EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Alior Bank's Enterprise Value is zł18,229 Mil.
Alior Bank's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was zł596 Mil. Therefore, Alior Bank's EV-to-FCF for today is 30.56.
The historical rank and industry rank for Alior Bank's EV-to-FCF or its related term are showing as below:
WAR:ALR'
s EV-to-FCF Range Over the Past 10 Years
Min: -93.39 Med: -1.79 Max: 486.25
Current: 30.27
During the past 13 years, the highest EV-to-FCF of Alior Bank was 486.25. The lowest was -93.39. And the median was -1.79.
WAR:ALR's EV-to-FCF is ranked worse than 89.52% of 1193
companies
in the Banks industry
Industry Median: 6.65
vs WAR:ALR: 30.27
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Alior Bank's share price for today is zł133.90.
Alior Bank's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was zł17.570.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Alior Bank EV-to-FCF Related Terms
Alior Bank EV-to-FCF Historical Data
* Premium members only.
The historical data trend for Alior Bank's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Diversified subindustry, Alior Bank's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Alior Bank EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, Alior Bank's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Alior Bank's EV-to-FCF falls into.
Alior Bank's current Enterprise Value is zł18,229 Mil.
Alior Bank's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was zł596 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Alior Bank (WAR:ALR) has a EV-to-FCF of 30.56 as of Jul. 02, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Alior Bank and its competitors. According to the industry distribution chart, Alior Bank ranks #1068 out of 1193 companies in the Banks industry, placing it in the top 89.5%.
Is Alior Bank's EV-to-FCF too high?
Alior Bank's current EV-to-FCF is 30.56. The Banks industry median EV-to-FCF is 6.65. Alior Bank's value of 30.56 is 359.5% above this industry median. Based on the distribution chart, Alior Bank ranks #1068 out of 1193 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Alior Bank has a GF Score™ of 72/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Alior Bank's EV-to-FCF compare to JPM and BAC?
According to the Banks industry distribution chart, Alior Bank ranks #1068 out of 1193 companies for EV-to-FCF. This places Alior Bank in the lower half of its industry. The industry median EV-to-FCF is 6.65. Alior Bank's value of 30.56 is 359.5% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.65, based on 1,193 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Alior Bank's current EV-to-FCF of 30.56 is 359.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Alior Bank and its competitors. For the Banks industry, the median EV-to-FCF is 6.65 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Alior Bank's current EV-to-FCF is 30.56. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Alior Bank stock overvalued right now?
Based on GuruFocus' analysis, Alior Bank (WAR:ALR) is currently considered Significantly Overvalued. The stock's GF Value™ is zł97.90, compared to a current price of zł133.90 — trading 36.8% above its estimated fair value. The current EV-to-FCF is 30.56 and 359.5% above the Banks industry median of 6.65. Alior Bank's overall GF Score™ is 72/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Alior Bank (WAR:ALR), the current EV-to-FCF is 30.56 as of Jul. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Alior Bank (WAR:ALR) Overvalued in 2026?
Based on GuruFocus' analysis, Alior Bank stock appears to be overvalued.
The current stock price of zł133.90 is trading 36.8% above its estimated GF Value™ of zł97.90.
GuruFocus considers Alior Bank to be Significantly Overvalued.
Key valuation signals for WAR:ALR:
EV-to-FCF: 30.56
GF Value™: zł97.90 vs. price of zł133.90 (36.8% above fair value)
Industry Position: 359.5% above the Banks median (#1068 of 1193)
No single metric tells the full story. See the WAR:ALR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Alior Bank SA is a universal lending and deposit-taking bank that provides services to a Polish customer base. Its core activities include maintaining bank accounts, granting loans and advances, issuing banking securities, and buying and selling foreign currencies. Its subsidiary group company conducts brokerage activities, consulting, financial agency services, and other financial services. Its loan and advances book is diversified across various categories, notably retail cash loans and overdrafts, housing loans and other mortgages, working capital, and investment loans. The group's operations are financed from the funds of non-financial-sector customers deposited with the bank.
72GF Score
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EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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