* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BSP:BBSE3 vs BRK.A, AIG, HIG: FCF Margin % Comparison
For the Insurance - Diversified subindustry, BB Seguridade Participacoes's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
BB Seguridade Participacoes FCF Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, BB Seguridade Participacoes's FCF Margin % distribution charts can be found below:
* The bar in red indicates where BB Seguridade Participacoes's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BB Seguridade Participacoes (BSP:BBSE3) has a FCF Margin % of 6.08% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on BB Seguridade Participacoes and its competitors. This is 91% below median its historical median of 68.03. Over the past decade, BB Seguridade Participacoes' FCF Margin % has ranged from 26.35 to 77.76. According to the industry distribution chart, BB Seguridade Participacoes ranks #27 out of 504 companies in the Insurance industry, placing it in the top 5.4%.
Is BB Seguridade Participacoes' FCF Margin % too high?
BB Seguridade Participacoes' current FCF Margin % of 6.08% is 91% below median its 10-year median of 68.03. Over the past 10 years, this metric has ranged from a low of 26.35 to a high of 77.76. The Insurance industry median FCF Margin % is 8.97. BB Seguridade Participacoes' value of 6.08% is 32.2% below this industry median. Based on the distribution chart, BB Seguridade Participacoes ranks #27 out of 504 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, BB Seguridade Participacoes has a GF Score™ of 74/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does BB Seguridade Participacoes' FCF Margin % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, BB Seguridade Participacoes ranks #27 out of 504 companies for FCF Margin %. This places BB Seguridade Participacoes in the top 5% of its industry — outperforming the majority of peers. The industry median FCF Margin % is 8.97. BB Seguridade Participacoes' value of 6.08% is 32.2% below this benchmark. Historically, BB Seguridade Participacoes' own FCF Margin % has ranged from 26.35 to 77.76 over the past decade. While the company's 10-year median is 68.03 vs. the industry median of 8.97, BB Seguridade Participacoes has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for an Insurance company?
The median FCF Margin % among Insurance companies is 8.97, based on 504 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. BB Seguridade Participacoes's current FCF Margin % of 6.08% is 32.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on BB Seguridade Participacoes and its competitors. For the Insurance industry, the median FCF Margin % is 8.97 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BB Seguridade Participacoes's current FCF Margin % is 6.08%, which is 91% below median its own 10-year median of 68.03. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BB Seguridade Participacoes stock overvalued right now?
Based on GuruFocus' analysis, BB Seguridade Participacoes (BSP:BBSE3) is currently considered Modestly Undervalued. The stock's GF Value™ is R$47.91, compared to a current price of R$38.65 — trading 19.3% below its estimated fair value. The current FCF Margin % is 6.08%, which is 91% below median its 10-year median of 68.03 and 32.2% below the Insurance industry median of 8.97. BB Seguridade Participacoes' overall GF Score™ is 74/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For BB Seguridade Participacoes (BSP:BBSE3), the current FCF Margin % is 6.08% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is BB Seguridade Participacoes (BSP:BBSE3) Overvalued in 2026?
Based on GuruFocus' analysis, BB Seguridade Participacoes stock appears to be undervalued.
The current stock price of R$38.65 is trading 19.3% below its estimated GF Value™ of R$47.91.
GuruFocus considers BB Seguridade Participacoes to be Modestly Undervalued.
Key valuation signals for BSP:BBSE3:
FCF Margin %: 6.08% (91% below median its 10-year median of 68.03)
GF Value™: R$47.91 vs. price of R$38.65 (19.3% below fair value)
Industry Position: 32.2% below the Insurance median (#27 of 504)
No single metric tells the full story. See the BSP:BBSE3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
BB Seguridade Participacoes SA is a diversified insurance company that operates two segments: insurance and brokerage. The revenue generation is mostly split between these two segments. Its insurance segment focuses on life, property, vehicle, and special-risk insurance. It also provides capitalization plans as well as reinsurance. The company's brokerage segment operates the facilitation of business insurance and reinsurance. BB Seguridade generates its maximum revenue from Insurance Segment. The company considers mergers and acquisitions as a component of its operational growth plan.
74GF Score
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