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Allianz-Slovenska Poistovna AS (XBRA:1SLP401E) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Allianz-Slovenska Poistovna AS Net Margin % Related Terms
Allianz-Slovenska Poistovna AS Net Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XBRA:1SLP401E vs BRK.A, AIG, HIG: Net Margin % Comparison
For the Insurance - Diversified subindustry, Allianz-Slovenska Poistovna AS's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Allianz-Slovenska Poistovna AS Net Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Allianz-Slovenska Poistovna AS's Net Margin % distribution charts can be found below:
* The bar in red indicates where Allianz-Slovenska Poistovna AS's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Allianz-Slovenska Poistovna AS (XBRA:1SLP401E) has a Net Margin % of 20.81% as of Dec. 2025. Net margin is the ratio of total net income to net sales. View historical data on Allianz-Slovenska Poistovna AS and its competitors. This is 35% above median its historical median of 15.36. Over the past decade, Allianz-Slovenska Poistovna AS's Net Margin % has ranged from 11.11 to 26.76. According to the industry distribution chart, Allianz-Slovenska Poistovna AS ranks #80 out of 498 companies in the Insurance industry, placing it in the top 16.1%.
Is Allianz-Slovenska Poistovna AS's Net Margin % too high?
Allianz-Slovenska Poistovna AS's current Net Margin % of 20.81% is 35% above median its 10-year median of 15.36. Over the past 10 years, this metric has ranged from a low of 11.11 to a high of 26.76. The Insurance industry median Net Margin % is 9.24. Allianz-Slovenska Poistovna AS's value of 20.81% is 125.3% above this industry median. Based on the distribution chart, Allianz-Slovenska Poistovna AS ranks #80 out of 498 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Allianz-Slovenska Poistovna AS has a GF Score™ of 39/100, reflecting its overall financial health beyond just this single metric.
How does Allianz-Slovenska Poistovna AS's Net Margin % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Allianz-Slovenska Poistovna AS ranks #80 out of 498 companies for Net Margin %. This places Allianz-Slovenska Poistovna AS in the top 16% of its industry — outperforming the majority of peers. The industry median Net Margin % is 9.24. Allianz-Slovenska Poistovna AS's value of 20.81% is 125.3% above this benchmark. Historically, Allianz-Slovenska Poistovna AS's own Net Margin % has ranged from 11.11 to 26.76 over the past decade. While the company's 10-year median is 15.36 vs. the industry median of 9.24, Allianz-Slovenska Poistovna AS has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for an Insurance company?
The median Net Margin % among Insurance companies is 9.24, based on 498 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Allianz-Slovenska Poistovna AS's current Net Margin % of 20.81% is 125.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Allianz-Slovenska Poistovna AS and its competitors. For the Insurance industry, the median Net Margin % is 9.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Allianz-Slovenska Poistovna AS's current Net Margin % is 20.81%, which is 35% above median its own 10-year median of 15.36. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Allianz-Slovenska Poistovna AS stock overvalued right now?
Allianz-Slovenska Poistovna AS (XBRA:1SLP401E) has a current Net Margin % of 20.81%. The stock's GF Value™ is €317.59, compared to a current price of €330.00 — trading 3.9% above its estimated fair value. The current Net Margin % is 20.81%, which is 35% above median its 10-year median of 15.36 and 125.3% above the Insurance industry median of 9.24. Allianz-Slovenska Poistovna AS's overall GF Score™ is 39/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Allianz-Slovenska Poistovna AS (XBRA:1SLP401E), the current Net Margin % is 20.81% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Allianz-Slovenska Poistovna AS (XBRA:1SLP401E) Overvalued in 2026?
Based on GuruFocus' analysis, Allianz-Slovenska Poistovna AS stock appears to be overvalued.
The current stock price of €330.00 is trading 3.9% above its estimated GF Value™ of €317.59.
Key valuation signals for XBRA:1SLP401E:
Net Margin %: 20.81% (35% above median its 10-year median of 15.36)
GF Value™: €317.59 vs. price of €330.00 (3.9% above fair value)
Industry Position: 125.3% above the Insurance median (#80 of 498)
No single metric tells the full story. See the XBRA:1SLP401E stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Allianz-Slovenska Poistovna AS is an insurance company. It offers insurance products ranging from life and accident insurance, insurance through private property and motor liability insurance to the insurance industry and entrepreneurs. The company serves small and medium size business and large companies.
39GF Score
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