Allianz-Slovenska Poistovna AS (XBRA:1SLP401E) Scaled Net Operating Assets: -0.44 (As of Dec. 2025)

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XBRA:1SLP401E Allianz-Slovenska Poistovna AS XBRA:1SLP401E
39 GF Score
Price €330.00
GF Value €317.59
! 2 Warning Signs
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What is Allianz-Slovenska Poistovna AS Scaled Net Operating Assets?

Allianz-Slovenska Poistovna AS XBRA:1SLP401E 39 Scaled Net Operating Assets is -0.44 as of Dec. 2025. GuruFocus rates XBRA:1SLP401E with a GF Score™ of 39/100 and a GF Value™ of €317.59. The stock has 2 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Allianz-Slovenska Poistovna AS's operating assets for the quarter that ended in Dec. 2025 was €656.9 Mil. Allianz-Slovenska Poistovna AS's operating liabilities for the quarter that ended in Dec. 2025 was €1,496.2 Mil. Allianz-Slovenska Poistovna AS's Total Assets for the quarter that ended in Dec. 2024 was €1,906.9 Mil. Therefore, Allianz-Slovenska Poistovna AS's scaled net operating assets (SNOA) for the quarter that ended in Dec. 2025 was -0.44.

XBRA:1SLP401E
39GF Score
Allianz-Slovenska Poistovna AS XBRA:1SLP401E
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Allianz-Slovenska Poistovna AS Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Allianz-Slovenska Poistovna AS's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(1925.177-1496.173)/1906.892
=0.22

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=1957.883 - 32.706
=1925.177

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=1496.173 - 0 - 0
=1496.173

Allianz-Slovenska Poistovna AS's Scaled Net Operating Assets (SNOA) for the quarter that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Dec. 2025 )
=(Operating Assets (Q: Dec. 2025 )-Operating Liabilities (Q: Dec. 2025 ))/Total Assets (Q: Dec. 2024 )
=(656.924-1496.173)/1906.892
=-0.44

where

Operating Assets(Q: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=1957.883 - 1300.959
=656.924

Operating Liabilities(Q: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=1496.173 - 0 - 0
=1496.173

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of -0.44 mean?
Allianz-Slovenska Poistovna AS (XBRA:1SLP401E) has a Scaled Net Operating Assets of -0.44 as of Dec. 2025. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Allianz-Slovenska Poistovna AS and its competitors.
Is Allianz-Slovenska Poistovna AS's Scaled Net Operating Assets too high?
Allianz-Slovenska Poistovna AS's current Scaled Net Operating Assets is -0.44. Overall, Allianz-Slovenska Poistovna AS has a GF Score™ of 39/100, reflecting its overall financial health beyond just this single metric.
How does Allianz-Slovenska Poistovna AS's Scaled Net Operating Assets compare to BRK.A and AIG?
Allianz-Slovenska Poistovna AS's Scaled Net Operating Assets of -0.44 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for an Insurance company?
A good Scaled Net Operating Assets depends on the Insurance industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Allianz-Slovenska Poistovna AS and its competitors. Allianz-Slovenska Poistovna AS's current Scaled Net Operating Assets is -0.44. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Allianz-Slovenska Poistovna AS stock overvalued right now?
Allianz-Slovenska Poistovna AS (XBRA:1SLP401E) has a current Scaled Net Operating Assets of -0.44. The stock's GF Value™ is €317.59, compared to a current price of €330.00 — trading 3.9% above its estimated fair value. The current Scaled Net Operating Assets is -0.44. Allianz-Slovenska Poistovna AS's overall GF Score™ is 39/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Allianz-Slovenska Poistovna AS (XBRA:1SLP401E), the current Scaled Net Operating Assets is -0.44 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Allianz-Slovenska Poistovna AS (XBRA:1SLP401E) Overvalued in 2026?

Based on GuruFocus' analysis, Allianz-Slovenska Poistovna AS stock appears to be overvalued. The current stock price of €330.00 is trading 3.9% above its estimated GF Value™ of €317.59.

Key valuation signals for XBRA:1SLP401E:

  • Scaled Net Operating Assets: -0.44
  • GF Value™: €317.59 vs. price of €330.00 (3.9% above fair value)
  • GF Score™: 39/100 with 2 warning signs

No single metric tells the full story. See the XBRA:1SLP401E stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Allianz-Slovenska Poistovna AS Business Description

Address Dostoyevsky rad 4, Bratislava, SVK, 815 74
Allianz-Slovenska Poistovna AS is an insurance company. It offers insurance products ranging from life and accident insurance, insurance through private property and motor liability insurance to the insurance industry and entrepreneurs. The company serves small and medium size business and large companies.
39GF Score

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Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€330.00
Price
€317.59
GF Value