STU:TA2'
s EV-to-FCF Range Over the Past 10 Years
Min: -338.86 Med: -4.4 Max: 80.69
Current: 21.57
During the past 13 years, the highest EV-to-FCF of PT Bank Tabungan Negara (Persero) Tbk was 80.69. The lowest was -338.86. And the median was -4.40.
STU:TA2's EV-to-FCF is ranked worse than 83.61% of 1196
companies
in the Banks industry
Industry Median: 6.565
vs STU:TA2: 21.57
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
PT Bank Tabungan Negara (Persero) Tbk (STU:TA2) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
PT Bank Tabungan Negara (Persero) Tbk's PE Ratio (TTM) for today is calculated as:
PT Bank Tabungan Negara (Persero) Tbk's share price for today is €0.043.
PT Bank Tabungan Negara (Persero) Tbk's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €0.013.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
PT Bank Tabungan Negara (Persero) Tbk EV-to-FCF Related Terms
PT Bank Tabungan Negara (Persero) Tbk EV-to-FCF Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Bank Tabungan Negara (Persero) Tbk EV-to-FCF Chart
PT Bank Tabungan Negara (Persero) Tbk EV-to-FCF Competitor Comparison
For the Banks - Regional subindustry, PT Bank Tabungan Negara (Persero) Tbk's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT Bank Tabungan Negara (Persero) Tbk EV-to-FCF vs Banks Industry
PT Bank Tabungan Negara (Persero) Tbk's current Enterprise Value is €1,892 Mil.
PT Bank Tabungan Negara (Persero) Tbk's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €123 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Bank Tabungan Negara (Persero) Tbk (STU:TA2) has a EV-to-FCF of 15.34 as of Jul. 06, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on PT Bank Tabungan Negara (Persero) Tbk and its competitors. According to the industry distribution chart, PT Bank Tabungan Negara (Persero) Tbk ranks #1000 out of 1196 companies in the Banks industry, placing it in the top 83.6%.
Is PT Bank Tabungan Negara (Persero) Tbk's EV-to-FCF too high?
PT Bank Tabungan Negara (Persero) Tbk's current EV-to-FCF is 15.34. The Banks industry median EV-to-FCF is 6.57. PT Bank Tabungan Negara (Persero) Tbk's value of 15.34 is 133.7% above this industry median. Based on the distribution chart, PT Bank Tabungan Negara (Persero) Tbk ranks #1000 out of 1196 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, PT Bank Tabungan Negara (Persero) Tbk has a GF Score™ of 81/100, reflecting its overall financial health beyond just this single metric.
How does PT Bank Tabungan Negara (Persero) Tbk's EV-to-FCF compare to competitors?
According to the Banks industry distribution chart, PT Bank Tabungan Negara (Persero) Tbk ranks #1000 out of 1196 companies for EV-to-FCF. This places PT Bank Tabungan Negara (Persero) Tbk in the lower half of its industry. The industry median EV-to-FCF is 6.57. PT Bank Tabungan Negara (Persero) Tbk's value of 15.34 is 133.7% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.57, based on 1,196 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Bank Tabungan Negara (Persero) Tbk's current EV-to-FCF of 15.34 is 133.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on PT Bank Tabungan Negara (Persero) Tbk and its competitors. For the Banks industry, the median EV-to-FCF is 6.57 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Bank Tabungan Negara (Persero) Tbk's current EV-to-FCF is 15.34. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Tabungan Negara (Persero) Tbk stock overvalued right now?
PT Bank Tabungan Negara (Persero) Tbk (STU:TA2) has a current EV-to-FCF of 15.34. The stock's GF Value™ is €0.06, compared to a current price of €0.04 — trading 28.3% below its estimated fair value. The current EV-to-FCF is 15.34 and 133.7% above the Banks industry median of 6.57. PT Bank Tabungan Negara (Persero) Tbk's overall GF Score™ is 81/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For PT Bank Tabungan Negara (Persero) Tbk (STU:TA2), the current EV-to-FCF is 15.34 as of Jul. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT Bank Tabungan Negara (Persero) Tbk (STU:TA2) Overvalued in 2026?
Based on GuruFocus' analysis, PT Bank Tabungan Negara (Persero) Tbk stock appears to be undervalued.
The current stock price of €0.04 is trading 28.3% below its estimated GF Value™ of €0.06.
Key valuation signals for STU:TA2:
EV-to-FCF: 15.34
GF Value™: €0.06 vs. price of €0.04 (28.3% below fair value)
Industry Position: 133.7% above the Banks median (#1000 of 1196)
No single metric tells the full story. See the STU:TA2 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PT Bank Tabungan Negara (Persero) Tbk Business Description
PT Bank Tabungan Negara (Persero) Tbk conducts business in the banking sector. Its activities include Collecting funds from the public in the form of savings, current accounts, time deposits, certificates of deposit, distributing funds in the form of credit or financing, issuing and/or carrying out securities transactions. Its products and services are divided into two segments, namely conventional and sharia. Conventional banking consist of Consumer products and Commercial products; and Sharia consist of Sharia Products. Its services include consumer loan products, consumer savings products, and wealth management products.
81GF Score
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