WDH (Waterdrop) EV-to-FCF: (As of Jun. 26, 2026)


WDH Waterdrop Inc WDH
71 GF Score
Price $1.13
GF Value $1.98
Valuation Possible Value Trap
! 6 Warning Signs
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What is Waterdrop EV-to-FCF?

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Waterdrop's Enterprise Value is $334.7 Mil. Waterdrop's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was $0.0 Mil. Therefore, Waterdrop's EV-to-FCF for today is .

The historical rank and industry rank for Waterdrop's EV-to-FCF or its related term are showing as below:

WDH' s EV-to-FCF Range Over the Past 10 Years
Min: 0   Med: 0   Max: 11.04
Current: 11

During the past 8 years, the highest EV-to-FCF of Waterdrop was 11.04. The lowest was 0.00. And the median was 0.00.

WDH's EV-to-FCF is ranked worse than
56.27% of 391 companies
in the Insurance industry
Industry Median: 9.32 vs WDH: 11.00

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-06-26), Waterdrop's stock price is $1.13. Waterdrop's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was $0.213. Therefore, Waterdrop's PE Ratio (TTM) for today is 5.31.


Waterdrop  (NYSE:WDH) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Waterdrop's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=1.13/0.213
=5.31

Waterdrop's share price for today is $1.13.
Waterdrop's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.213.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Waterdrop EV-to-FCF Related Terms


Waterdrop EV-to-FCF Historical Data

* Premium members only.

The historical data trend for Waterdrop's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Waterdrop EV-to-FCF Chart

Waterdrop Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF
Get a 7-Day Free Trial -0.40 6.67 -1.22 3.35 16.85

Waterdrop Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 16.85 0.00

WDH vs BRK.A, AIG, HIG: EV-to-FCF Comparison

For the Insurance - Diversified subindustry, Waterdrop's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Waterdrop EV-to-FCF vs Insurance Industry

For the Insurance industry and Financial Services sector, Waterdrop's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Waterdrop's EV-to-FCF falls into.


WDH
71GF Score
Waterdrop Inc WDH
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
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Waterdrop EV-to-FCF Calculation

Waterdrop's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=334.699/0
=

Waterdrop's current Enterprise Value is $334.7 Mil.
Waterdrop's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.0 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Is Waterdrop (WDH) Overvalued in 2026?

Based on GuruFocus' analysis, Waterdrop stock appears to be undervalued. The current stock price of $1.13 is trading 42.9% below its estimated GF Value™ of $1.98. GuruFocus considers Waterdrop to be Possible Value Trap.

Key valuation signals for WDH:

  • EV-to-FCF:
  • GF Value™: $1.98 vs. price of $1.13 (42.9% below fair value)
  • GF Score™: 71/100 with 6 warning signs

No single metric tells the full story. See the WDH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Waterdrop Business Description

Address No. 203 Wangjing Lize Zhongyuan Zone 2, Room B802, 8th Floor, Chaoyang District, Beijing, CHN, 100101
Waterdrop Inc is a technology platform dedicated to insurance and healthcare service. The Company is mainly engaged in operating an independent third-party insurance platform dedicated to providing insurance and healthcare service. The Companies main businesses are the insurance marketplace, medical crowdfunding, and mutual aid. The companies reportable segments are Insurance, Crowdfunding and Others.
71GF Score

Get the complete analysis for WDH

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.13
Price
$1.98
GF Value