U.S. BancorpXSWX:USB 75 EV-to-FCF is 13.81 as of Jun. 24, 2026, which is 3% above its 10-year median of 13.44. GuruFocus rates XSWX:USB with a GF Score™ of 75/100 and a GF Value™ of CHF37.94. The stock has 7 warning signs investors should review. Among 1,191 Banks companies, U.S. Bancorp ranks worse than 73.89% on this metric.
EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, U.S. Bancorp's Enterprise Value is CHF106,109 Mil.
U.S. Bancorp's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was CHF7,682 Mil. Therefore, U.S. Bancorp's EV-to-FCF for today is 13.81.
The historical rank and industry rank for U.S. Bancorp's EV-to-FCF or its related term are showing as below:
XSWX:USB'
s EV-to-FCF Range Over the Past 10 Years
Min: 3.44 Med: 13.44 Max: 45.96
Current: 13.68
During the past 13 years, the highest EV-to-FCF of U.S. Bancorp was 45.96. The lowest was 3.44. And the median was 13.44.
XSWX:USB's EV-to-FCF is ranked worse than 73.89% of 1191
companies
in the Banks industry
Industry Median: 6.56
vs XSWX:USB: 13.68
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
U.S. Bancorp's PE Ratio (TTM) for today is calculated as:
U.S. Bancorp's share price for today is CHF48.00.
U.S. Bancorp's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was CHF3.807.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
U.S. Bancorp EV-to-FCF Related Terms
U.S. Bancorp EV-to-FCF Historical Data
* Premium members only.
The historical data trend for U.S. Bancorp's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, U.S. Bancorp's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
U.S. Bancorp EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, U.S. Bancorp's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where U.S. Bancorp's EV-to-FCF falls into.
U.S. Bancorp's current Enterprise Value is CHF106,109 Mil.
U.S. Bancorp's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was CHF7,682 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
U.S. Bancorp (XSWX:USB) has a EV-to-FCF of 13.81 as of Jun. 24, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on U.S. Bancorp and its competitors. This is near median its historical median of 13.44. Over the past decade, U.S. Bancorp's EV-to-FCF has ranged from 3.44 to 45.96. According to the industry distribution chart, U.S. Bancorp ranks #880 out of 1191 companies in the Banks industry, placing it in the top 73.9%.
Is U.S. Bancorp's EV-to-FCF too high?
U.S. Bancorp's current EV-to-FCF of 13.81 is near median its 10-year median of 13.44. Over the past 10 years, this metric has ranged from a low of 3.44 to a high of 45.96. The Banks industry median EV-to-FCF is 6.56. U.S. Bancorp's value of 13.81 is 110.5% above this industry median. Based on the distribution chart, U.S. Bancorp ranks #880 out of 1191 companies in the Banks industry, which is below the industry midpoint. Overall, U.S. Bancorp has a GF Score™ of 75/100, reflecting its overall financial health beyond just this single metric.
How does U.S. Bancorp's EV-to-FCF compare to PNC and NU?
According to the Banks industry distribution chart, U.S. Bancorp ranks #880 out of 1191 companies for EV-to-FCF. This places U.S. Bancorp in the lower half of its industry. The industry median EV-to-FCF is 6.56. U.S. Bancorp's value of 13.81 is 110.5% above this benchmark. Historically, U.S. Bancorp's own EV-to-FCF has ranged from 3.44 to 45.96 over the past decade. While the company's 10-year median is 13.44 vs. the industry median of 6.56, U.S. Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.56, based on 1,191 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. U.S. Bancorp's current EV-to-FCF of 13.81 is 110.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on U.S. Bancorp and its competitors. For the Banks industry, the median EV-to-FCF is 6.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. U.S. Bancorp's current EV-to-FCF is 13.81, which is near median its own 10-year median of 13.44. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is U.S. Bancorp stock overvalued right now?
U.S. Bancorp (XSWX:USB) has a current EV-to-FCF of 13.81. The stock's GF Value™ is CHF37.94, compared to a current price of CHF48.00 — trading 26.5% above its estimated fair value. The current EV-to-FCF is 13.81, which is near median its 10-year median of 13.44 and 110.5% above the Banks industry median of 6.56. U.S. Bancorp's overall GF Score™ is 75/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For U.S. Bancorp (XSWX:USB), the current EV-to-FCF is 13.81 as of Jun. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is U.S. Bancorp (XSWX:USB) Overvalued in 2026?
Based on GuruFocus' analysis, U.S. Bancorp stock appears to be overvalued.
The current stock price of CHF48.00 is trading 26.5% above its estimated GF Value™ of CHF37.94.
Key valuation signals for XSWX:USB:
EV-to-FCF: 13.81 (near median its 10-year median of 13.44)
GF Value™: CHF37.94 vs. price of CHF48.00 (26.5% above fair value)
Industry Position: 110.5% above the Banks median (#880 of 1191)
No single metric tells the full story. See the XSWX:USB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
With assets of around $700 billion, U.S. Bancorp is one of the largest regional banks in the US with its footprint in 26 states. The bank's branch network is mostly in Midwestern and Western markets. U.S. Bancorp has a comprehensive product set, with offerings in retail and commercial banking, credit cards, mortgages, payment services, trust, wealth, and capital market services.
75GF Score
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