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BB Seguridade ParticipacoesBSP:BBSE3 -0.17%78 Median PS Value is R$47.37 as of Jul. 14, 2026, which is 100% below its 10-year median of 0.73. GuruFocus rates BSP:BBSE3 with a GF Score™ of 78/100 and a GF Value™ of R$48.51 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 344 Insurance companies, BB Seguridade Participacoes ranks better than 65.7% on this metric.
This valuation method assumes that the stock valuation will revert to its historical (10-Year) median in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
The historical rank and industry rank for BB Seguridade Participacoes's Median PS Value or its related term are showing as below:
BSP:BBSE3'
s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.66 Med: 0.73 Max: 0.85
Current: 0.85
During the past 13 years, the highest Price to Median PS Value of BB Seguridade Participacoes was 0.85. The lowest was 0.66. And the median was 0.73.
BSP:BBSE3's Price-to-Median-PS-Value is ranked better than 65.7% of 344
companies
in the Insurance industry
Industry Median: 1.02
vs BSP:BBSE3: 0.85
BB Seguridade Participacoes (BSP:BBSE3) Median PS Value Explanation
This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio
is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
It also assumes that over time the profit margin is constant. If a company increases its profit margin to a sustainable level, this value might under-estimate its value. If it has permanent declined profit margins, this may over-estimate the company's value.
BB Seguridade Participacoes's Price to Median PS Value for today is calculated as
Price to Median PS Value
=
Share Price
/
Median PS Value
=
40.28
/
47.37
=
0.85
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BB Seguridade Participacoes Median PS Value Related Terms
BB Seguridade Participacoes Median PS Value Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BSP:BBSE3 vs BRK.A, AIG, HIG: Median PS Value Comparison
For the Insurance - Diversified subindustry, BB Seguridade Participacoes's Price-to-Median-PS-Value, along with its competitors' market caps and Price-to-Median-PS-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
BB Seguridade Participacoes Price-to-Median-PS-Value vs Insurance Industry
For the Insurance industry and Financial Services sector, BB Seguridade Participacoes's Price-to-Median-PS-Value distribution charts can be found below:
* The bar in red indicates where BB Seguridade Participacoes's Price-to-Median-PS-Value falls into.
10-Year Median PS Ratio is 14.7341.
BB Seguridade Participacoes's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was R$3.215.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BB Seguridade Participacoes (BSP:BBSE3) has a Median PS Value of R$47.37 as of Jul. 14, 2026. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on BB Seguridade Participacoes and its competitors. This is 6389% above median its historical median of 0.73. Over the past decade, BB Seguridade Participacoes' Median PS Value has ranged from 0.66 to 0.85. According to the industry distribution chart, BB Seguridade Participacoes ranks #118 out of 344 companies in the Insurance industry, placing it in the top 34.3%.
Is BB Seguridade Participacoes' Median PS Value too high?
BB Seguridade Participacoes' current Median PS Value of R$47.37 is 6389% above median its 10-year median of 0.73. Over the past 10 years, this metric has ranged from a low of 0.66 to a high of 0.85. Based on the distribution chart, BB Seguridade Participacoes ranks #118 out of 344 companies in the Insurance industry, which is above the industry midpoint. Overall, BB Seguridade Participacoes has a GF Score™ of 78/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does BB Seguridade Participacoes' Median PS Value compare to BRK.A and AIG?
According to the Insurance industry distribution chart, BB Seguridade Participacoes ranks #118 out of 344 companies for Median PS Value. This puts BB Seguridade Participacoes in the upper half of its industry. The industry median Median PS Value is 1.02. Historically, BB Seguridade Participacoes' own Median PS Value has ranged from 0.66 to 0.85 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Median PS Value for an Insurance company?
The median Median PS Value among Insurance companies is 1.02, based on 344 companies in the industry. Companies in the top quartile (top 25%) have a Median PS Value significantly above this median, while those in the bottom quartile fall well below. However, Median PS Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Median PS Value mean?
A high Median PS Value can signal that a stock is expensive relative to its fundamentals. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on BB Seguridade Participacoes and its competitors. For the Insurance industry, the median Median PS Value is 1.02 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BB Seguridade Participacoes's current Median PS Value is R$47.37, which is 6389% above median its own 10-year median of 0.73. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BB Seguridade Participacoes stock overvalued right now?
Based on GuruFocus' analysis, BB Seguridade Participacoes (BSP:BBSE3) is currently considered Modestly Undervalued. The stock's GF Value™ is R$48.51, compared to a current price of R$40.28 — trading 17% below its estimated fair value. The current Median PS Value is R$47.37, which is 6389% above median its 10-year median of 0.73. BB Seguridade Participacoes' overall GF Score™ is 78/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Median PS Value calculated?
Median PS Value is calculated from a company's financial statements. For BB Seguridade Participacoes (BSP:BBSE3), the current Median PS Value is R$47.37 as of Jul. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is BB Seguridade Participacoes (BSP:BBSE3) Overvalued in 2026?
Based on GuruFocus' analysis, BB Seguridade Participacoes stock appears to be undervalued.
The current stock price of R$40.28 is trading 17% below its estimated GF Value™ of R$48.51.
GuruFocus considers BB Seguridade Participacoes to be Modestly Undervalued.
Key valuation signals for BSP:BBSE3:
Median PS Value: R$47.37 (6389% above median its 10-year median of 0.73)
GF Value™: R$48.51 vs. price of R$40.28 (17% below fair value)
No single metric tells the full story. See the BSP:BBSE3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
BB Seguridade Participacoes SA is a diversified insurance company that operates two segments: insurance and brokerage. The revenue generation is mostly split between these two segments. Its insurance segment focuses on life, property, vehicle, and special-risk insurance. It also provides capitalization plans as well as reinsurance. The company's brokerage segment operates the facilitation of business insurance and reinsurance. BB Seguridade generates its maximum revenue from Insurance Segment. The company considers mergers and acquisitions as a component of its operational growth plan.
78GF Score
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