OxPay Financial (SGX:TVV) FCF Margin %: 2.27% (As of Mar. 2026)

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What is OxPay Financial FCF Margin %?

OxPay Financial SGX:TVV FCF Margin % is 2.27% as of Mar. 2026. The stock has 2 warning signs investors should review. Among 2,817 Software companies, OxPay Financial ranks worse than 85.84% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. OxPay Financial's Free Cash Flow for the three months ended in Mar. 2026 was S$0.06 Mil. OxPay Financial's Revenue for the three months ended in Mar. 2026 was S$2.42 Mil. Therefore, OxPay Financial's FCF Margin % for the quarter that ended in Mar. 2026 was 2.27%.

As of today, OxPay Financial's current FCF Yield % is -29.42%.

The historical rank and industry rank for OxPay Financial's FCF Margin % or its related term are showing as below:

SGX:TVV' s FCF Margin % Range Over the Past 10 Years
Min: -163.2   Med: -82.45   Max: 113.9
Current: -47.3


During the past 13 years, the highest FCF Margin % of OxPay Financial was 113.90%. The lowest was -163.20%. And the median was -82.45%.

SGX:TVV's FCF Margin % is ranked worse than
85.84% of 2817 companies
in the Software industry
Industry Median: 2.22 vs SGX:TVV: -47.30


OxPay Financial FCF Margin % Related Terms


OxPay Financial FCF Margin % Historical Data

* Premium members only.

The historical data trend for OxPay Financial's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

OxPay Financial FCF Margin % Chart

OxPay Financial Annual Data
Trend Mar16 Mar17 Mar18 Mar19 Mar20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 113.90 -41.77 -163.20 -147.67 -66.78

OxPay Financial Quarterly Data
Mar19 Jun19 Sep19 Mar20 Sep20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -23.18 -63.78 54.75 -196.36 2.27

SGX:TVV vs MSFT, ORCL, PLTR: FCF Margin % Comparison

For the Software - Infrastructure subindustry, OxPay Financial's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


OxPay Financial FCF Margin % vs Software Industry

For the Software industry and Technology sector, OxPay Financial's FCF Margin % distribution charts can be found below:

* The bar in red indicates where OxPay Financial's FCF Margin % falls into.



OxPay Financial FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

OxPay Financial's FCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=-3.244/4.858
=-66.78 %

OxPay Financial's FCF Margin for the quarter that ended in Mar. 2026 is calculated as

FCF Margin=Free Cash Flow (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=0.055/2.419
=2.27 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of 2.27% mean?
OxPay Financial (SGX:TVV) has a FCF Margin % of 2.27% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on OxPay Financial and its competitors. According to the industry distribution chart, OxPay Financial ranks #2418 out of 2817 companies in the Software industry, placing it in the top 85.8%.
Is OxPay Financial's FCF Margin % too high?
OxPay Financial's current FCF Margin % is 2.27%. The Software industry median FCF Margin % is 2.22. OxPay Financial's value of 2.27% is 2.3% above this industry median. Based on the distribution chart, OxPay Financial ranks #2418 out of 2817 companies in the Software industry, which is in the bottom quartile relative to peers.
How does OxPay Financial's FCF Margin % compare to MSFT and ORCL?
According to the Software industry distribution chart, OxPay Financial ranks #2418 out of 2817 companies for FCF Margin %. This places OxPay Financial in the lower half of its industry. The industry median FCF Margin % is 2.22. OxPay Financial's value of 2.27% is 2.3% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Software company?
The median FCF Margin % among Software companies is 2.22, based on 2,817 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. OxPay Financial's current FCF Margin % of 2.27% is 2.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on OxPay Financial and its competitors. For the Software industry, the median FCF Margin % is 2.22 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. OxPay Financial's current FCF Margin % is 2.27%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is OxPay Financial stock overvalued right now?
Based on GuruFocus' analysis, OxPay Financial (SGX:TVV) is currently considered Modestly Undervalued. The stock's GF Value™ is S$0.04, compared to a current price of S$0.03 — trading 25% below its estimated fair value. The current FCF Margin % is 2.27% and 2.3% above the Software industry median of 2.22. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For OxPay Financial (SGX:TVV), the current FCF Margin % is 2.27% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

OxPay Financial Business Description

Address 138 Cecil Street, No. 08-01 Cecil Court, Singapore, SGP, 069538
OxPay Financial Ltd is a Singapore-based company. The principal activities of the Company and its subsidiaries are to carry on payment technology solution licensing, development, and related hardware sales and/or rental, and electronic payment processing as an aggregator and master merchant. The Group operates two business segments: the MPS business segment and the DCES business segment. The majority of its revenue is from the MPS business segment, which includes payment processing services through its unified platform and smart software. The firm derives key revenue from Singapore.