Security BankSYBJF +1.64%63 EV-to-FCF is 1.05 as of Jul. 03, 2026, which is 275% above its 10-year median of 0.28. GuruFocus rates SYBJF with a GF Score™ of 63/100 and a GF Value™ of $1.80 (Significantly Undervalued). The stock has 1 warning sign investors should review. Among 1,193 Banks companies, Security Bank ranks better than 76.53% on this metric.
EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Security Bank's Enterprise Value is $1,091 Mil.
Security Bank's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was $1,034 Mil. Therefore, Security Bank's EV-to-FCF for today is 1.05.
The historical rank and industry rank for Security Bank's EV-to-FCF or its related term are showing as below:
SYBJF'
s EV-to-FCF Range Over the Past 10 Years
Min: -14.47 Med: 0.28 Max: 97.93
Current: 1.05
During the past 13 years, the highest EV-to-FCF of Security Bank was 97.93. The lowest was -14.47. And the median was 0.28.
SYBJF's EV-to-FCF is ranked better than 76.53% of 1193
companies
in the Banks industry
Industry Median: 6.61
vs SYBJF: 1.05
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Security Bank's PE Ratio (TTM) for today is calculated as:
Security Bank's share price for today is $0.99.
Security Bank's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.248.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Security Bank EV-to-FCF Related Terms
Security Bank EV-to-FCF Historical Data
* Premium members only.
The historical data trend for Security Bank's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Security Bank's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Security Bank EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, Security Bank's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Security Bank's EV-to-FCF falls into.
Security Bank's current Enterprise Value is $1,091 Mil.
Security Bank's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $1,034 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Security Bank (SYBJF) has a EV-to-FCF of 1.05 as of Jul. 03, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Security Bank and its competitors. This is 275% above median its historical median of 0.28. According to the industry distribution chart, Security Bank ranks #280 out of 1193 companies in the Banks industry, placing it in the top 23.5%.
Is Security Bank's EV-to-FCF too high?
Security Bank's current EV-to-FCF of 1.05 is 275% above median its 10-year median of 0.28. The Banks industry median EV-to-FCF is 6.61. Security Bank's value of 1.05 is 84.1% below this industry median. Based on the distribution chart, Security Bank ranks #280 out of 1193 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Security Bank has a GF Score™ of 63/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Security Bank's EV-to-FCF compare to competitors?
According to the Banks industry distribution chart, Security Bank ranks #280 out of 1193 companies for EV-to-FCF. This places Security Bank in the top 24% of its industry — outperforming the majority of peers. The industry median EV-to-FCF is 6.61. Security Bank's value of 1.05 is 84.1% below this benchmark. While the company's 10-year median is 0.28 vs. the industry median of 6.61, Security Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.61, based on 1,193 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Security Bank's current EV-to-FCF of 1.05 is 84.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Security Bank and its competitors. For the Banks industry, the median EV-to-FCF is 6.61 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Security Bank's current EV-to-FCF is 1.05, which is 275% above median its own 10-year median of 0.28. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Security Bank stock overvalued right now?
Based on GuruFocus' analysis, Security Bank (SYBJF) is currently considered Significantly Undervalued. The stock's GF Value™ is $1.80, compared to a current price of $0.99 — trading 45% below its estimated fair value. The current EV-to-FCF is 1.05, which is 275% above median its 10-year median of 0.28 and 84.1% below the Banks industry median of 6.61. Security Bank's overall GF Score™ is 63/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Security Bank (SYBJF), the current EV-to-FCF is 1.05 as of Jul. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Security Bank (SYBJF) Overvalued in 2026?
Based on GuruFocus' analysis, Security Bank stock appears to be undervalued.
The current stock price of $0.99 is trading 45% below its estimated GF Value™ of $1.80.
GuruFocus considers Security Bank to be Significantly Undervalued.
Key valuation signals for SYBJF:
EV-to-FCF: 1.05 (275% above median its 10-year median of 0.28)
GF Value™: $1.80 vs. price of $0.99 (45% below fair value)
Industry Position: 84.1% below the Banks median (#280 of 1193)
No single metric tells the full story. See the SYBJF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Security Bank Corp is engaged in banking. It operates in four segments: the Financial Markets Segment focuses on providing the money market, foreign exchange, financial derivatives, securities distribution, asset management, trust, and fiduciary services; the Wholesale Banking Segment addresses the corporate, institutional, and public sector markets and commercial clients. Services include relationship management, lending and other credit facilities, trade, cash management, deposit-taking, and leasing services; the Retail Banking Segment addresses individual, retail, and small businesses; the Business Banking segment covers deposit-taking and servicing, consumer loans, credit card facilities, and bancassurance; and All Other Segments include other support services.
63GF Score
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EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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