Banco Bmg (BSP:BMGB4) OCF Margin %: -18.92% (As of Mar. 2026)

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BSP:BMGB4 Banco Bmg SA BSP:BMGB4
74 GF Score
Price R$5.23
GF Value R$7.44
Valuation Significantly Undervalued
! 5 Warning Signs
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What is Banco Bmg OCF Margin %?

Banco Bmg BSP:BMGB4 -0.19% 74 OCF Margin % is -18.92% as of Mar. 2026. GuruFocus rates BSP:BMGB4 with a GF Score™ of 74/100 and a GF Value™ of R$7.44 (Significantly Undervalued). The stock has 5 warning signs investors should review. Among 1,494 Banks companies, Banco Bmg ranks worse than 76.51% on this metric.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. Banco Bmg's Cash Flow from Operations for the three months ended in Mar. 2026 was R$-228 Mil. Banco Bmg's Revenue for the three months ended in Mar. 2026 was R$1,204 Mil. Therefore, Banco Bmg's OCF Margin % for the quarter that ended in Mar. 2026 was -18.92%.

As of today, Banco Bmg's current OCF Yield % is -1.93%.

The historical rank and industry rank for Banco Bmg's OCF Margin % or its related term are showing as below:

BSP:BMGB4' s OCF Margin % Range Over the Past 10 Years
Min: -34.61   Med: 15.08   Max: 115.11
Current: -1.27


During the past 9 years, the highest OCF Margin % of Banco Bmg was 115.11%. The lowest was -34.61%. And the median was 15.08%.

BSP:BMGB4's OCF Margin % is ranked worse than
76.51% of 1494 companies
in the Banks industry
Industry Median: 29.53 vs BSP:BMGB4: -1.27


Banco Bmg OCF Margin % Related Terms


Banco Bmg OCF Margin % Historical Data

* Premium members only.

The historical data trend for Banco Bmg's OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banco Bmg OCF Margin % Chart

Banco Bmg Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Margin %
Get a 7-Day Free Trial Premium Member Only 25.05 11.16 15.08 29.56 -26.93

Banco Bmg Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
OCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -116.29 1.34 6.09 3.24 -18.92

Banco Bmg OCF Margin % Competitor Comparison

For the Banks - Regional subindustry, Banco Bmg's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Banco Bmg OCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Banco Bmg's OCF Margin % distribution charts can be found below:

* The bar in red indicates where Banco Bmg's OCF Margin % falls into.


BSP:BMGB4
74GF Score
Banco Bmg SA BSP:BMGB4
OCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Banco Bmg OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

Banco Bmg's OCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=-1226.53/4553.86
=-26.93 %

Banco Bmg's OCF Margin for the quarter that ended in Mar. 2026 is calculated as

OCF Margin=Cash Flow from Operations (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=-227.745/1203.533
=-18.92 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Margin % →
What does a OCF Margin % of -18.92% mean?
Banco Bmg (BSP:BMGB4) has a OCF Margin % of -18.92% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Banco Bmg and its competitors. According to the industry distribution chart, Banco Bmg ranks #1143 out of 1494 companies in the Banks industry, placing it in the top 76.5%.
Is Banco Bmg's OCF Margin % too high?
Banco Bmg's current OCF Margin % is -18.92%. Based on the distribution chart, Banco Bmg ranks #1143 out of 1494 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Banco Bmg has a GF Score™ of 74/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Banco Bmg's OCF Margin % compare to competitors?
According to the Banks industry distribution chart, Banco Bmg ranks #1143 out of 1494 companies for OCF Margin %. This places Banco Bmg in the lower half of its industry. The industry median OCF Margin % is 29.53. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.53, based on 1,494 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Banco Bmg and its competitors. For the Banks industry, the median OCF Margin % is 29.53 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banco Bmg's current OCF Margin % is -18.92%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco Bmg stock overvalued right now?
Based on GuruFocus' analysis, Banco Bmg (BSP:BMGB4) is currently considered Significantly Undervalued. The stock's GF Value™ is R$7.44, compared to a current price of R$5.23 — trading 29.7% below its estimated fair value. The current OCF Margin % is -18.92%. Banco Bmg's overall GF Score™ is 74/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Banco Bmg (BSP:BMGB4), the current OCF Margin % is -18.92% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banco Bmg (BSP:BMGB4) Overvalued in 2026?

Based on GuruFocus' analysis, Banco Bmg stock appears to be undervalued. The current stock price of R$5.23 is trading 29.7% below its estimated GF Value™ of R$7.44. GuruFocus considers Banco Bmg to be Significantly Undervalued.

Key valuation signals for BSP:BMGB4:

  • OCF Margin %: -18.92%
  • GF Value™: R$7.44 vs. price of R$5.23 (29.7% below fair value)
  • GF Score™: 74/100 with 5 warning signs

No single metric tells the full story. See the BSP:BMGB4 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Banco Bmg Business Description

Address Avenida Presidente Juscelino Kubitscheck, No. 1830, 10th Floor, Tower 2, Vila Nova Conceicao, Sao Paulo, SP, BRA, 04543-900
Banco Bmg SA operates as a multiple service bank with commercial, credit, financing and investment portfolios. The company operates in two segments: i) Retail Banking: offering of banking products and services to individuals. It also provides a full range of retail products and services available to its clients through its digital bank. ii) Wholesale Banking: offering of banking products and services to legal entities. Wholesale customers are offered financing, structured financial services, derivative instruments and collateral insurance.
74GF Score

Get the complete analysis for BSP:BMGB4

OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R$5.23
Price
R$7.44
GF Value