Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
OxPay FinancialSGX:TVV EV-to-FCF is -3.01 as of Aug. 19, 2026. The stock has 2 warning signs investors should review. Among 1,599 Software companies, OxPay Financial ranks worse than 62539.02% on this metric.
EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, OxPay Financial's Enterprise Value is S$9.08 Mil.
OxPay Financial's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was S$-3.02 Mil. Therefore, OxPay Financial's EV-to-FCF for today is -3.01.
The historical rank and industry rank for OxPay Financial's EV-to-FCF or its related term are showing as below:
SGX:TVV'
s EV-to-FCF Range Over the Past 10 Years
Min: -9442.73 Med: -3.05 Max: -0.22
Current: -3.46
During the past 13 years, the highest EV-to-FCF of OxPay Financial was -0.22. The lowest was -9442.73. And the median was -3.05.
SGX:TVV's EV-to-FCF is ranked worse than 100% of 1599
companies
in the Software industry
Industry Median: 15.59
vs SGX:TVV: -3.46
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
OxPay Financial's PE Ratio (TTM) for today is calculated as:
OxPay Financial's share price for today is S$0.03.
OxPay Financial's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was S$-0.011.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
OxPay Financial EV-to-FCF Related Terms
OxPay Financial EV-to-FCF Historical Data
* Premium members only.
The historical data trend for OxPay Financial's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Software - Infrastructure subindustry, OxPay Financial's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
OxPay Financial EV-to-FCF vs Software Industry
For the Software industry and Technology sector, OxPay Financial's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where OxPay Financial's EV-to-FCF falls into.
OxPay Financial's current Enterprise Value is S$9.08 Mil.
OxPay Financial's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was S$-3.02 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
OxPay Financial (SGX:TVV) has a EV-to-FCF of -3.01 as of Aug. 19, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on OxPay Financial and its competitors. According to the industry distribution chart, OxPay Financial ranks #999999 out of 1599 companies in the Software industry.
Is OxPay Financial's EV-to-FCF too high?
OxPay Financial's current EV-to-FCF is -3.01. Based on the distribution chart, OxPay Financial ranks #999999 out of 1599 companies in the Software industry, which is in the bottom quartile relative to peers.
How does OxPay Financial's EV-to-FCF compare to MSFT and ORCL?
According to the Software industry distribution chart, OxPay Financial ranks #999999 out of 1599 companies for EV-to-FCF. This places OxPay Financial in the lower half of its industry. The industry median EV-to-FCF is 15.59. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Software company?
The median EV-to-FCF among Software companies is 15.59, based on 1,599 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on OxPay Financial and its competitors. For the Software industry, the median EV-to-FCF is 15.59 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. OxPay Financial's current EV-to-FCF is -3.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is OxPay Financial stock overvalued right now?
Based on GuruFocus' analysis, OxPay Financial (SGX:TVV) is currently considered Modestly Undervalued. The stock's GF Value™ is S$0.04, compared to a current price of S$0.03 — trading 25% below its estimated fair value. The current EV-to-FCF is -3.01. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For OxPay Financial (SGX:TVV), the current EV-to-FCF is -3.01 as of Aug. 19, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
OxPay Financial Ltd is a Singapore-based company. The principal activities of the Company and its subsidiaries are to carry on payment technology solution licensing, development, and related hardware sales and/or rental, and electronic payment processing as an aggregator and master merchant. The Group operates two business segments: the MPS business segment and the DCES business segment. The majority of its revenue is from the MPS business segment, which includes payment processing services through its unified platform and smart software. The firm derives key revenue from Singapore.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
SGX:TVV has been successfully added to your 
