PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk (STU:2PE) EV-to-FCF: 1.97 (As of Jul. 04, 2026) — 380% Above Median


STU:2PE PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk STU:2PE
64 GF Score
Price €0.04
GF Value €0.06
! 4 Warning Signs
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What is PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk EV-to-FCF?

PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk STU:2PE 64 EV-to-FCF is 1.97 as of Jul. 04, 2026, which is 380% above its 10-year median of 0.41. GuruFocus rates STU:2PE with a GF Score™ of 64/100 and a GF Value™ of €0.06. The stock has 4 warning signs investors should review. Among 1,193 Banks companies, PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk ranks better than 71.08% on this metric.

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk's Enterprise Value is €839.0 Mil. PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was €426.5 Mil. Therefore, PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk's EV-to-FCF for today is 1.97.

The historical rank and industry rank for PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk's EV-to-FCF or its related term are showing as below:

STU:2PE' s EV-to-FCF Range Over the Past 10 Years
Min: -11.53   Med: 0.41   Max: 315.64
Current: 1.87

During the past 13 years, the highest EV-to-FCF of PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk was 315.64. The lowest was -11.53. And the median was 0.41.

STU:2PE's EV-to-FCF is ranked better than
71.08% of 1193 companies
in the Banks industry
Industry Median: 6.61 vs STU:2PE: 1.87

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-07-04), PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk's stock price is €0.041. PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was €0.005. Therefore, PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk's PE Ratio (TTM) for today is 8.20.


PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk  (STU:2PE) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=0.041/0.005
=8.20

PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk's share price for today is €0.041.
PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €0.005.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk EV-to-FCF Related Terms


PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk EV-to-FCF Historical Data

* Premium members only.

The historical data trend for PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk EV-to-FCF Chart

PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.14 -1.25 113.69 5.89 2.20

PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.16 -3.65 -11.23 2.20 1.93

PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk EV-to-FCF Competitor Comparison

For the Banks - Regional subindustry, PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk EV-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk's EV-to-FCF falls into.


STU:2PE
64GF Score
PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk STU:2PE
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
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PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk EV-to-FCF Calculation

PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=839.008/426.483
=1.97

PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk's current Enterprise Value is €839.0 Mil.
PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €426.5 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-FCF →
What does a EV-to-FCF of 1.97 mean?
PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk (STU:2PE) has a EV-to-FCF of 1.97 as of Jul. 04, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk and its competitors. This is 380% above median its historical median of 0.41. According to the industry distribution chart, PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk ranks #345 out of 1193 companies in the Banks industry, placing it in the top 28.9%.
Is PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk's EV-to-FCF too high?
PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk's current EV-to-FCF of 1.97 is 380% above median its 10-year median of 0.41. The Banks industry median EV-to-FCF is 6.61. PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk's value of 1.97 is 70.2% below this industry median. Based on the distribution chart, PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk ranks #345 out of 1193 companies in the Banks industry, which is above the industry midpoint. Overall, PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk has a GF Score™ of 64/100, reflecting its overall financial health beyond just this single metric.
How does PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk's EV-to-FCF compare to competitors?
According to the Banks industry distribution chart, PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk ranks #345 out of 1193 companies for EV-to-FCF. This puts PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk in the upper half of its industry. The industry median EV-to-FCF is 6.61. PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk's value of 1.97 is 70.2% below this benchmark. While the company's 10-year median is 0.41 vs. the industry median of 6.61, PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.61, based on 1,193 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk's current EV-to-FCF of 1.97 is 70.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk and its competitors. For the Banks industry, the median EV-to-FCF is 6.61 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk's current EV-to-FCF is 1.97, which is 380% above median its own 10-year median of 0.41. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk stock overvalued right now?
PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk (STU:2PE) has a current EV-to-FCF of 1.97. The stock's GF Value™ is €0.06, compared to a current price of €0.04 — trading 31.7% below its estimated fair value. The current EV-to-FCF is 1.97, which is 380% above median its 10-year median of 0.41 and 70.2% below the Banks industry median of 6.61. PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk's overall GF Score™ is 64/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk (STU:2PE), the current EV-to-FCF is 1.97 as of Jul. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk (STU:2PE) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk stock appears to be undervalued. The current stock price of €0.04 is trading 31.7% below its estimated GF Value™ of €0.06.

Key valuation signals for STU:2PE:

  • EV-to-FCF: 1.97 (380% above median its 10-year median of 0.41)
  • GF Value™: €0.06 vs. price of €0.04 (31.7% below fair value)
  • GF Score™: 64/100 with 4 warning signs
  • Industry Position: 70.2% below the Banks median (#345 of 1193)

No single metric tells the full story. See the STU:2PE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk Business Description

Other Exchanges BJBR:Indonesia
Address Jalan Naripan Number 12-14, Menara Bank Bjb, Bandung, IDN, 40111
PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk is a provider of consumer and commercial banking services in Indonesia. The bank derives all revenue domestically through a network of branches, offices, and payment points. The bank operates under two segments: Conventional and Sharia. Services offered within these segments include deposits, current accounts, savings accounts, time deposits, syndicated loans, working capital loans, supply chain financing, credit cards, and mutual funds. In addition, international banking services are provided, such as foreign exchange trading, hedging instruments, treasury services, and Western Union.
64GF Score

Get the complete analysis for STU:2PE

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.04
Price
€0.06
GF Value