WDH (Waterdrop) 5-Year Share Buyback Ratio: 2.10% (As of Mar. 2026)

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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

WDH Waterdrop Inc WDH
61 GF Score
Price $1.00
GF Value $2.05
Valuation Possible Value Trap
! 6 Warning Signs
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What is Waterdrop 5-Year Share Buyback Ratio?

Waterdrop WDH 61 5-Year Share Buyback Ratio is 2.10 as of Mar. 2026. GuruFocus rates WDH with a GF Score™ of 61/100 and a GF Value™ of $2.05 (Possible Value Trap). The stock has 6 warning signs investors should review. Among 299 Insurance companies, Waterdrop ranks better than 80.94% on this metric.

Shares Outstanding (EOP) are shares that have been authorized, issued, and purchased by investors and are held by them.

5-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past five years. It is calculated as the annualized percentage change in shares outstanding from five years ago to the current year. A positive ratio may indicate share buybacks over the period, while a zero or negative ratio may reflect no repurchases or potential share issuance. Waterdrop's current 5-Year Share Buyback Ratio was 2.10%.

WDH's 5-Year Share Buyback Ratio is ranked better than
80.94% of 299 companies
in the Insurance industry
Industry Median: -0.1 vs WDH: 2.10

Waterdrop (NYSE:WDH) 5-Year Share Buyback Ratio Explanation

A negative number means the company might be issuing new shares. A positive number indicates that the company is buying back shares.


Be Aware

Investors usually like share buybacks. But as pointed by Warren Buffett, only if a company buys back shares at the prices below the stock's intrinsic value, it rewards remaining shareholders. If a company buys its overvalued stocks back, it destroys shareholder value.


Waterdrop 5-Year Share Buyback Ratio Related Terms


WDH vs SUND, IGIC, XZO: 5-Year Share Buyback Ratio Comparison

For the Insurance - Diversified subindustry, Waterdrop's 5-Year Share Buyback Ratio, along with its competitors' market caps and 5-Year Share Buyback Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Waterdrop 5-Year Share Buyback Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Waterdrop's 5-Year Share Buyback Ratio distribution charts can be found below:

* The bar in red indicates where Waterdrop's 5-Year Share Buyback Ratio falls into.


WDH
61GF Score
Waterdrop Inc WDH
5-Year Share Buyback Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Waterdrop 5-Year Share Buyback Ratio Calculation

This is the annualized percentage change in shares outstanding from five years ago to the current year. The annualized percentage change is calculated with least-square regression based on the latest six years of annual data on Shares Outstanding (EOP).

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.

What does a 5-Year Share Buyback Ratio of 2.10 mean?
Waterdrop (WDH) has a 5-Year Share Buyback Ratio of 2.10 as of Mar. 2026. The 5-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past five years. It is calculated as the annualized percentage change in shares outstanding from five years ago to the current year. View historical data for Waterdrop and its competitors. According to the industry distribution chart, Waterdrop ranks #57 out of 299 companies in the Insurance industry, placing it in the top 19.1%.
Is Waterdrop's 5-Year Share Buyback Ratio too high?
Waterdrop's current 5-Year Share Buyback Ratio is 2.10. Based on the distribution chart, Waterdrop ranks #57 out of 299 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Waterdrop has a GF Score™ of 61/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Waterdrop's 5-Year Share Buyback Ratio compare to SUND and IGIC?
According to the Insurance industry distribution chart, Waterdrop ranks #57 out of 299 companies for 5-Year Share Buyback Ratio. This places Waterdrop in the top 19% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Share Buyback Ratio for an Insurance company?
A good 5-Year Share Buyback Ratio depends on the Insurance industry context. However, 5-Year Share Buyback Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Share Buyback Ratio mean?
A high 5-Year Share Buyback Ratio can signal that a stock is expensive relative to its fundamentals. The 5-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past five years. It is calculated as the annualized percentage change in shares outstanding from five years ago to the current year. View historical data for Waterdrop and its competitors. Waterdrop's current 5-Year Share Buyback Ratio is 2.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Waterdrop stock overvalued right now?
Based on GuruFocus' analysis, Waterdrop (WDH) is currently considered Possible Value Trap. The stock's GF Value™ is $2.05, compared to a current price of $1.00 — trading 51.2% below its estimated fair value. The current 5-Year Share Buyback Ratio is 2.10. Waterdrop's overall GF Score™ is 61/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Share Buyback Ratio calculated?
5-Year Share Buyback Ratio is calculated from a company's financial statements. For Waterdrop (WDH), the current 5-Year Share Buyback Ratio is 2.10 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Waterdrop (WDH) Overvalued in 2026?

Based on GuruFocus' analysis, Waterdrop stock appears to be undervalued. The current stock price of $1.00 is trading 51.2% below its estimated GF Value™ of $2.05. GuruFocus considers Waterdrop to be Possible Value Trap.

Key valuation signals for WDH:

  • 5-Year Share Buyback Ratio: 2.10
  • GF Value™: $2.05 vs. price of $1.00 (51.2% below fair value)
  • GF Score™: 61/100 with 6 warning signs

No single metric tells the full story. See the WDH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Waterdrop Business Description

Address No. 203 Wangjing Lize Zhongyuan Zone 2, Room B802, 8th Floor, Chaoyang District, Beijing, CHN, 100101
Waterdrop Inc is a technology platform dedicated to insurance and healthcare service. The Company is mainly engaged in operating an independent third-party insurance platform dedicated to providing insurance and healthcare service. The Companies main businesses are the insurance marketplace, medical crowdfunding, and mutual aid. The companies reportable segments are Insurance, Crowdfunding and Others.
61GF Score

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5-Year Share Buyback Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.00
Price
$2.05
GF Value