The Tottori Bank (TSE:8383) EV-to-FCF: 6.34 (As of Jul. 18, 2026) — 334% Above Median

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TSE:8383 The Tottori Bank Ltd TSE:8383
65 GF Score
Price 円1,595.00
GF Value 円1,496.88
Valuation Fairly Valued
! 1 Warning Sign
View Full Analysis

What is The Tottori Bank EV-to-FCF?

The Tottori Bank TSE:8383 -3.57% 65 EV-to-FCF is 6.34 as of Jul. 18, 2026, which is 334% above its 10-year median of 1.46. GuruFocus rates TSE:8383 with a GF Score™ of 65/100 and a GF Value™ of 円1,496.88 (Fairly Valued). The stock has 1 warning sign investors should review. Among 1,194 Banks companies, The Tottori Bank ranks better than 52.09% on this metric.

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, The Tottori Bank's Enterprise Value is 円-32,088 Mil. The Tottori Bank's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was 円-5,061 Mil. Therefore, The Tottori Bank's EV-to-FCF for today is 6.34.

The historical rank and industry rank for The Tottori Bank's EV-to-FCF or its related term are showing as below:

TSE:8383' s EV-to-FCF Range Over the Past 10 Years
Min: -19.38   Med: 1.46   Max: 42.62
Current: 6.24

During the past 13 years, the highest EV-to-FCF of The Tottori Bank was 42.62. The lowest was -19.38. And the median was 1.46.

TSE:8383's EV-to-FCF is ranked better than
52.09% of 1194 companies
in the Banks industry
Industry Median: 6.725 vs TSE:8383: 6.24

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-07-18), The Tottori Bank's stock price is 円1595.00. The Tottori Bank's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was 円169.166. Therefore, The Tottori Bank's PE Ratio (TTM) for today is 9.43.


The Tottori Bank  (TSE:8383) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

The Tottori Bank's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=1595.00/169.166
=9.43

The Tottori Bank's share price for today is 円1595.00.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. The Tottori Bank's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was 円169.166.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


The Tottori Bank EV-to-FCF Related Terms


The Tottori Bank EV-to-FCF Historical Data

* Premium members only.

The historical data trend for The Tottori Bank's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The Tottori Bank EV-to-FCF Chart

The Tottori Bank Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only -2.14 0.51 -1.23 1.51 6.29

The Tottori Bank Semi-Annual Data
Sep16 Mar17 Sep17 Mar18 Sep18 Mar19 Sep19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -1.23 0.00 1.51 0.00 6.29

The Tottori Bank EV-to-FCF Competitor Comparison

For the Banks - Regional subindustry, The Tottori Bank's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


The Tottori Bank EV-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, The Tottori Bank's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where The Tottori Bank's EV-to-FCF falls into.


TSE:8383
65GF Score
The Tottori Bank Ltd TSE:8383
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

The Tottori Bank EV-to-FCF Calculation

The Tottori Bank's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=-32088.105/-5061
=6.34

The Tottori Bank's current Enterprise Value is 円-32,088 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. The Tottori Bank's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was 円-5,061 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-FCF →
What does a EV-to-FCF of 6.34 mean?
The Tottori Bank (TSE:8383) has a EV-to-FCF of 6.34 as of Jul. 18, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on The Tottori Bank and its competitors. This is 334% above median its historical median of 1.46. According to the industry distribution chart, The Tottori Bank ranks #572 out of 1194 companies in the Banks industry, placing it in the top 47.9%.
Is The Tottori Bank's EV-to-FCF too high?
The Tottori Bank's current EV-to-FCF of 6.34 is 334% above median its 10-year median of 1.46. The Banks industry median EV-to-FCF is 6.73. The Tottori Bank's value of 6.34 is 5.7% below this industry median. Based on the distribution chart, The Tottori Bank ranks #572 out of 1194 companies in the Banks industry, which is above the industry midpoint. Overall, The Tottori Bank has a GF Score™ of 65/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does The Tottori Bank's EV-to-FCF compare to competitors?
According to the Banks industry distribution chart, The Tottori Bank ranks #572 out of 1194 companies for EV-to-FCF. This puts The Tottori Bank in the upper half of its industry. The industry median EV-to-FCF is 6.73. The Tottori Bank's value of 6.34 is 5.7% below this benchmark. While the company's 10-year median is 1.46 vs. the industry median of 6.73, The Tottori Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.73, based on 1,194 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. The Tottori Bank's current EV-to-FCF of 6.34 is 5.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on The Tottori Bank and its competitors. For the Banks industry, the median EV-to-FCF is 6.73 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. The Tottori Bank's current EV-to-FCF is 6.34, which is 334% above median its own 10-year median of 1.46. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Tottori Bank stock overvalued right now?
Based on GuruFocus' analysis, The Tottori Bank (TSE:8383) is currently considered Fairly Valued. The stock's GF Value™ is 円1,496.88, compared to a current price of 円1,595.00 — trading 6.6% above its estimated fair value. The current EV-to-FCF is 6.34, which is 334% above median its 10-year median of 1.46 and 5.7% below the Banks industry median of 6.73. The Tottori Bank's overall GF Score™ is 65/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For The Tottori Bank (TSE:8383), the current EV-to-FCF is 6.34 as of Jul. 18, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is The Tottori Bank (TSE:8383) Overvalued in 2026?

Based on GuruFocus' analysis, The Tottori Bank stock appears to be overvalued. The current stock price of 円1,595.00 is trading 6.6% above its estimated GF Value™ of 円1,496.88. GuruFocus considers The Tottori Bank to be Fairly Valued.

Key valuation signals for TSE:8383:

  • EV-to-FCF: 6.34 (334% above median its 10-year median of 1.46)
  • GF Value™: 円1,496.88 vs. price of 円1,595.00 (6.6% above fair value)
  • GF Score™: 65/100 with 1 warning sign
  • Industry Position: 5.7% below the Banks median (#572 of 1194)

No single metric tells the full story. See the TSE:8383 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


The Tottori Bank Business Description

Address 171 Eiraku-Onsencho, Tottori, JPN, 680-8686
The Tottori Bank Ltd is a Japan-based bank mainly engaged in the banking business. The bank offers the general account, and ordinary, savings, funded time, periodical, property and tax reserve deposit, foreign currency accounts. In addition, it also advances card, and business loans, as well as loan-related services. Further, it also provides automated teller machine special interest time deposit, foreign exchange services, individual annuity, medical, life, periodic, cancer, and revenue protection insurance services.
65GF Score

Get the complete analysis for TSE:8383

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円1,595.00
Price
円1,496.88
GF Value