus Sparebank was 104.07. The lowest was -51.35. And the median was -6.47.

OSL:MELG's EV-to-FCF is ranked better than
57.33% of 1193 companies
in the Banks industry
Industry Median: 6.57 vs OSL:MELG: 4.87

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-07-11), Melhus Sparebank's stock price is kr187.00. Melhus Sparebank's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was kr42.873. Therefore, Melhus Sparebank's PE Ratio (TTM) for today is 4.36.


Melhus Sparebank  (OSL:MELG) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Melhus Sparebank's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=187.00/42.873
=4.36

Melhus Sparebank's share price for today is kr187.00.
Melhus Sparebank's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was kr42.873.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Melhus Sparebank EV-to-FCF Related Terms


Melhus Sparebank EV-to-FCF Historical Data

* Premium members only.

The historical data trend for Melhus Sparebank's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Melhus Sparebank EV-to-FCF Chart

Melhus Sparebank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only -8.01 21.57 11.33 22.61 16.47

Melhus Sparebank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 9.23 -36.85 18.75 16.47 4.88

Melhus Sparebank EV-to-FCF Competitor Comparison

For the Banks - Regional subindustry, Melhus Sparebank's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Melhus Sparebank EV-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Melhus Sparebank's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Melhus Sparebank's EV-to-FCF falls into.


OSL:MELG
55GF Score
Melhus Sparebank OSL:MELG
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Melhus Sparebank EV-to-FCF Calculation

Melhus Sparebank's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=2927.294/600.689
=4.87

Melhus Sparebank's current Enterprise Value is kr2,927.3 Mil.
Melhus Sparebank's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was kr600.7 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-FCF →
What does a EV-to-FCF of 4.87 mean?
Melhus Sparebank (OSL:MELG) has a EV-to-FCF of 4.87 as of Jul. 11, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Melhus Sparebank and its competitors. According to the industry distribution chart, Melhus Sparebank ranks #509 out of 1193 companies in the Banks industry, placing it in the top 42.7%.
Is Melhus Sparebank's EV-to-FCF too high?
Melhus Sparebank's current EV-to-FCF is 4.87. The Banks industry median EV-to-FCF is 6.57. Melhus Sparebank's value of 4.87 is 25.9% below this industry median. Based on the distribution chart, Melhus Sparebank ranks #509 out of 1193 companies in the Banks industry, which is above the industry midpoint. Overall, Melhus Sparebank has a GF Score™ of 55/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Melhus Sparebank's EV-to-FCF compare to competitors?
According to the Banks industry distribution chart, Melhus Sparebank ranks #509 out of 1193 companies for EV-to-FCF. This puts Melhus Sparebank in the upper half of its industry. The industry median EV-to-FCF is 6.57. Melhus Sparebank's value of 4.87 is 25.9% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.57, based on 1,193 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Melhus Sparebank's current EV-to-FCF of 4.87 is 25.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Melhus Sparebank and its competitors. For the Banks industry, the median EV-to-FCF is 6.57 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Melhus Sparebank's current EV-to-FCF is 4.87. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Melhus Sparebank stock overvalued right now?
Based on GuruFocus' analysis, Melhus Sparebank (OSL:MELG) is currently considered Modestly Overvalued. The stock's GF Value™ is kr166.82, compared to a current price of kr187.00 — trading 12.1% above its estimated fair value. The current EV-to-FCF is 4.87 and 25.9% below the Banks industry median of 6.57. Melhus Sparebank's overall GF Score™ is 55/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Melhus Sparebank (OSL:MELG), the current EV-to-FCF is 4.87 as of Jul. 11, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Melhus Sparebank (OSL:MELG) Overvalued in 2026?

Based on GuruFocus' analysis, Melhus Sparebank stock appears to be overvalued. The current stock price of kr187.00 is trading 12.1% above its estimated GF Value™ of kr166.82. GuruFocus considers Melhus Sparebank to be Modestly Overvalued.

Key valuation signals for OSL:MELG:

  • EV-to-FCF: 4.87
  • GF Value™: kr166.82 vs. price of kr187.00 (12.1% above fair value)
  • GF Score™: 55/100 with 6 warning signs
  • Industry Position: 25.9% below the Banks median (#509 of 1193)

No single metric tells the full story. See the OSL:MELG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Melhus Sparebank Business Description

Address Melhus Road 439, Melhus, NOR, 7224
Melhus Sparebank is a savings bank that offers a range of financial services including loans, savings, advice, insurance and pensions to personal and corporate customers. The Bank also offers credit cards, debit cards, structured products, stock savings, mobile banking and online banking services.
55GF Score

Get the complete analysis for OSL:MELG

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr187.00
Price
kr166.82
GF Value