MBH Mortgage Bank Co (STU:FH21) EV-to-FCF: 63.89 (As of Sep. 18, 2026)

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Director of Data and Quant Analytics at GuruFocus
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STU:FH21 MBH Mortgage Bank Co PLC STU:FH21
22 GF Score
Price €1.15
GF Value €2.86
! 2 Warning Signs
View Full Analysis

What is MBH Mortgage Bank Co EV-to-FCF?

MBH Mortgage Bank Co STU:FH21 -2.13% 22 EV-to-FCF is 63.89 as of Sep. 18, 2026. GuruFocus rates STU:FH21 with a GF Score™ of 22/100 and a GF Value™ of €2.86. The stock has 2 warning signs investors should review. Among 1,178 Banks companies, MBH Mortgage Bank Co ranks better than 61.71% on this metric.

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, MBH Mortgage Bank Co's Enterprise Value is €1,891.76 Mil. MBH Mortgage Bank Co's Free Cash Flow for the trailing twelve months (TTM) ended in Jun. 2026 was €29.61 Mil. Therefore, MBH Mortgage Bank Co's EV-to-FCF for today is 63.89.

The historical rank and industry rank for MBH Mortgage Bank Co's EV-to-FCF or its related term are showing as below:

STU:FH21' s EV-to-FCF Range Over the Past 10 Years
Min: -12.2   Med: -2.73   Max: 9.22
Current: 4.65

During the past 13 years, the highest EV-to-FCF of MBH Mortgage Bank Co was 9.22. The lowest was -12.20. And the median was -2.73.

STU:FH21's EV-to-FCF is ranked better than
61.71% of 1178 companies
in the Banks industry
Industry Median: 7.335 vs STU:FH21: 4.65

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-09-18), MBH Mortgage Bank Co's stock price is €1.15. MBH Mortgage Bank Co's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 was €0.015. Therefore, MBH Mortgage Bank Co's PE Ratio (TTM) for today is 76.67.


MBH Mortgage Bank Co  (STU:FH21) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

MBH Mortgage Bank Co's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=1.15/0.015
=76.67

MBH Mortgage Bank Co's share price for today is €1.15.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. MBH Mortgage Bank Co's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 was €0.015.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


MBH Mortgage Bank Co EV-to-FCF Related Terms


MBH Mortgage Bank Co EV-to-FCF Historical Data

* Premium members only.

The historical data trend for MBH Mortgage Bank Co's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

MBH Mortgage Bank Co EV-to-FCF Chart

MBH Mortgage Bank Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 375.86 191.91 1,454.59 55.81 70.19

MBH Mortgage Bank Co Semi-Annual Data
Dec16 Mar17 Jun17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25 Jun26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 42.05 47.33 68.98 91.29

STU:FH21 vs USB, PNC: EV-to-FCF Comparison

For the Banks - Regional subindustry, MBH Mortgage Bank Co's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


MBH Mortgage Bank Co EV-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, MBH Mortgage Bank Co's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where MBH Mortgage Bank Co's EV-to-FCF falls into.


STU:FH21
22GF Score
MBH Mortgage Bank Co PLC STU:FH21
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

MBH Mortgage Bank Co EV-to-FCF Calculation

MBH Mortgage Bank Co's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=1891.755/29.61
=63.89

MBH Mortgage Bank Co's current Enterprise Value is €1,891.76 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. MBH Mortgage Bank Co's Free Cash Flow for the trailing twelve months (TTM) ended in Jun. 2026 was €29.61 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-FCF →
What does a EV-to-FCF of 63.89 mean?
MBH Mortgage Bank Co (STU:FH21) has a EV-to-FCF of 63.89 as of Sep. 18, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on MBH Mortgage Bank Co and its competitors. According to the industry distribution chart, MBH Mortgage Bank Co ranks #451 out of 1178 companies in the Banks industry, placing it in the top 38.3%.
Is MBH Mortgage Bank Co's EV-to-FCF too high?
MBH Mortgage Bank Co's current EV-to-FCF is 63.89. The Banks industry median EV-to-FCF is 7.34. MBH Mortgage Bank Co's value of 63.89 is 771% above this industry median. Based on the distribution chart, MBH Mortgage Bank Co ranks #451 out of 1178 companies in the Banks industry, which is above the industry midpoint. Overall, MBH Mortgage Bank Co has a GF Score™ of 22/100, reflecting its overall financial health beyond just this single metric.
How does MBH Mortgage Bank Co's EV-to-FCF compare to USB and PNC?
According to the Banks industry distribution chart, MBH Mortgage Bank Co ranks #451 out of 1178 companies for EV-to-FCF. This puts MBH Mortgage Bank Co in the upper half of its industry. The industry median EV-to-FCF is 7.34. MBH Mortgage Bank Co's value of 63.89 is 771% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 7.34, based on 1,178 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. MBH Mortgage Bank Co's current EV-to-FCF of 63.89 is 771% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on MBH Mortgage Bank Co and its competitors. For the Banks industry, the median EV-to-FCF is 7.34 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. MBH Mortgage Bank Co's current EV-to-FCF is 63.89. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is MBH Mortgage Bank Co stock overvalued right now?
MBH Mortgage Bank Co (STU:FH21) has a current EV-to-FCF of 63.89. The stock's GF Value™ is €2.86, compared to a current price of €1.15 — trading 59.8% below its estimated fair value. The current EV-to-FCF is 63.89 and 771% above the Banks industry median of 7.34. MBH Mortgage Bank Co's overall GF Score™ is 22/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For MBH Mortgage Bank Co (STU:FH21), the current EV-to-FCF is 63.89 as of Sep. 18, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is MBH Mortgage Bank Co (STU:FH21) Overvalued in 2026?

Based on GuruFocus' analysis, MBH Mortgage Bank Co stock appears to be undervalued. The current stock price of €1.15 is trading 59.8% below its estimated GF Value™ of €2.86.

Key valuation signals for STU:FH21:

  • EV-to-FCF: 63.89
  • GF Value™: €2.86 vs. price of €1.15 (59.8% below fair value)
  • GF Score™: 22/100 with 2 warning signs
  • Industry Position: 771% above the Banks median (#451 of 1178)

No single metric tells the full story. See the STU:FH21 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


MBH Mortgage Bank Co Business Description

Other Exchanges MBHJB:Hungary
Address 1117 Budapest Magyar tudosok korutja 9, Budapest, HUN, 1908
MBH Mortgage Bank Co PLC provides mortgage banking services. The business activities of the group function through various segments such as Retail, Wholesale, Loans, and advances to customers. It derives the majority of its revenue from the Retail segment, which offers a wide range of services such as retail bank accounts, deposits, savings, loans, and others to its retail customers. The company also focuses on the financial needs of corporate customers and offers corporate accounts, deposits, loans, and other services. In addition, it also focuses on liquidity management, asset and liability management, and security issues. Geographically, it operates in Hungary.
22GF Score

Get the complete analysis for STU:FH21

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€1.15
Price
€2.86
GF Value