GFH Bank BSCBAH:GFH 36 FCF Margin % is 163.99% as of Mar. 2026, which is 25% below its 10-year median of 219.45. GuruFocus rates BAH:GFH with a GF Score™ of 36/100 and a GF Value™ of $0.47 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 1,504 Banks companies, GFH Bank BSC ranks better than 83.31% on this metric.
FCF Margin % is calculated as Free Cash Flow divided by its Revenue. GFH Bank BSC's Free Cash Flow for the
three
months ended in Mar. 2026 was $217.2 Mil. GFH Bank BSC's Revenue for the
three
months ended in Mar. 2026 was $132.5 Mil. Therefore, GFH Bank BSC's FCF Margin % for the quarter that ended in Mar. 2026 was 163.99%.
The historical rank and industry rank for GFH Bank BSC's FCF Margin % or its related term are showing as below:
BAH:GFH'
s FCF Margin % Range Over the Past 10 Years
Min: -112.2 Med: 219.45 Max: 370.83
Current: 85.81
During the past 13 years, the highest FCF Margin % of GFH Bank BSC was 370.83%. The lowest was -112.20%. And the median was 219.45%.
BAH:GFH's FCF Margin % is ranked better than 83.31% of 1504
companies
in the Banks industry
Industry Median: 26.5
vs BAH:GFH: 85.81
GFH Bank BSC FCF Margin % Related Terms
GFH Bank BSC FCF Margin % Historical Data
* Premium members only.
The historical data trend for GFH Bank BSC's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, GFH Bank BSC's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
GFH Bank BSC FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, GFH Bank BSC's FCF Margin % distribution charts can be found below:
* The bar in red indicates where GFH Bank BSC's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
GFH Bank BSC (BAH:GFH) has a FCF Margin % of 163.99% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on GFH Bank BSC and its competitors. This is 25% below median its historical median of 219.45. According to the industry distribution chart, GFH Bank BSC ranks #251 out of 1504 companies in the Banks industry, placing it in the top 16.7%.
Is GFH Bank BSC's FCF Margin % too high?
GFH Bank BSC's current FCF Margin % of 163.99% is 25% below median its 10-year median of 219.45. The Banks industry median FCF Margin % is 26.50. GFH Bank BSC's value of 163.99% is 518.8% above this industry median. Based on the distribution chart, GFH Bank BSC ranks #251 out of 1504 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, GFH Bank BSC has a GF Score™ of 36/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does GFH Bank BSC's FCF Margin % compare to PNC?
According to the Banks industry distribution chart, GFH Bank BSC ranks #251 out of 1504 companies for FCF Margin %. This places GFH Bank BSC in the top 17% of its industry — outperforming the majority of peers. The industry median FCF Margin % is 26.50. GFH Bank BSC's value of 163.99% is 518.8% above this benchmark. While the company's 10-year median is 219.45 vs. the industry median of 26.50, GFH Bank BSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.50, based on 1,504 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. GFH Bank BSC's current FCF Margin % of 163.99% is 518.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on GFH Bank BSC and its competitors. For the Banks industry, the median FCF Margin % is 26.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. GFH Bank BSC's current FCF Margin % is 163.99%, which is 25% below median its own 10-year median of 219.45. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is GFH Bank BSC stock overvalued right now?
Based on GuruFocus' analysis, GFH Bank BSC (BAH:GFH) is currently considered Modestly Overvalued. The stock's GF Value™ is $0.47, compared to a current price of $0.59 — trading 25.5% above its estimated fair value. The current FCF Margin % is 163.99%, which is 25% below median its 10-year median of 219.45 and 518.8% above the Banks industry median of 26.50. GFH Bank BSC's overall GF Score™ is 36/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For GFH Bank BSC (BAH:GFH), the current FCF Margin % is 163.99% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is GFH Bank BSC (BAH:GFH) Overvalued in 2026?
Based on GuruFocus' analysis, GFH Bank BSC stock appears to be overvalued.
The current stock price of $0.59 is trading 25.5% above its estimated GF Value™ of $0.47.
GuruFocus considers GFH Bank BSC to be Modestly Overvalued.
Key valuation signals for BAH:GFH:
FCF Margin %: 163.99% (25% below median its 10-year median of 219.45)
GF Value™: $0.47 vs. price of $0.59 (25.5% above fair value)
Industry Position: 518.8% above the Banks median (#251 of 1504)
No single metric tells the full story. See the BAH:GFH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
GFH Bank BSC is a regional financial institution that provides banking and investment solutions across its key business lines, including Wealth and Investment Management, Credit and Financing, and Treasury and Proprietary Investments.
36GF Score
Get the complete analysis for BAH:GFH
FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
BAH:GFH has been successfully added to your 
