Allianz-Slovenska Poistovna AS (XBRA:1SLP401E) EV-to-FCF: 25.74 (As of Aug. 26, 2026) — 20% Above Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XBRA:1SLP401E Allianz-Slovenska Poistovna AS XBRA:1SLP401E
39 GF Score
Price €330.00
GF Value €317.59
! 2 Warning Signs
View Full Analysis

What is Allianz-Slovenska Poistovna AS EV-to-FCF?

Allianz-Slovenska Poistovna AS XBRA:1SLP401E 39 EV-to-FCF is 25.74 as of Aug. 26, 2026, which is 20% above its 10-year median of 21.39. GuruFocus rates XBRA:1SLP401E with a GF Score™ of 39/100 and a GF Value™ of €317.59. The stock has 2 warning signs investors should review. Among 391 Insurance companies, Allianz-Slovenska Poistovna AS ranks worse than 82.35% on this metric.

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Allianz-Slovenska Poistovna AS's Enterprise Value is €2,191.0 Mil. Allianz-Slovenska Poistovna AS's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was €85.1 Mil. Therefore, Allianz-Slovenska Poistovna AS's EV-to-FCF for today is 25.74.

The historical rank and industry rank for Allianz-Slovenska Poistovna AS's EV-to-FCF or its related term are showing as below:

XBRA:1SLP401E' s EV-to-FCF Range Over the Past 10 Years
Min: 6.78   Med: 21.39   Max: 32.4
Current: 25.74

During the past 13 years, the highest EV-to-FCF of Allianz-Slovenska Poistovna AS was 32.40. The lowest was 6.78. And the median was 21.39.

XBRA:1SLP401E's EV-to-FCF is ranked worse than
82.35% of 391 companies
in the Insurance industry
Industry Median: 9.4 vs XBRA:1SLP401E: 25.74

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-08-26), Allianz-Slovenska Poistovna AS's stock price is €330.00. Allianz-Slovenska Poistovna AS's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was €16.458. Therefore, Allianz-Slovenska Poistovna AS's PE Ratio (TTM) for today is 20.05.


Allianz-Slovenska Poistovna AS  (XBRA:1SLP401E) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Allianz-Slovenska Poistovna AS's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=330.00/16.458
=20.05

Allianz-Slovenska Poistovna AS's share price for today is €330.00.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Allianz-Slovenska Poistovna AS's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was €16.458.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Allianz-Slovenska Poistovna AS EV-to-FCF Related Terms


Allianz-Slovenska Poistovna AS EV-to-FCF Historical Data

* Premium members only.

The historical data trend for Allianz-Slovenska Poistovna AS's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Allianz-Slovenska Poistovna AS EV-to-FCF Chart

Allianz-Slovenska Poistovna AS Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 16.23 28.17 19.16 26.17 22.74

Allianz-Slovenska Poistovna AS Semi-Annual Data
Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 16.23 28.17 19.16 26.17 22.74

XBRA:1SLP401E vs BRK.A, AIG, HIG: EV-to-FCF Comparison

For the Insurance - Diversified subindustry, Allianz-Slovenska Poistovna AS's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Allianz-Slovenska Poistovna AS EV-to-FCF vs Insurance Industry

For the Insurance industry and Financial Services sector, Allianz-Slovenska Poistovna AS's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Allianz-Slovenska Poistovna AS's EV-to-FCF falls into.


XBRA:1SLP401E
39GF Score
Allianz-Slovenska Poistovna AS XBRA:1SLP401E
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Allianz-Slovenska Poistovna AS EV-to-FCF Calculation

Allianz-Slovenska Poistovna AS's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=2191.049/85.114
=25.74

