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Pretax income is the income that a company earns before paying income taxes. Waterdrop's pretax income for the
three
months ended in Mar. 2026 was $15.6 Mil.
Its pretax income for the trailing twelve months (TTM) ended in Mar. 2026 was $75.4 Mil.
Waterdrop's pretax margin was 8.63%.
During the past 8 years, Waterdrop's highest Pretax Margin was 22.51%. The lowest was -78.79%. And the median was -2.81%.
During the past 8 years, Waterdrop's highest Pretax Margin was 22.51%. The lowest was -78.79%. And the median was -2.81%.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Waterdrop Pre-Tax Income Related Terms
Waterdrop Pre-Tax Income Historical Data
* Premium members only.
The historical data trend for Waterdrop's Pre-Tax Income can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Diversified subindustry, Waterdrop's Pre-Tax Income, along with its competitors' market caps and Pre-Tax Income data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Waterdrop Pre-Tax Income vs Insurance Industry
For the Insurance industry and Financial Services sector, Waterdrop's Pre-Tax Income distribution charts can be found below:
* The bar in red indicates where Waterdrop's Pre-Tax Income falls into.
Pre-Tax Income for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $75.4 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Waterdrop (WDH) has a Pre-Tax Income of $75.4 Mil as of Mar. 2026. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on Waterdrop and its competitors.
Is Waterdrop's Pre-Tax Income too high?
Waterdrop's current Pre-Tax Income is $75.4 Mil. Overall, Waterdrop has a GF Score™ of 65/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Waterdrop's Pre-Tax Income compare to BRK.A and AIG?
Waterdrop's Pre-Tax Income of $75.4 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pre-Tax Income for an Insurance company?
A good Pre-Tax Income depends on the Insurance industry context. However, Pre-Tax Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pre-Tax Income mean?
A high Pre-Tax Income can signal that a stock is expensive relative to its fundamentals. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on Waterdrop and its competitors. Waterdrop's current Pre-Tax Income is $75.4 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Waterdrop stock overvalued right now?
Based on GuruFocus' analysis, Waterdrop (WDH) is currently considered Possible Value Trap. The stock's GF Value™ is $2.32, compared to a current price of $0.97 — trading 58% below its estimated fair value. The current Pre-Tax Income is $75.4 Mil. Waterdrop's overall GF Score™ is 65/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pre-Tax Income calculated?
Pre-Tax Income is calculated from a company's financial statements. For Waterdrop (WDH), the current Pre-Tax Income is $75.4 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Waterdrop (WDH) Overvalued in 2026?
Based on GuruFocus' analysis, Waterdrop stock appears to be undervalued.
The current stock price of $0.97 is trading 58% below its estimated GF Value™ of $2.32.
GuruFocus considers Waterdrop to be Possible Value Trap.
Key valuation signals for WDH:
Pre-Tax Income: $75.4 Mil
GF Value™: $2.32 vs. price of $0.97 (58% below fair value)
No single metric tells the full story. See the WDH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Waterdrop Inc is a technology platform dedicated to insurance and healthcare service. The Company is mainly engaged in operating an independent third-party insurance platform dedicated to providing insurance and healthcare service. The Companies main businesses are the insurance marketplace, medical crowdfunding, and mutual aid. The companies reportable segments are Insurance, Crowdfunding and Others.
65GF Score
Get the complete analysis for WDH
Pre-Tax Income is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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