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Bangkok Life Assurance PCLBKK:BLA -2.02%63 FCF Margin % is 24.41% as of Jun. 2026, which is 407% above its 10-year median of 4.81. GuruFocus rates BKK:BLA with a GF Score™ of 63/100 and a GF Value™ of ฿22.94 (Fairly Valued). The stock has 1 warning sign investors should review. Among 501 Insurance companies, Bangkok Life Assurance PCL ranks worse than 91.22% on this metric.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Life subindustry, Bangkok Life Assurance PCL's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bangkok Life Assurance PCL FCF Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Bangkok Life Assurance PCL's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Bangkok Life Assurance PCL's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bangkok Life Assurance PCL (BKK:BLA) has a FCF Margin % of 24.41% as of Jun. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Bangkok Life Assurance PCL and its competitors. This is 407% above median its historical median of 4.81. According to the industry distribution chart, Bangkok Life Assurance PCL ranks #457 out of 501 companies in the Insurance industry, placing it in the top 91.2%.
Is Bangkok Life Assurance PCL's FCF Margin % too high?
Bangkok Life Assurance PCL's current FCF Margin % of 24.41% is 407% above median its 10-year median of 4.81. The Insurance industry median FCF Margin % is 8.97. Bangkok Life Assurance PCL's value of 24.41% is 172.1% above this industry median. Based on the distribution chart, Bangkok Life Assurance PCL ranks #457 out of 501 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Bangkok Life Assurance PCL has a GF Score™ of 63/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Bangkok Life Assurance PCL's FCF Margin % compare to AFL and MET?
According to the Insurance industry distribution chart, Bangkok Life Assurance PCL ranks #457 out of 501 companies for FCF Margin %. This places Bangkok Life Assurance PCL in the lower half of its industry. The industry median FCF Margin % is 8.97. Bangkok Life Assurance PCL's value of 24.41% is 172.1% above this benchmark. While the company's 10-year median is 4.81 vs. the industry median of 8.97, Bangkok Life Assurance PCL has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for an Insurance company?
The median FCF Margin % among Insurance companies is 8.97, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bangkok Life Assurance PCL's current FCF Margin % of 24.41% is 172.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Bangkok Life Assurance PCL and its competitors. For the Insurance industry, the median FCF Margin % is 8.97 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bangkok Life Assurance PCL's current FCF Margin % is 24.41%, which is 407% above median its own 10-year median of 4.81. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bangkok Life Assurance PCL stock overvalued right now?
Based on GuruFocus' analysis, Bangkok Life Assurance PCL (BKK:BLA) is currently considered Fairly Valued. The stock's GF Value™ is ฿22.94, compared to a current price of ฿24.20 — trading 5.5% above its estimated fair value. The current FCF Margin % is 24.41%, which is 407% above median its 10-year median of 4.81 and 172.1% above the Insurance industry median of 8.97. Bangkok Life Assurance PCL's overall GF Score™ is 63/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Bangkok Life Assurance PCL (BKK:BLA), the current FCF Margin % is 24.41% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bangkok Life Assurance PCL (BKK:BLA) Overvalued in 2026?
Based on GuruFocus' analysis, Bangkok Life Assurance PCL stock appears to be overvalued.
The current stock price of ฿24.20 is trading 5.5% above its estimated GF Value™ of ฿22.94.
GuruFocus considers Bangkok Life Assurance PCL to be Fairly Valued.
Key valuation signals for BKK:BLA:
FCF Margin %: 24.41% (407% above median its 10-year median of 4.81)
GF Value™: ฿22.94 vs. price of ฿24.20 (5.5% above fair value)
Industry Position: 172.1% above the Insurance median (#457 of 501)
No single metric tells the full story. See the BKK:BLA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bangkok Life Assurance PCL is a Thai financial services group engaged in life insurance services. Its product portfolio contains life insurance, general insurance, mutual funds, credit protection plans, home loans, and bancassurance products, serving both individuals and corporations. The company, along with its subsidiaries, operates its core business in a single segment, which is the life insurance business, and in a single geographic area, which is Thailand.
63GF Score
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