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FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Alior Bank's Free Cash Flow for the
three
months ended in Jun. 2026 was zł2,971 Mil. Alior Bank's Revenue for the
three
months ended in Jun. 2026 was zł1,443 Mil. Therefore, Alior Bank's FCF Margin % for the quarter that ended in Jun. 2026 was 205.85%.
The historical data trend for Alior Bank's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Diversified subindustry, Alior Bank's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Alior Bank FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Alior Bank's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Alior Bank's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Alior Bank (WAR:ALR) has a FCF Margin % of 205.85% as of Jun. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Alior Bank and its competitors. According to the industry distribution chart, Alior Bank ranks #554 out of 1504 companies in the Banks industry, placing it in the top 36.8%.
Is Alior Bank's FCF Margin % too high?
Alior Bank's current FCF Margin % is 205.85%. The Banks industry median FCF Margin % is 26.49. Alior Bank's value of 205.85% is 677.2% above this industry median. Based on the distribution chart, Alior Bank ranks #554 out of 1504 companies in the Banks industry, which is above the industry midpoint. Overall, Alior Bank has a GF Score™ of 58/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Alior Bank's FCF Margin % compare to JPM and BAC?
According to the Banks industry distribution chart, Alior Bank ranks #554 out of 1504 companies for FCF Margin %. This puts Alior Bank in the upper half of its industry. The industry median FCF Margin % is 26.49. Alior Bank's value of 205.85% is 677.2% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.49, based on 1,504 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Alior Bank's current FCF Margin % of 205.85% is 677.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Alior Bank and its competitors. For the Banks industry, the median FCF Margin % is 26.49 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Alior Bank's current FCF Margin % is 205.85%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Alior Bank stock overvalued right now?
Based on GuruFocus' analysis, Alior Bank (WAR:ALR) is currently considered Significantly Overvalued. The stock's GF Value™ is zł97.01, compared to a current price of zł134.90 — trading 39.1% above its estimated fair value. The current FCF Margin % is 205.85% and 677.2% above the Banks industry median of 26.49. Alior Bank's overall GF Score™ is 58/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Alior Bank (WAR:ALR), the current FCF Margin % is 205.85% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Alior Bank (WAR:ALR) Overvalued in 2026?
Based on GuruFocus' analysis, Alior Bank stock appears to be overvalued.
The current stock price of zł134.90 is trading 39.1% above its estimated GF Value™ of zł97.01.
GuruFocus considers Alior Bank to be Significantly Overvalued.
Key valuation signals for WAR:ALR:
FCF Margin %: 205.85%
GF Value™: zł97.01 vs. price of zł134.90 (39.1% above fair value)
Industry Position: 677.2% above the Banks median (#554 of 1504)
No single metric tells the full story. See the WAR:ALR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Alior Bank SA is a universal lending and deposit-taking bank that provides services to a Polish customer base. Its core activities include maintaining bank accounts, granting loans and advances, issuing banking securities, and buying and selling foreign currencies. Its subsidiary group company conducts brokerage activities, consulting, financial agency services, and other financial services. Its loan and advances book is diversified across various categories, notably retail cash loans and overdrafts, housing loans and other mortgages, working capital, and investment loans. The group's operations are financed from the funds of non-financial-sector customers deposited with the bank.
58GF Score
Get the complete analysis for WAR:ALR
FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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