PT Bank Tabungan Negara (Persero) Tbk (STU:TA2) FCF Yield %: 11.35 (As of Jun. 30, 2026)


STU:TA2 PT Bank Tabungan Negara (Persero) Tbk STU:TA2
82 GF Score
Price €0.04
GF Value €0.06
! 3 Warning Signs
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What is PT Bank Tabungan Negara (Persero) Tbk FCF Yield %?

PT Bank Tabungan Negara (Persero) Tbk STU:TA2 +2.44% 82 FCF Yield % is 11.35 as of Jun. 30, 2026. GuruFocus rates STU:TA2 with a GF Score™ of 82/100 and a GF Value™ of €0.06. The stock has 3 warning signs investors should review. Among 1,507 Banks companies, PT Bank Tabungan Negara (Persero) Tbk ranks better than 63.37% on this metric.

FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

As of today, PT Bank Tabungan Negara (Persero) Tbk's Trailing 12-Month Free Cash Flow is €123 Mil, and Market Cap is €777 Mil. Therefore, PT Bank Tabungan Negara (Persero) Tbk's FCF Yield % for today is 11.35%.

The historical rank and industry rank for PT Bank Tabungan Negara (Persero) Tbk's FCF Yield % or its related term are showing as below:

STU:TA2' s FCF Yield % Range Over the Past 10 Years
Min: -161.22   Med: -5.89   Max: 345.91
Current: 11.35


During the past 13 years, the highest FCF Yield % of PT Bank Tabungan Negara (Persero) Tbk was 345.91%. The lowest was -161.22%. And the median was -5.89%.

STU:TA2's FCF Yield % is ranked better than
63.37% of 1507 companies
in the Banks industry
Industry Median: 8.18 vs STU:TA2: 11.35

PT Bank Tabungan Negara (Persero) Tbk's FCF Margin % for the quarter that ended in Mar. 2026 was -438.81%.


PT Bank Tabungan Negara (Persero) Tbk FCF Yield % Explanation

Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


PT Bank Tabungan Negara (Persero) Tbk FCF Yield % Related Terms


PT Bank Tabungan Negara (Persero) Tbk FCF Yield % Historical Data

* Premium members only.

The historical data trend for PT Bank Tabungan Negara (Persero) Tbk's FCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Bank Tabungan Negara (Persero) Tbk FCF Yield % Chart

PT Bank Tabungan Negara (Persero) Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 53.19 2.02 33.39 -89.98 201.90

PT Bank Tabungan Negara (Persero) Tbk Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -51.36 354.70 672.57 -282.78 -578.71

PT Bank Tabungan Negara (Persero) Tbk FCF Yield % Competitor Comparison

For the Banks - Regional subindustry, PT Bank Tabungan Negara (Persero) Tbk's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Bank Tabungan Negara (Persero) Tbk FCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, PT Bank Tabungan Negara (Persero) Tbk's FCF Yield % distribution charts can be found below:

* The bar in red indicates where PT Bank Tabungan Negara (Persero) Tbk's FCF Yield % falls into.


STU:TA2
82GF Score
PT Bank Tabungan Negara (Persero) Tbk STU:TA2
FCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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PT Bank Tabungan Negara (Persero) Tbk FCF Yield % Calculation

FCF Yield % is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

PT Bank Tabungan Negara (Persero) Tbk's FCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

FCF Yield %=Free Cash Flow / Market Cap
=1147.579 / 568.394982
=201.90%

PT Bank Tabungan Negara (Persero) Tbk's annualized FCF Yield % for the quarter that ended in Mar. 2026 is calculated as

FCF Yield %=Free Cash Flow * Annualized Factor / Market Cap
=-1106.597 * 4 / 764.877198
=-578.71%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Yield % →
What does a FCF Yield % of 11.35 mean?
PT Bank Tabungan Negara (Persero) Tbk (STU:TA2) has a FCF Yield % of 11.35 as of Jun. 30, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on PT Bank Tabungan Negara (Persero) Tbk and its competitors. According to the industry distribution chart, PT Bank Tabungan Negara (Persero) Tbk ranks #552 out of 1507 companies in the Banks industry, placing it in the top 36.6%.
Is PT Bank Tabungan Negara (Persero) Tbk's FCF Yield % too high?
PT Bank Tabungan Negara (Persero) Tbk's current FCF Yield % is 11.35. The Banks industry median FCF Yield % is 8.18. PT Bank Tabungan Negara (Persero) Tbk's value of 11.35 is 38.8% above this industry median. Based on the distribution chart, PT Bank Tabungan Negara (Persero) Tbk ranks #552 out of 1507 companies in the Banks industry, which is above the industry midpoint. Overall, PT Bank Tabungan Negara (Persero) Tbk has a GF Score™ of 82/100, reflecting its overall financial health beyond just this single metric.
How does PT Bank Tabungan Negara (Persero) Tbk's FCF Yield % compare to competitors?
According to the Banks industry distribution chart, PT Bank Tabungan Negara (Persero) Tbk ranks #552 out of 1507 companies for FCF Yield %. This puts PT Bank Tabungan Negara (Persero) Tbk in the upper half of its industry. The industry median FCF Yield % is 8.18. PT Bank Tabungan Negara (Persero) Tbk's value of 11.35 is 38.8% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.18, based on 1,507 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Bank Tabungan Negara (Persero) Tbk's current FCF Yield % of 11.35 is 38.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on PT Bank Tabungan Negara (Persero) Tbk and its competitors. For the Banks industry, the median FCF Yield % is 8.18 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Bank Tabungan Negara (Persero) Tbk's current FCF Yield % is 11.35. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Tabungan Negara (Persero) Tbk stock overvalued right now?
PT Bank Tabungan Negara (Persero) Tbk (STU:TA2) has a current FCF Yield % of 11.35. The stock's GF Value™ is €0.06, compared to a current price of €0.04 — trading 30% below its estimated fair value. The current FCF Yield % is 11.35 and 38.8% above the Banks industry median of 8.18. PT Bank Tabungan Negara (Persero) Tbk's overall GF Score™ is 82/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For PT Bank Tabungan Negara (Persero) Tbk (STU:TA2), the current FCF Yield % is 11.35 as of Jun. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Bank Tabungan Negara (Persero) Tbk (STU:TA2) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank Tabungan Negara (Persero) Tbk stock appears to be undervalued. The current stock price of €0.04 is trading 30% below its estimated GF Value™ of €0.06.

Key valuation signals for STU:TA2:

  • FCF Yield %: 11.35
  • GF Value™: €0.06 vs. price of €0.04 (30% below fair value)
  • GF Score™: 82/100 with 3 warning signs
  • Industry Position: 38.8% above the Banks median (#552 of 1507)

No single metric tells the full story. See the STU:TA2 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Bank Tabungan Negara (Persero) Tbk Business Description

Other Exchanges BBTN:Indonesia
Address Jalan Gajah Mada No. 1, Menara BTN, Jakarta, IDN, 10130
PT Bank Tabungan Negara (Persero) Tbk conducts business in the banking sector. Its activities include Collecting funds from the public in the form of savings, current accounts, time deposits, certificates of deposit, distributing funds in the form of credit or financing, issuing and/or carrying out securities transactions. Its products and services are divided into two segments, namely conventional and sharia. Conventional banking consist of Consumer products and Commercial products; and Sharia consist of Sharia Products. Its services include consumer loan products, consumer savings products, and wealth management products.
82GF Score

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FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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