AXAXSWX:CS 70 EV-to-FCF is 5.72 as of Jun. 24, 2026, which is 47% below its 10-year median of 10.77. GuruFocus rates XSWX:CS with a GF Score™ of 70/100 and a GF Value™ of CHF33.11. The stock has 5 warning signs investors should review. Among 392 Insurance companies, AXA ranks better than 68.11% on this metric.
EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, AXA's Enterprise Value is CHF117,515 Mil.
AXA's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was CHF20,531 Mil. Therefore, AXA's EV-to-FCF for today is 5.72.
The historical rank and industry rank for AXA's EV-to-FCF or its related term are showing as below:
XSWX:CS'
s EV-to-FCF Range Over the Past 10 Years
Min: 3.43 Med: 10.77 Max: 33.67
Current: 5.8
During the past 13 years, the highest EV-to-FCF of AXA was 33.67. The lowest was 3.43. And the median was 10.77.
XSWX:CS's EV-to-FCF is ranked better than 68.11% of 392
companies
in the Insurance industry
Industry Median: 9.42
vs XSWX:CS: 5.80
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
As of today (2026-06-24), AXA's stock price is CHF37.96.
AXA's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was CHF4.235. Therefore, AXA's PE Ratio (TTM) for today is 8.96.
AXA (XSWX:CS) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
AXA's share price for today is CHF37.96.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. AXA's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was CHF4.235.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
AXA EV-to-FCF Related Terms
AXA EV-to-FCF Historical Data
* Premium members only.
The historical data trend for AXA's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Diversified subindustry, AXA's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
AXA EV-to-FCF vs Insurance Industry
For the Insurance industry and Financial Services sector, AXA's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where AXA's EV-to-FCF falls into.
AXA's current Enterprise Value is CHF117,515 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. AXA's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was CHF20,531 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
AXA (XSWX:CS) has a EV-to-FCF of 5.72 as of Jun. 24, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on AXA and its competitors. This is 47% below median its historical median of 10.77. Over the past decade, AXA's EV-to-FCF has ranged from 3.43 to 33.67. According to the industry distribution chart, AXA ranks #125 out of 392 companies in the Insurance industry, placing it in the top 31.9%.
Is AXA's EV-to-FCF too high?
AXA's current EV-to-FCF of 5.72 is 47% below median its 10-year median of 10.77. Over the past 10 years, this metric has ranged from a low of 3.43 to a high of 33.67. The Insurance industry median EV-to-FCF is 9.42. AXA's value of 5.72 is 39.3% below this industry median. Based on the distribution chart, AXA ranks #125 out of 392 companies in the Insurance industry, which is above the industry midpoint. Overall, AXA has a GF Score™ of 70/100, reflecting its overall financial health beyond just this single metric.
How does AXA's EV-to-FCF compare to BRK.A and AIG?
According to the Insurance industry distribution chart, AXA ranks #125 out of 392 companies for EV-to-FCF. This puts AXA in the upper half of its industry. The industry median EV-to-FCF is 9.42. AXA's value of 5.72 is 39.3% below this benchmark. Historically, AXA's own EV-to-FCF has ranged from 3.43 to 33.67 over the past decade. While the company's 10-year median is 10.77 vs. the industry median of 9.42, AXA has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for an Insurance company?
The median EV-to-FCF among Insurance companies is 9.42, based on 392 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. AXA's current EV-to-FCF of 5.72 is 39.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on AXA and its competitors. For the Insurance industry, the median EV-to-FCF is 9.42 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. AXA's current EV-to-FCF is 5.72, which is 47% below median its own 10-year median of 10.77. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AXA stock overvalued right now?
AXA (XSWX:CS) has a current EV-to-FCF of 5.72. The stock's GF Value™ is CHF33.11, compared to a current price of CHF37.96 — trading 14.6% above its estimated fair value. The current EV-to-FCF is 5.72, which is 47% below median its 10-year median of 10.77 and 39.3% below the Insurance industry median of 9.42. AXA's overall GF Score™ is 70/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For AXA (XSWX:CS), the current EV-to-FCF is 5.72 as of Jun. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is AXA (XSWX:CS) Overvalued in 2026?
Based on GuruFocus' analysis, AXA stock appears to be overvalued.
The current stock price of CHF37.96 is trading 14.6% above its estimated GF Value™ of CHF33.11.
Key valuation signals for XSWX:CS:
EV-to-FCF: 5.72 (47% below median its 10-year median of 10.77)
GF Value™: CHF33.11 vs. price of CHF37.96 (14.6% above fair value)
Industry Position: 39.3% below the Insurance median (#125 of 392)
No single metric tells the full story. See the XSWX:CS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
AXA's origins date back to Ancienne Mutuelle, one of the few insurers that remained after the creation of the French social security system. With the threat of nationalization, a merger took place between Drouot and AXA, which was then still known as Mutuelles Unies in 1982, and later Présence. Ten years later, AXA acquired North American life insurer Equitable Holdings. This was a time of expansion as AXA also bought the French insurer UAP. As markets crashed at the turn of the millennium, AXA decided to refocus its business and exited its stake in US investment bank Donaldson, Lufkin & Jenrette. A few years later, the business expanded again with the acquisition of Swiss insurer Winterthur. AXA has reshaped its portfolio to technical risks.
70GF Score
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