* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BKK:AYUD-F vs CB, PGR, TRV: FCF Margin % Comparison
For the Insurance - Property & Casualty subindustry, Allianz Ayudhya Capital's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Allianz Ayudhya Capital FCF Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Allianz Ayudhya Capital's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Allianz Ayudhya Capital's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Allianz Ayudhya Capital (BKK:AYUD-F) has a FCF Margin % of 14.94% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Allianz Ayudhya Capital and its competitors. This is 601% above median its historical median of 2.13. According to the industry distribution chart, Allianz Ayudhya Capital ranks #430 out of 504 companies in the Insurance industry, placing it in the top 85.3%.
Is Allianz Ayudhya Capital's FCF Margin % too high?
Allianz Ayudhya Capital's current FCF Margin % of 14.94% is 601% above median its 10-year median of 2.13. The Insurance industry median FCF Margin % is 8.97. Allianz Ayudhya Capital's value of 14.94% is 66.6% above this industry median. Based on the distribution chart, Allianz Ayudhya Capital ranks #430 out of 504 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Allianz Ayudhya Capital has a GF Score™ of 82/100, reflecting its overall financial health beyond just this single metric.
How does Allianz Ayudhya Capital's FCF Margin % compare to CB and PGR?
According to the Insurance industry distribution chart, Allianz Ayudhya Capital ranks #430 out of 504 companies for FCF Margin %. This places Allianz Ayudhya Capital in the lower half of its industry. The industry median FCF Margin % is 8.97. Allianz Ayudhya Capital's value of 14.94% is 66.6% above this benchmark. While the company's 10-year median is 2.13 vs. the industry median of 8.97, Allianz Ayudhya Capital has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for an Insurance company?
The median FCF Margin % among Insurance companies is 8.97, based on 504 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Allianz Ayudhya Capital's current FCF Margin % of 14.94% is 66.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Allianz Ayudhya Capital and its competitors. For the Insurance industry, the median FCF Margin % is 8.97 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Allianz Ayudhya Capital's current FCF Margin % is 14.94%, which is 601% above median its own 10-year median of 2.13. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Allianz Ayudhya Capital stock overvalued right now?
Allianz Ayudhya Capital (BKK:AYUD-F) has a current FCF Margin % of 14.94%. The stock's GF Value™ is ฿18.68, compared to a current price of ฿14.60 — trading 21.8% below its estimated fair value. The current FCF Margin % is 14.94%, which is 601% above median its 10-year median of 2.13 and 66.6% above the Insurance industry median of 8.97. Allianz Ayudhya Capital's overall GF Score™ is 82/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Allianz Ayudhya Capital (BKK:AYUD-F), the current FCF Margin % is 14.94% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Allianz Ayudhya Capital (BKK:AYUD-F) Overvalued in 2026?
Based on GuruFocus' analysis, Allianz Ayudhya Capital stock appears to be undervalued.
The current stock price of ฿14.60 is trading 21.8% below its estimated GF Value™ of ฿18.68.
Key valuation signals for BKK:AYUD-F:
FCF Margin %: 14.94% (601% above median its 10-year median of 2.13)
GF Value™: ฿18.68 vs. price of ฿14.60 (21.8% below fair value)
Industry Position: 66.6% above the Insurance median (#430 of 504)
No single metric tells the full story. See the BKK:AYUD-F stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Allianz Ayudhya Capital PLC is an investment holding company. The company is engaged in providing individual insurance such as motor insurance, personal accidents insurance, travel accidents insurance, fire insurance, cancer insurance and others. It is involved in non-life insurance business covering for loss or damage of insured properties, such as constructions, commercial and residential buildings, factories, and merchandise, marine and transportation insurance. The company is operating in three principal business segments Non-life insurance business generating the key revenue, Service business and Investment business, which are only organized and managed in a single geographic area, namely in Thailand.
82GF Score
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FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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