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Globe LifeBSP:G1LL34 85 FCF Margin % is 18.60% as of Jun. 2026, which is 33% below its 10-year median of 27.95. GuruFocus rates BSP:G1LL34 with a GF Score™ of 85/100 and a GF Value™ of R$41.06. The stock has 9 warning signs investors should review. Among 500 Insurance companies, Globe Life ranks better than 75% on this metric.
FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Globe Life's Free Cash Flow for the
three
months ended in Jun. 2026 was R$1,525 Mil. Globe Life's Revenue for the
three
months ended in Jun. 2026 was R$8,197 Mil. Therefore, Globe Life's FCF Margin % for the quarter that ended in Jun. 2026 was 18.60%.
The historical data trend for Globe Life's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BSP:G1LL34 vs UNM, PRI, JXN: FCF Margin % Comparison
For the Insurance - Life subindustry, Globe Life's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Globe Life FCF Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Globe Life's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Globe Life's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Globe Life (BSP:G1LL34) has a FCF Margin % of 18.60% as of Jun. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Globe Life and its competitors. This is 33% below median its historical median of 27.95. Over the past decade, Globe Life's FCF Margin % has ranged from 19.89 to 34.91. According to the industry distribution chart, Globe Life ranks #125 out of 500 companies in the Insurance industry, placing it in the top 25%.
Is Globe Life's FCF Margin % too high?
Globe Life's current FCF Margin % of 18.60% is 33% below median its 10-year median of 27.95. Over the past 10 years, this metric has ranged from a low of 19.89 to a high of 34.91. The Insurance industry median FCF Margin % is 9.11. Globe Life's value of 18.60% is 104.3% above this industry median. Based on the distribution chart, Globe Life ranks #125 out of 500 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Globe Life has a GF Score™ of 85/100, reflecting its overall financial health beyond just this single metric.
How does Globe Life's FCF Margin % compare to UNM and PRI?
According to the Insurance industry distribution chart, Globe Life ranks #125 out of 500 companies for FCF Margin %. This places Globe Life in the top 25% of its industry — outperforming the majority of peers. The industry median FCF Margin % is 9.11. Globe Life's value of 18.60% is 104.3% above this benchmark. Historically, Globe Life's own FCF Margin % has ranged from 19.89 to 34.91 over the past decade. While the company's 10-year median is 27.95 vs. the industry median of 9.11, Globe Life has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for an Insurance company?
The median FCF Margin % among Insurance companies is 9.11, based on 500 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Globe Life's current FCF Margin % of 18.60% is 104.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Globe Life and its competitors. For the Insurance industry, the median FCF Margin % is 9.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Globe Life's current FCF Margin % is 18.60%, which is 33% below median its own 10-year median of 27.95. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Globe Life stock overvalued right now?
Globe Life (BSP:G1LL34) has a current FCF Margin % of 18.60%. The stock's GF Value™ is R$41.06, compared to a current price of R$46.63 — trading 13.6% above its estimated fair value. The current FCF Margin % is 18.60%, which is 33% below median its 10-year median of 27.95 and 104.3% above the Insurance industry median of 9.11. Globe Life's overall GF Score™ is 85/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Globe Life (BSP:G1LL34), the current FCF Margin % is 18.60% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Globe Life (BSP:G1LL34) Overvalued in 2026?
Based on GuruFocus' analysis, Globe Life stock appears to be overvalued.
The current stock price of R$46.63 is trading 13.6% above its estimated GF Value™ of R$41.06.
Key valuation signals for BSP:G1LL34:
FCF Margin %: 18.60% (33% below median its 10-year median of 27.95)
GF Value™: R$41.06 vs. price of R$46.63 (13.6% above fair value)
Industry Position: 104.3% above the Insurance median (#125 of 500)
No single metric tells the full story. See the BSP:G1LL34 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Globe Life Inc is an insurance holding company. It provides a variety of life and supplemental health insurance products and annuities to a broad base of customers. The company's core operations are organized into three reportable segments: life insurance, supplemental health insurance and investments. Investment activities, conducted by the investment segment, focus on seeking investments with a yield and term appropriate to support the insurance product obligations. These investments generally consist of fixed maturities and, over the long term, the expected yields are considered when setting insurance premium rates and product profitability expectations.
85GF Score
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FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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