Allianz-Slovenska Poistovna AS's current Enterprise Value is €2,191.0 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Allianz-Slovenska Poistovna AS's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was €85.1 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-FCF →
What does a EV-to-FCF of 25.74 mean?
Allianz-Slovenska Poistovna AS (XBRA:1SLP401E) has a EV-to-FCF of 25.74 as of Aug. 26, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Allianz-Slovenska Poistovna AS and its competitors. This is 20% above median its historical median of 21.39. Over the past decade, Allianz-Slovenska Poistovna AS's EV-to-FCF has ranged from 6.78 to 32.40. According to the industry distribution chart, Allianz-Slovenska Poistovna AS ranks #322 out of 391 companies in the Insurance industry, placing it in the top 82.4%.
Is Allianz-Slovenska Poistovna AS's EV-to-FCF too high?
Allianz-Slovenska Poistovna AS's current EV-to-FCF of 25.74 is 20% above median its 10-year median of 21.39. Over the past 10 years, this metric has ranged from a low of 6.78 to a high of 32.40. The Insurance industry median EV-to-FCF is 9.40. Allianz-Slovenska Poistovna AS's value of 25.74 is 173.8% above this industry median. Based on the distribution chart, Allianz-Slovenska Poistovna AS ranks #322 out of 391 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Allianz-Slovenska Poistovna AS has a GF Score™ of 39/100, reflecting its overall financial health beyond just this single metric.
How does Allianz-Slovenska Poistovna AS's EV-to-FCF compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Allianz-Slovenska Poistovna AS ranks #322 out of 391 companies for EV-to-FCF. This places Allianz-Slovenska Poistovna AS in the lower half of its industry. The industry median EV-to-FCF is 9.40. Allianz-Slovenska Poistovna AS's value of 25.74 is 173.8% above this benchmark. Historically, Allianz-Slovenska Poistovna AS's own EV-to-FCF has ranged from 6.78 to 32.40 over the past decade. While the company's 10-year median is 21.39 vs. the industry median of 9.40, Allianz-Slovenska Poistovna AS has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for an Insurance company?
The median EV-to-FCF among Insurance companies is 9.40, based on 391 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Allianz-Slovenska Poistovna AS's current EV-to-FCF of 25.74 is 173.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Allianz-Slovenska Poistovna AS and its competitors. For the Insurance industry, the median EV-to-FCF is 9.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Allianz-Slovenska Poistovna AS's current EV-to-FCF is 25.74, which is 20% above median its own 10-year median of 21.39. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Allianz-Slovenska Poistovna AS stock overvalued right now?
Allianz-Slovenska Poistovna AS (XBRA:1SLP401E) has a current EV-to-FCF of 25.74. The stock's GF Value™ is €317.59, compared to a current price of €330.00 — trading 3.9% above its estimated fair value. The current EV-to-FCF is 25.74, which is 20% above median its 10-year median of 21.39 and 173.8% above the Insurance industry median of 9.40. Allianz-Slovenska Poistovna AS's overall GF Score™ is 39/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Allianz-Slovenska Poistovna AS (XBRA:1SLP401E), the current EV-to-FCF is 25.74 as of Aug. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Allianz-Slovenska Poistovna AS (XBRA:1SLP401E) Overvalued in 2026?

Based on GuruFocus' analysis, Allianz-Slovenska Poistovna AS stock appears to be overvalued. The current stock price of €330.00 is trading 3.9% above its estimated GF Value™ of €317.59.

Key valuation signals for XBRA:1SLP401E:

  • EV-to-FCF: 25.74 (20% above median its 10-year median of 21.39)
  • GF Value™: €317.59 vs. price of €330.00 (3.9% above fair value)
  • GF Score™: 39/100 with 2 warning signs
  • Industry Position: 173.8% above the Insurance median (#322 of 391)

No single metric tells the full story. See the XBRA:1SLP401E stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Allianz-Slovenska Poistovna AS Business Description

Address Dostoyevsky rad 4, Bratislava, SVK, 815 74
Allianz-Slovenska Poistovna AS is an insurance company. It offers insurance products ranging from life and accident insurance, insurance through private property and motor liability insurance to the insurance industry and entrepreneurs. The company serves small and medium size business and large companies.
39GF Score

Get the complete analysis for XBRA:1SLP401E

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€330.00
Price
€317.59
GF Value