Pubali BankDHA:PUBALIBANK +3.34%81 FCF Margin % is 152.03% as of Mar. 2026, which is 871% above its 10-year median of 15.65. GuruFocus rates DHA:PUBALIBANK with a GF Score™ of 81/100 and a GF Value™ of BDT28.91 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 1,509 Banks companies, Pubali Bank ranks better than 79.72% on this metric.
FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Pubali Bank's Free Cash Flow for the
three
months ended in Mar. 2026 was BDT21,391 Mil. Pubali Bank's Revenue for the
three
months ended in Mar. 2026 was BDT14,070 Mil. Therefore, Pubali Bank's FCF Margin % for the quarter that ended in Mar. 2026 was 152.03%.
The historical rank and industry rank for Pubali Bank's FCF Margin % or its related term are showing as below:
DHA:PUBALIBANK'
s FCF Margin % Range Over the Past 10 Years
Min: -15.66 Med: 15.65 Max: 165.85
Current: 70.43
During the past 12 years, the highest FCF Margin % of Pubali Bank was 165.85%. The lowest was -15.66%. And the median was 15.65%.
DHA:PUBALIBANK's FCF Margin % is ranked better than 79.72% of 1509
companies
in the Banks industry
Industry Median: 26.55
vs DHA:PUBALIBANK: 70.43
Pubali Bank FCF Margin % Related Terms
Pubali Bank FCF Margin % Historical Data
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The historical data trend for Pubali Bank's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Pubali Bank's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Pubali Bank FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Pubali Bank's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Pubali Bank's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Pubali Bank (DHA:PUBALIBANK) has a FCF Margin % of 152.03% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Pubali Bank and its competitors. This is 871% above median its historical median of 15.65. According to the industry distribution chart, Pubali Bank ranks #306 out of 1509 companies in the Banks industry, placing it in the top 20.3%.
Is Pubali Bank's FCF Margin % too high?
Pubali Bank's current FCF Margin % of 152.03% is 871% above median its 10-year median of 15.65. The Banks industry median FCF Margin % is 26.55. Pubali Bank's value of 152.03% is 472.6% above this industry median. Based on the distribution chart, Pubali Bank ranks #306 out of 1509 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Pubali Bank has a GF Score™ of 81/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Pubali Bank's FCF Margin % compare to competitors?
According to the Banks industry distribution chart, Pubali Bank ranks #306 out of 1509 companies for FCF Margin %. This places Pubali Bank in the top 20% of its industry — outperforming the majority of peers. The industry median FCF Margin % is 26.55. Pubali Bank's value of 152.03% is 472.6% above this benchmark. While the company's 10-year median is 15.65 vs. the industry median of 26.55, Pubali Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.55, based on 1,509 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Pubali Bank's current FCF Margin % of 152.03% is 472.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Pubali Bank and its competitors. For the Banks industry, the median FCF Margin % is 26.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Pubali Bank's current FCF Margin % is 152.03%, which is 871% above median its own 10-year median of 15.65. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pubali Bank stock overvalued right now?
Based on GuruFocus' analysis, Pubali Bank (DHA:PUBALIBANK) is currently considered Modestly Overvalued. The stock's GF Value™ is BDT28.91, compared to a current price of BDT37.10 — trading 28.3% above its estimated fair value. The current FCF Margin % is 152.03%, which is 871% above median its 10-year median of 15.65 and 472.6% above the Banks industry median of 26.55. Pubali Bank's overall GF Score™ is 81/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Pubali Bank (DHA:PUBALIBANK), the current FCF Margin % is 152.03% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Pubali Bank (DHA:PUBALIBANK) Overvalued in 2026?
Based on GuruFocus' analysis, Pubali Bank stock appears to be overvalued.
The current stock price of BDT37.10 is trading 28.3% above its estimated GF Value™ of BDT28.91.
GuruFocus considers Pubali Bank to be Modestly Overvalued.
Key valuation signals for DHA:PUBALIBANK:
FCF Margin %: 152.03% (871% above median its 10-year median of 15.65)
GF Value™: BDT28.91 vs. price of BDT37.10 (28.3% above fair value)
Industry Position: 472.6% above the Banks median (#306 of 1509)
No single metric tells the full story. See the DHA:PUBALIBANK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Pubali Bank PLC provides commercial banking services in Bangladesh. The bank offers deposit products that include savings bank accounts, fixed deposit accounts, short-term deposit accounts, current accounts, pension accounts, and foreign currency accounts. Its business segments are comprised of Conventional Banking, Islamic Banking, Off-shore Banking and Pubali Bank Securities Limited.
81GF Score
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