Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
This valuation method assumes that the stock valuation will revert to its historical (10-Year) median in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
MBH Mortgage Bank Co (STU:FH21) Median PS Value Explanation
This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio
is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
It also assumes that over time the profit margin is constant. If a company increases its profit margin to a sustainable level, this value might under-estimate its value. If it has permanent declined profit margins, this may over-estimate the company's value.
MBH Mortgage Bank Co's Price to Median PS Value for today is calculated as
Price to Median PS Value
=
Share Price
/
Median PS Value
=
1.26
/
2.58
=
0.49
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MBH Mortgage Bank Co Median PS Value Related Terms
MBH Mortgage Bank Co Median PS Value Historical Data
* Premium members only.
The historical data trend for MBH Mortgage Bank Co's Median PS Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, MBH Mortgage Bank Co's Price-to-Median-PS-Value, along with its competitors' market caps and Price-to-Median-PS-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
MBH Mortgage Bank Co Price-to-Median-PS-Value vs Banks Industry
For the Banks industry and Financial Services sector, MBH Mortgage Bank Co's Price-to-Median-PS-Value distribution charts can be found below:
* The bar in red indicates where MBH Mortgage Bank Co's Price-to-Median-PS-Value falls into.
10-Year Median PS Ratio is 8.0374.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. MBH Mortgage Bank Co's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was €0.321.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MBH Mortgage Bank Co (STU:FH21) has a Median PS Value of €2.58 as of Aug. 03, 2026. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on MBH Mortgage Bank Co and its competitors. This is 18% above median its historical median of 2.19. Over the past decade, MBH Mortgage Bank Co's Median PS Value has ranged from 0.45 to 6.53. According to the industry distribution chart, MBH Mortgage Bank Co ranks #36 out of 1049 companies in the Banks industry, placing it in the top 3.4%.
Is MBH Mortgage Bank Co's Median PS Value too high?
MBH Mortgage Bank Co's current Median PS Value of €2.58 is 18% above median its 10-year median of 2.19. Over the past 10 years, this metric has ranged from a low of 0.45 to a high of 6.53. Based on the distribution chart, MBH Mortgage Bank Co ranks #36 out of 1049 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, MBH Mortgage Bank Co has a GF Score™ of 21/100, reflecting its overall financial health beyond just this single metric.
How does MBH Mortgage Bank Co's Median PS Value compare to PNC and USB?
According to the Banks industry distribution chart, MBH Mortgage Bank Co ranks #36 out of 1049 companies for Median PS Value. This places MBH Mortgage Bank Co in the top 3% of its industry — outperforming the majority of peers. The industry median Median PS Value is 1.13. Historically, MBH Mortgage Bank Co's own Median PS Value has ranged from 0.45 to 6.53 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Median PS Value for a Banks company?
The median Median PS Value among Banks companies is 1.13, based on 1,049 companies in the industry. Companies in the top quartile (top 25%) have a Median PS Value significantly above this median, while those in the bottom quartile fall well below. However, Median PS Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Median PS Value mean?
A high Median PS Value can signal that a stock is expensive relative to its fundamentals. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on MBH Mortgage Bank Co and its competitors. For the Banks industry, the median Median PS Value is 1.13 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. MBH Mortgage Bank Co's current Median PS Value is €2.58, which is 18% above median its own 10-year median of 2.19. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is MBH Mortgage Bank Co stock overvalued right now?
MBH Mortgage Bank Co (STU:FH21) has a current Median PS Value of €2.58. The stock's GF Value™ is €2.81, compared to a current price of €1.26 — trading 55.2% below its estimated fair value. The current Median PS Value is €2.58, which is 18% above median its 10-year median of 2.19. MBH Mortgage Bank Co's overall GF Score™ is 21/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Median PS Value calculated?
Median PS Value is calculated from a company's financial statements. For MBH Mortgage Bank Co (STU:FH21), the current Median PS Value is €2.58 as of Aug. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is MBH Mortgage Bank Co (STU:FH21) Overvalued in 2026?
Based on GuruFocus' analysis, MBH Mortgage Bank Co stock appears to be undervalued.
The current stock price of €1.26 is trading 55.2% below its estimated GF Value™ of €2.81.
Key valuation signals for STU:FH21:
Median PS Value: €2.58 (18% above median its 10-year median of 2.19)
GF Value™: €2.81 vs. price of €1.26 (55.2% below fair value)
No single metric tells the full story. See the STU:FH21 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
MBH Mortgage Bank Co PLC provides mortgage banking services. The business activities of the group function through various segments such as Retail, Wholesale, Loans, and advances to customers. It derives the majority of its revenue from the Retail segment, which offers a wide range of services such as retail bank accounts, deposits, savings, loans, and others to its retail customers. The company also focuses on the financial needs of corporate customers and offers corporate accounts, deposits, loans, and other services. In addition, it also focuses on liquidity management, asset and liability management, and security issues. Geographically, it operates in Hungary.
21GF Score
Get the complete analysis for STU:FH21
Median PS Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
STU:FH21 has been successfully added to your 
