EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Banc of California's Enterprise Value is €4,332.4 Mil.
Banc of California's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was €229.0 Mil. Therefore, Banc of California's EV-to-FCF for today is 18.92.
The historical rank and industry rank for Banc of California's EV-to-FCF or its related term are showing as below:
STU:FPB'
s EV-to-FCF Range Over the Past 10 Years
Min: -60.88 Med: 15.38 Max: 50.4
Current: 18.51
During the past 13 years, the highest EV-to-FCF of Banc of California was 50.40. The lowest was -60.88. And the median was 15.38.
STU:FPB's EV-to-FCF is ranked worse than 81.24% of 1194
companies
in the Banks industry
Industry Median: 6.565
vs STU:FPB: 18.51
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Banc of California (STU:FPB) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Banc of California's PE Ratio (TTM) for today is calculated as:
Banc of California's share price for today is €18.035.
Banc of California's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €1.124.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Banc of California EV-to-FCF Related Terms
Banc of California EV-to-FCF Historical Data
* Premium members only.
The historical data trend for Banc of California's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Banc of California's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Banc of California EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, Banc of California's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Banc of California's EV-to-FCF falls into.
Banc of California's current Enterprise Value is €4,332.4 Mil.
Banc of California's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €229.0 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Banc of California (STU:FPB) has a EV-to-FCF of 18.92 as of Jul. 01, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Banc of California and its competitors. This is 23% above median its historical median of 15.38. According to the industry distribution chart, Banc of California ranks #970 out of 1194 companies in the Banks industry, placing it in the top 81.2%.
Is Banc of California's EV-to-FCF too high?
Banc of California's current EV-to-FCF of 18.92 is 23% above median its 10-year median of 15.38. The Banks industry median EV-to-FCF is 6.57. Banc of California's value of 18.92 is 188.2% above this industry median. Based on the distribution chart, Banc of California ranks #970 out of 1194 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Banc of California has a GF Score™ of 65/100, reflecting its overall financial health beyond just this single metric.
How does Banc of California's EV-to-FCF compare to BOH and SBCF?
According to the Banks industry distribution chart, Banc of California ranks #970 out of 1194 companies for EV-to-FCF. This places Banc of California in the lower half of its industry. The industry median EV-to-FCF is 6.57. Banc of California's value of 18.92 is 188.2% above this benchmark. While the company's 10-year median is 15.38 vs. the industry median of 6.57, Banc of California has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.57, based on 1,194 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banc of California's current EV-to-FCF of 18.92 is 188.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Banc of California and its competitors. For the Banks industry, the median EV-to-FCF is 6.57 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banc of California's current EV-to-FCF is 18.92, which is 23% above median its own 10-year median of 15.38. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banc of California stock overvalued right now?
Banc of California (STU:FPB) has a current EV-to-FCF of 18.92. The stock's GF Value™ is €16.60, compared to a current price of €18.04 — trading 8.6% above its estimated fair value. The current EV-to-FCF is 18.92, which is 23% above median its 10-year median of 15.38 and 188.2% above the Banks industry median of 6.57. Banc of California's overall GF Score™ is 65/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Banc of California (STU:FPB), the current EV-to-FCF is 18.92 as of Jul. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Banc of California (STU:FPB) Overvalued in 2026?
Based on GuruFocus' analysis, Banc of California stock appears to be overvalued.
The current stock price of €18.04 is trading 8.6% above its estimated GF Value™ of €16.60.
Key valuation signals for STU:FPB:
EV-to-FCF: 18.92 (23% above median its 10-year median of 15.38)
GF Value™: €16.60 vs. price of €18.04 (8.6% above fair value)
Industry Position: 188.2% above the Banks median (#970 of 1194)
No single metric tells the full story. See the STU:FPB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Banc of California Inc is a financial holding company. It offers banking and financial services. Its services include banking services, lending services, and private banking services. Its deposit and banking product and service offerings include checking, savings, money market, certificates of deposit, and retirement accounts. Lending activities are focused on providing financing to California's diverse private businesses, entrepreneurs, and communities, and loans are often secured by California commercial and residential real estate. The company has one reportable segment named Commercial banking.
65GF Score
Get the complete analysis for STU:FPB
EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
STU:FPB has been successfully added to your 
