EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Turkiye Garanti Bankasi AS's Enterprise Value is €5,723 Mil.
Turkiye Garanti Bankasi AS's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was €-3,782 Mil. Therefore, Turkiye Garanti Bankasi AS's EV-to-FCF for today is -1.51.
The historical rank and industry rank for Turkiye Garanti Bankasi AS's EV-to-FCF or its related term are showing as below:
STU:GBKB'
s EV-to-FCF Range Over the Past 10 Years
Min: -63.44 Med: -0.4 Max: 68.12
Current: -1.64
During the past 13 years, the highest EV-to-FCF of Turkiye Garanti Bankasi AS was 68.12. The lowest was -63.44. And the median was -0.40.
STU:GBKB's EV-to-FCF is ranked worse than 100% of 1193
companies
in the Banks industry
Industry Median: 6.61
vs STU:GBKB: -1.64
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Turkiye Garanti Bankasi AS (STU:GBKB) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Turkiye Garanti Bankasi AS's PE Ratio (TTM) for today is calculated as:
Turkiye Garanti Bankasi AS's share price for today is €2.68.
Turkiye Garanti Bankasi AS's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €0.577.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Turkiye Garanti Bankasi AS EV-to-FCF Related Terms
Turkiye Garanti Bankasi AS EV-to-FCF Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Turkiye Garanti Bankasi AS EV-to-FCF Competitor Comparison
For the Banks - Regional subindustry, Turkiye Garanti Bankasi AS's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Turkiye Garanti Bankasi AS EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, Turkiye Garanti Bankasi AS's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Turkiye Garanti Bankasi AS's EV-to-FCF falls into.
Turkiye Garanti Bankasi AS's current Enterprise Value is €5,723 Mil.
Turkiye Garanti Bankasi AS's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €-3,782 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Turkiye Garanti Bankasi AS (STU:GBKB) has a EV-to-FCF of -1.51 as of Jul. 04, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Turkiye Garanti Bankasi AS and its competitors. According to the industry distribution chart, Turkiye Garanti Bankasi AS ranks #999999 out of 1193 companies in the Banks industry.
Is Turkiye Garanti Bankasi AS's EV-to-FCF too high?
Turkiye Garanti Bankasi AS's current EV-to-FCF is -1.51. Based on the distribution chart, Turkiye Garanti Bankasi AS ranks #999999 out of 1193 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Turkiye Garanti Bankasi AS has a GF Score™ of 80/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Turkiye Garanti Bankasi AS's EV-to-FCF compare to competitors?
According to the Banks industry distribution chart, Turkiye Garanti Bankasi AS ranks #999999 out of 1193 companies for EV-to-FCF. This places Turkiye Garanti Bankasi AS in the lower half of its industry. The industry median EV-to-FCF is 6.61. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.61, based on 1,193 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Turkiye Garanti Bankasi AS and its competitors. For the Banks industry, the median EV-to-FCF is 6.61 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Turkiye Garanti Bankasi AS's current EV-to-FCF is -1.51. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Turkiye Garanti Bankasi AS stock overvalued right now?
Based on GuruFocus' analysis, Turkiye Garanti Bankasi AS (STU:GBKB) is currently considered Modestly Undervalued. The stock's GF Value™ is €3.12, compared to a current price of €2.68 — trading 14.1% below its estimated fair value. The current EV-to-FCF is -1.51. Turkiye Garanti Bankasi AS's overall GF Score™ is 80/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Turkiye Garanti Bankasi AS (STU:GBKB), the current EV-to-FCF is -1.51 as of Jul. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Turkiye Garanti Bankasi AS (STU:GBKB) Overvalued in 2026?
Based on GuruFocus' analysis, Turkiye Garanti Bankasi AS stock appears to be undervalued.
The current stock price of €2.68 is trading 14.1% below its estimated GF Value™ of €3.12.
GuruFocus considers Turkiye Garanti Bankasi AS to be Modestly Undervalued.
Key valuation signals for STU:GBKB:
EV-to-FCF: -1.51
GF Value™: €3.12 vs. price of €2.68 (14.1% below fair value)
No single metric tells the full story. See the STU:GBKB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Turkiye Garanti Bankasi AS is an integrated financial services group operating predominantly in Turkey but with subsidiaries in the Netherlands, Russia, and Romania. It is a full-service bank offering corporate, commercial, retail, private, small to midsize enterprise, and investment banking services. Other financial services include insurance, leasing, brokerage, and asset management services. The bank's plan emphasizes customer service. The vast majority of its earning assets consist of loans, with a dominant positioning in consumer loans, mortgages, and auto loans. The company's business segments include: Retail Banking, Corporate Banking, Investment Banking and Others.
80GF Score
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