Business Description
Alior Bank SA
ISIN : PLALIOR00045
Total Employee Number:
6,740Compare
Compare
Traded in other countries / regions
ALR.PolandA6O.Germany0QBM.UKALORY.USA Index Membership
iShares MSCI ACWI Ex US Index Fund IPO Date
2012-12-14Description
Alior Bank SA is a universal lending and deposit-taking bank that provides services to a Polish customer base. Its core activities include maintaining bank accounts, granting loans and advances, issuing banking securities, and buying and selling foreign currencies. Its subsidiary group company conducts brokerage activities, consulting, financial agency services, and other financial services. Its loan and advances book is diversified across various categories, notably retail cash loans and overdrafts, housing loans and other mortgages, working capital, and investment loans. The group's operations are financed from the funds of non-financial-sector customers deposited with the bank.
Financial Strength
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 0.72 | |||||
Equity-to-Asset | 0.13 | |||||
Debt-to-Equity | 0.2 | |||||
Debt-to-EBITDA | N/A |
N/A
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N/A
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Interest Coverage | N/A |
N/A
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N/A
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Piotroski F-Score | 4/9 | |||||
Beneish M-Score | -2.45 | |||||
WACC vs ROIC | ||||||
Growth Rank
8/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | 11.1 | |||||
3-Year EPS without NRI Growth Rate | 49 | |||||
3-Year Book Growth Rate | 28.1 | |||||
Future 3-5Y Total Revenue Growth Rate Estimate | 2.71 |
Momentum Rank
9/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 52.41 | |||||
9-Day RSI | 50.63 | |||||
14-Day RSI | 51.82 | |||||
3-1 Month Momentum % | 8.67 | |||||
6-1 Month Momentum % | 15.76 | |||||
12-1 Month Momentum % | 28.35 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Dividend Yield % | 6.58 | |||||
Dividend Payout Ratio | 0.51 | |||||
Forward Dividend Yield % | 6.58 | |||||
5-Year Yield-on-Cost % | 6.66 | |||||
Shareholder Yield % | 8.94 |
Profitability Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Net Margin % | 36.84 | |||||
FCF Margin % | 9.58 | |||||
OCF Margin % | 13.72 | |||||
ROE % | 18.62 | |||||
ROA % | 2.29 | |||||
Years of Profitability over Past 10-Year | 9 |
GF Value Rank
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
PE Ratio | 7.73 | |||||
Forward PE Ratio | 9.62 | |||||
PE Ratio without NRI | 7.55 | |||||
Shiller PE Ratio | 14.45 | |||||
Price-to-Owner-Earnings | 19.98 | |||||
PEG Ratio | 0.42 | |||||
PS Ratio | 2.85 | |||||
PB Ratio | 1.36 | |||||
Price-to-Tangible-Book | 1.41 | |||||
Price-to-Free-Cash-Flow | 29.71 | |||||
Price-to-Operating-Cash-Flow | 20.75 | |||||
EV-to-Forward-EBIT | 3.61 | |||||
EV-to-Revenue | 2.97 | |||||
EV-to-Forward-Revenue | 2.26 | |||||
EV-to-FCF | 30.45 | |||||
Price-to-GF-Value | 1.39 | |||||
Price-to-Projected-FCF | 1.89 | |||||
Price-to-DCF (Earnings Based) | 0.26 | |||||
Price-to-DCF (FCF Based) | 2.78 | |||||
Price-to-Median-PS-Value | 1.54 | |||||
Price-to-Peter-Lynch-Fair-Value | 0.37 | |||||
Price-to-Graham-Number | 0.69 | |||||
FCF Yield % | 3.36 | |||||
Forward Rate of Return (Yacktman) % | 18.14 |
Alior Bank SA Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Alior Bank SA Stock Events
| Event | Date | Price (zł) | ||
|---|---|---|---|---|
| Third quarter earnings conference call for 2026 | 2026-10-27 | In 89 days | ||
| Third quarter earnings results for 2026 | 2026-10-27 | In 89 days | ||
| Second quarter earnings conference call for 2026 | 2026-08-04 | In 5 days | ||
| Second quarter earnings results for 2026 | 2026-08-04 | In 5 days | ||
| PLN 8.930000 Cash Dividend | 2026-05-12 | 126.10 (+2.11%) | ||
| General meeting for 2026 | 2026-04-29 10:00 | 123.00 (+1.49%) | ||
| First quarter earnings conference call for 2026 | 2026-04-27 10:30 | 119.80 (-2.92%) | ||
| First quarter earnings results for 2026 | 2026-04-27 | 119.80 (-2.92%) | ||
| Fourth quarter earnings conference call for 2025 | 2026-02-24 10:30 | 123.70 (+1.02%) | ||
| Annual report for 2025 | 2026-02-24 | 123.70 (+1.02%) |
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Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
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