Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Banco BmgBSP:BMGB4 +4.84%62 FCF Margin % is 1.42% as of Jun. 2026, which is 59% below its 10-year median of 3.50. GuruFocus rates BSP:BMGB4 with a GF Score™ of 62/100 and a GF Value™ of R$4.40 (Significantly Overvalued). The stock has 9 warning signs investors should review. Among 1,488 Banks companies, Banco Bmg ranks worse than 77.28% on this metric.
FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Banco Bmg's Free Cash Flow for the
three
months ended in Jun. 2026 was R$17 Mil. Banco Bmg's Revenue for the
three
months ended in Jun. 2026 was R$1,211 Mil. Therefore, Banco Bmg's FCF Margin % for the quarter that ended in Jun. 2026 was 1.42%.
The historical data trend for Banco Bmg's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Banco Bmg's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Banco Bmg FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Banco Bmg's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Banco Bmg's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Banco Bmg (BSP:BMGB4) has a FCF Margin % of 1.42% as of Jun. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Banco Bmg and its competitors. This is 59% below median its historical median of 3.50. According to the industry distribution chart, Banco Bmg ranks #1150 out of 1488 companies in the Banks industry, placing it in the top 77.3%.
Is Banco Bmg's FCF Margin % too high?
Banco Bmg's current FCF Margin % of 1.42% is 59% below median its 10-year median of 3.50. The Banks industry median FCF Margin % is 27.38. Banco Bmg's value of 1.42% is 94.8% below this industry median. Based on the distribution chart, Banco Bmg ranks #1150 out of 1488 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Banco Bmg has a GF Score™ of 62/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banco Bmg's FCF Margin % compare to competitors?
According to the Banks industry distribution chart, Banco Bmg ranks #1150 out of 1488 companies for FCF Margin %. This places Banco Bmg in the lower half of its industry. The industry median FCF Margin % is 27.38. Banco Bmg's value of 1.42% is 94.8% below this benchmark. While the company's 10-year median is 3.50 vs. the industry median of 27.38, Banco Bmg has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 27.38, based on 1,488 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banco Bmg's current FCF Margin % of 1.42% is 94.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Banco Bmg and its competitors. For the Banks industry, the median FCF Margin % is 27.38 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banco Bmg's current FCF Margin % is 1.42%, which is 59% below median its own 10-year median of 3.50. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco Bmg stock overvalued right now?
Based on GuruFocus' analysis, Banco Bmg (BSP:BMGB4) is currently considered Significantly Overvalued. The stock's GF Value™ is R$4.40, compared to a current price of R$6.06 — trading 37.7% above its estimated fair value. The current FCF Margin % is 1.42%, which is 59% below median its 10-year median of 3.50 and 94.8% below the Banks industry median of 27.38. Banco Bmg's overall GF Score™ is 62/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Banco Bmg (BSP:BMGB4), the current FCF Margin % is 1.42% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Banco Bmg (BSP:BMGB4) Overvalued in 2026?
Based on GuruFocus' analysis, Banco Bmg stock appears to be overvalued.
The current stock price of R$6.06 is trading 37.7% above its estimated GF Value™ of R$4.40.
GuruFocus considers Banco Bmg to be Significantly Overvalued.
Key valuation signals for BSP:BMGB4:
FCF Margin %: 1.42% (59% below median its 10-year median of 3.50)
GF Value™: R$4.40 vs. price of R$6.06 (37.7% above fair value)
Industry Position: 94.8% below the Banks median (#1150 of 1488)
No single metric tells the full story. See the BSP:BMGB4 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Banco Bmg SA operates as a multiple service bank with commercial, credit, financing and investment portfolios. The company operates in two segments: i) Retail Banking: offering of banking products and services to individuals. It also provides a full range of retail products and services available to its clients through its digital bank. ii) Wholesale Banking: offering of banking products and services to legal entities. Wholesale customers are offered financing, structured financial services, derivative instruments and collateral insurance.
62GF Score
Get the complete analysis for BSP:BMGB4
FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
BSP:BMGB4 has been successfully added to your 
