Marka (WAR:MRK) EV-to-FCF: 37.55 (As of Jul. 15, 2026) — 2723% Above Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

WAR:MRK Marka SA WAR:MRK
30 GF Score
Price zł0.20
GF Value zł0.36
! 2 Warning Signs
View Full Analysis

What is Marka EV-to-FCF?

Marka WAR:MRK 30 EV-to-FCF is 37.55 as of Jul. 15, 2026, which is 2723% above its 10-year median of 1.33. GuruFocus rates WAR:MRK with a GF Score™ of 30/100 and a GF Value™ of zł0.36. The stock has 2 warning signs investors should review.

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Marka's Enterprise Value is zł16.07 Mil. Marka's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was zł0.43 Mil. Therefore, Marka's EV-to-FCF for today is 37.55.

The historical rank and industry rank for Marka's EV-to-FCF or its related term are showing as below:

WAR:MRK' s EV-to-FCF Range Over the Past 10 Years
Min: -2.18   Med: 1.33   Max: 57.56
Current: 37.55

During the past 13 years, the highest EV-to-FCF of Marka was 57.56. The lowest was -2.18. And the median was 1.33.

WAR:MRK's EV-to-FCF is not ranked
in the Credit Services industry.
Industry Median: 13.705 vs WAR:MRK: 37.55

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-07-15), Marka's stock price is zł0.20. Marka's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was zł-0.022. Therefore, Marka's PE Ratio (TTM) for today is At Loss.


Marka  (WAR:MRK) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Marka's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=0.20/-0.022
=At Loss

Marka's share price for today is zł0.20.
Marka's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was zł-0.022.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Marka EV-to-FCF Related Terms


Marka EV-to-FCF Historical Data

* Premium members only.

The historical data trend for Marka's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Marka EV-to-FCF Chart

Marka Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 57.45 26.15 14.19 33.39 1.78

Marka Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.77 2.90 2.97 1.78 1.77

WAR:MRK vs V, MA, AXP: EV-to-FCF Comparison

For the Credit Services subindustry, Marka's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Marka EV-to-FCF vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Marka's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Marka's EV-to-FCF falls into.


WAR:MRK
30GF Score
Marka SA WAR:MRK
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Marka EV-to-FCF Calculation

Marka's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=16.070/0.428
=37.55

Marka's current Enterprise Value is zł16.07 Mil.
Marka's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was zł0.43 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-FCF →
What does a EV-to-FCF of 37.55 mean?
Marka (WAR:MRK) has a EV-to-FCF of 37.55 as of Jul. 15, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Marka and its competitors. This is 2723% above median its historical median of 1.33.
Is Marka's EV-to-FCF too high?
Marka's current EV-to-FCF of 37.55 is 2723% above median its 10-year median of 1.33. The Credit Services industry median EV-to-FCF is 13.71. Marka's value of 37.55 is 174% above this industry median. Overall, Marka has a GF Score™ of 30/100, reflecting its overall financial health beyond just this single metric.
How does Marka's EV-to-FCF compare to V and MA?
Marka's EV-to-FCF of 37.55 can be compared against companies in the Credit Services industry. The industry median EV-to-FCF is 13.71. Marka's value of 37.55 is 174% above this benchmark. While the company's 10-year median is 1.33 vs. the industry median of 13.71, Marka has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Credit Services company?
The median EV-to-FCF among Credit Services companies is 13.71, based on 264 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Marka's current EV-to-FCF of 37.55 is 174% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Marka and its competitors. For the Credit Services industry, the median EV-to-FCF is 13.71 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Marka's current EV-to-FCF is 37.55, which is 2723% above median its own 10-year median of 1.33. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Marka stock overvalued right now?
Marka (WAR:MRK) has a current EV-to-FCF of 37.55. The stock's GF Value™ is zł0.36, compared to a current price of zł0.20 — trading 44.4% below its estimated fair value. The current EV-to-FCF is 37.55, which is 2723% above median its 10-year median of 1.33 and 174% above the Credit Services industry median of 13.71. Marka's overall GF Score™ is 30/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Marka (WAR:MRK), the current EV-to-FCF is 37.55 as of Jul. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Marka (WAR:MRK) Overvalued in 2026?

Based on GuruFocus' analysis, Marka stock appears to be undervalued. The current stock price of zł0.20 is trading 44.4% below its estimated GF Value™ of zł0.36.

Key valuation signals for WAR:MRK:

  • EV-to-FCF: 37.55 (2723% above median its 10-year median of 1.33)
  • GF Value™: zł0.36 vs. price of zł0.20 (44.4% below fair value)
  • GF Score™: 30/100 with 2 warning signs
  • Industry Position: 174% above the Credit Services median

No single metric tells the full story. See the WAR:MRK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Marka Business Description

Address Ulica Street Rocha 5, lok. 109, Bialystok, POL, 15-879
Marka SA is a financial institution. The company is engaged in granting cash loans to natural persons. The company offers loans in two variants: a loan with a representative service in the customer's home with weekly installments and a loan to a bank account with monthly installments.
30GF Score

Get the complete analysis for WAR:MRK

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

zł0.20
Price
zł0.36
GF Value