DeluxeSTU:DL8 +0.95%66 EV-to-FCF is 14.56 as of Jul. 08, 2026, which is 9% below its 10-year median of 16.03. GuruFocus rates STU:DL8 with a GF Score™ of 66/100 and a GF Value™ of €15.94 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 357 Conglomerates companies, Deluxe ranks better than 59.38% on this metric.
EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Deluxe's Enterprise Value is €2,225 Mil.
Deluxe's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was €153 Mil. Therefore, Deluxe's EV-to-FCF for today is 14.56.
The historical rank and industry rank for Deluxe's EV-to-FCF or its related term are showing as below:
STU:DL8'
s EV-to-FCF Range Over the Past 10 Years
Min: 7.16 Med: 16.03 Max: 60.16
Current: 14.21
During the past 13 years, the highest EV-to-FCF of Deluxe was 60.16. The lowest was 7.16. And the median was 16.03.
STU:DL8's EV-to-FCF is ranked better than 59.38% of 357
companies
in the Conglomerates industry
Industry Median: 17.65
vs STU:DL8: 14.21
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
As of today (2026-07-08), Deluxe's stock price is €21.20.
Deluxe's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was €2.011. Therefore, Deluxe's PE Ratio (TTM) for today is 10.54.
Deluxe (STU:DL8) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Deluxe's share price for today is €21.20.
Deluxe's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €2.011.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Deluxe EV-to-FCF Related Terms
Deluxe EV-to-FCF Historical Data
* Premium members only.
The historical data trend for Deluxe's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Conglomerates subindustry, Deluxe's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Deluxe EV-to-FCF vs Conglomerates Industry
For the Conglomerates industry and Industrials sector, Deluxe's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Deluxe's EV-to-FCF falls into.
Deluxe's current Enterprise Value is €2,225 Mil.
Deluxe's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €153 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Deluxe (STU:DL8) has a EV-to-FCF of 14.56 as of Jul. 08, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Deluxe and its competitors. This is near median its historical median of 16.03. Over the past decade, Deluxe's EV-to-FCF has ranged from 7.16 to 60.16. According to the industry distribution chart, Deluxe ranks #145 out of 357 companies in the Conglomerates industry, placing it in the top 40.6%.
Is Deluxe's EV-to-FCF too high?
Deluxe's current EV-to-FCF of 14.56 is near median its 10-year median of 16.03. Over the past 10 years, this metric has ranged from a low of 7.16 to a high of 60.16. The Conglomerates industry median EV-to-FCF is 17.65. Deluxe's value of 14.56 is 17.5% below this industry median. Based on the distribution chart, Deluxe ranks #145 out of 357 companies in the Conglomerates industry, which is above the industry midpoint. Overall, Deluxe has a GF Score™ of 66/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Deluxe's EV-to-FCF compare to AIAI and MATW?
According to the Conglomerates industry distribution chart, Deluxe ranks #145 out of 357 companies for EV-to-FCF. This puts Deluxe in the upper half of its industry. The industry median EV-to-FCF is 17.65. Deluxe's value of 14.56 is 17.5% below this benchmark. Historically, Deluxe's own EV-to-FCF has ranged from 7.16 to 60.16 over the past decade. While the company's 10-year median is 16.03 vs. the industry median of 17.65, Deluxe has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Conglomerates company?
The median EV-to-FCF among Conglomerates companies is 17.65, based on 357 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Deluxe's current EV-to-FCF of 14.56 is 17.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Deluxe and its competitors. For the Conglomerates industry, the median EV-to-FCF is 17.65 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Deluxe's current EV-to-FCF is 14.56, which is near median its own 10-year median of 16.03. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Deluxe stock overvalued right now?
Based on GuruFocus' analysis, Deluxe (STU:DL8) is currently considered Significantly Overvalued. The stock's GF Value™ is €15.94, compared to a current price of €21.20 — trading 33% above its estimated fair value. The current EV-to-FCF is 14.56, which is near median its 10-year median of 16.03 and 17.5% below the Conglomerates industry median of 17.65. Deluxe's overall GF Score™ is 66/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Deluxe (STU:DL8), the current EV-to-FCF is 14.56 as of Jul. 08, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Deluxe (STU:DL8) Overvalued in 2026?
Based on GuruFocus' analysis, Deluxe stock appears to be overvalued.
The current stock price of €21.20 is trading 33% above its estimated GF Value™ of €15.94.
GuruFocus considers Deluxe to be Significantly Overvalued.
Key valuation signals for STU:DL8:
EV-to-FCF: 14.56 (near median its 10-year median of 16.03)
GF Value™: €15.94 vs. price of €21.20 (33% above fair value)
Industry Position: 17.5% below the Conglomerates median (#145 of 357)
No single metric tells the full story. See the STU:DL8 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Deluxe Corp is principally a payments and data company. Its reportable segments are: Merchant Services, B2B Payments, Data Solutions, and Print. Maximum revenue is derived from its Print segment, which provides printed personal and business checks, business essentials, as well as branded promotional, print, apparel, and digital storefront solutions. The Merchant Services segment provides electronic credit and debit card authorization, payment systems, and processing services. The B2B segment offers treasury management solutions, integrated accounts payable disbursements, and fraud and security services, and the Data Solutions segment offers data, analytics, and marketing services, as well as financial institution profitability reporting and business incorporation services.
66GF Score
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